Mortgage Heroes

Mortgage Heroes Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgage Heroes, Mortgage brokers, Hurstwood Grange, Hurstwood Lane, Haywards Heath.

Mortgage Heroes is a Sussex based mortgage brokerage offering fully qualified financial advice on a whole-of-market basis to first-time-buyers, home movers, remortgages, buy-to-let investors, equity release and many more...

What is joint borrower, sole proprietor?It's a family mortgage option that lets a parent or relative help you get a bigg...
08/09/2026

What is joint borrower, sole proprietor?

It's a family mortgage option that lets a parent or relative help you get a bigger mortgage, without them owning any of the property.

Here's how it works: your family member goes on the mortgage and adds their income to strengthen the application, which can mean qualifying for more borrowing than you could alone. But only you, the buyer, end up on the property's title as owner.

It's a popular route for first-time buyers who have the income to manage repayments but not quite enough to meet a lender's criteria solo.

Worth knowing: your relative is taking on legal responsibility for the mortgage, even without ownership, so it's a decision to make together, with full transparency.

Want to see if this could work for your situation? Mortgage Heroes are here to help.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

September could be an important month for UK mortgages, with the Bank of England’s next interest-rate decision due on 17...
04/09/2026

September could be an important month for UK mortgages, with the Bank of England’s next interest-rate decision due on 17 September.

Matt’s tip this month is not to wait for the announcement before reviewing your options. Mortgage rates can change quickly as lenders respond to market expectations, and the lowest headline rate may not always be the most suitable deal once fees, terms and your circumstances are considered.

If your current mortgage deal is ending within the next six months, or you’re planning to buy or move home, reviewing your position early can give you more time to understand your options and prepare for the costs involved.

Mortgage Heroes are here to help you make sense of the market and find an option suited to your circumstances.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Ever noticed a charge when you finish or switch away from your mortgage? That's likely your exit fee.It's a small admin ...
01/09/2026

Ever noticed a charge when you finish or switch away from your mortgage? That's likely your exit fee.

It's a small admin charge, usually £50-£300, that lenders apply when your mortgage ends, whether you're paying it off completely or moving to a new deal. It covers the cost of closing your account and releasing the paperwork.

It's not the same as an early repayment charge, that's a separate (and usually bigger) fee for leaving before your deal term ends. Exit fees can apply even if you've seen your mortgage through to the end.

Always worth checking your mortgage offer so there are no surprises when the time comes.

Got a fee you want explained? Drop it below.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Question: You need a 20% deposit to get a mortgageAnswer: FALSE. ❌While a bigger deposit can get you better rates and mo...
29/08/2026

Question: You need a 20% deposit to get a mortgage
Answer: FALSE. ❌

While a bigger deposit can get you better rates and more lender choice, it's not a requirement to get started. Many lenders accept deposits as low as 5%, with some lenders even accepting just 2%! There are schemes specifically designed to help first-time buyers get on the ladder without a huge lump sum saved up.

That said, the size of your deposit does affect what's available to you:

📌 A 5-10% deposit opens the door, but often with higher interest rates
📌 A 15%+ deposit usually unlocks better rates
📌 A 20%+ deposit gives you the most lender choice and the most competitive deals

So the myth isn't completely off, a bigger deposit does help, it's just not the minimum bar to clear.

Wondering what deposit you'd actually need based on your situation? Mortgage Heroes are here to help you work it out.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

🚨 The heroes have moved!We've given Mortgage Heroes a fresh new look, and now we've got a brand new page to mat...
27/08/2026

🚨 The heroes have moved!

We've given Mortgage Heroes a fresh new look, and now we've got a brand new page to match.

If you haven't already, now's the perfect time to join us. We'll be sharing plenty of mortgage tips, answers to your questions, local property updates and behind-the-scenes content from the Mortgage Heroes team.

Don't miss out when this page is retired.

👉 Join us here:
https://www.facebook.com/mortgageheroessussex

Thank you for being part of our community. We look forward to welcoming you to our new page!

As we move into summer, the housing market in Sussex has been going through a noticeable shift, with building activity a...
24/08/2026

As we move into summer, the housing market in Sussex has been going through a noticeable shift, with building activity and home sales both slowing compared to recent years.

Matt's tip this month is to stay informed if you're buying, selling, or holding property in the area. A quieter market can bring more room to negotiate, but it also means less certainty around timelines and pricing than during the boom years.

Understanding what's driving the slowdown, higher interest rates, rising build costs, and wider economic uncertainty, can help you make sense of what you're seeing on the ground, whether that's a longer sale process or more flexibility from builders and sellers.

If you're planning a purchase, a move, or reviewing your mortgage options in a changing market, now is a good time to check in and understand what's realistic for your situation.

If you would like to talk through your plans or review your mortgage options, Mortgage Heroes are always here to help.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Hero Hotline: Can I get a mortgage with bad credit?Short answer: yes, in many cases. A poor credit history doesn't autom...
21/08/2026

Hero Hotline: Can I get a mortgage with bad credit?

Short answer: yes, in many cases. A poor credit history doesn't automatically shut the door, it just changes which lenders will consider you.

A few specifics worth knowing:

📌 Missed payments, defaults, CCJs, debt management plans, and even past bankruptcy can all be considered, depending on how recent and severe they are
📌 You may need a larger deposit, often 15-25%+, compared to standard mortgages
📌 Interest rates are usually higher than mainstream deals to reflect the extra risk
📌 Many specialist lenders only work through brokers, so going direct to a bank isn't always your best route
📌 The further away you are from the credit issue, the more options and better rates tend to open up

Every case is different, so the best next step is usually a conversation, not a guess.

Got a credit question you'd like us to cover? Drop it below.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Amended plans for 42 new homes in East Grinstead have been submitted to Mid Sussex District Council, with 13 set aside a...
18/08/2026

Amended plans for 42 new homes in East Grinstead have been submitted to Mid Sussex District Council, with 13 set aside as affordable housing.

It's a scaled-back version of an earlier proposal for 44 homes off West Hoathly Road, now with revised layouts, new green routes, and extra buffer zones to help protect existing trees on the site.

Why does this matter locally?
New developments like this can influence everything from school place demand to road and infrastructure planning in the area. They can also bring fresh opportunities to the market, whether that's for first-time buyers, growing families, or those looking to downsize in East Grinstead and the wider Mid Sussex area.

We like to keep an eye on developments like this across Sussex, not because we can predict what happens next, but because understanding what's happening locally helps us support clients making decisions in the real world.

If you're thinking about how new developments in your area might affect your own plans, we're always happy to talk it through.

📍 Source: Sussex World

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Which mortgage are you?🔴 Fixed-rate: same payment every month, no surprises if rates go up.🟡 Variable-rate: your rate mo...
13/08/2026

Which mortgage are you?

🔴 Fixed-rate: same payment every month, no surprises if rates go up.
🟡 Variable-rate: your rate moves with the market. You win if rates drop, but you're exposed if they rise.

Drop your answer below: fixed or variable?

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Saving for your deposit is a huge milestone, but it's not the only cost to plan for. Before you get the keys, make sure ...
10/08/2026

Saving for your deposit is a huge milestone, but it's not the only cost to plan for. Before you get the keys, make sure you've budgeted for:

🏷️ Stamp duty
📝 Solicitor (conveyancing) fees
🏠 Survey costs
🛡️ Building insurance

These extras can add up to thousands, so factoring them in early means fewer surprises later.

Need help working out your full moving costs? Mortgage Heroes are here to help.

**Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.**

Address

Hurstwood Grange, Hurstwood Lane
Haywards Heath
RH177QX

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441444449200

Website

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