Liddle Perrett Ltd

08/05/2026

Proud to be supporting this event next week!

Walk and Talk 2026: Raising Awareness for Mental Health in the Mortgage Sector

To mark Mental Health Awareness Week 2026, Jason Berry, co-founder of the Mortgage Industry Mental Health Charter (MIMHC), will once again lead the Walk and Talk 2026 event. This year, Jason will be joined by Charlie Morley, Director of Mortgage Distribution at Metro bank, along with a rotating group of industry professionals (“leggers”) who will take part on different days.

The six-day journey will cover the entire length of the Grand Union Canal, starting At Metro Bank in Holborn, London, on Sunday, 10th May, and concluding in Central Birmingham on Friday 15th May. The events goal is to spark meaningful conversations about mental health and wellbeing in the mortgage sector, encouraging open discussions while embracing the benefits of movement and connection.

Why Movement and Exercise Matter for Mental Health

Physical activity plays a crucial role in maintaining good mental health. Walking, in particular, offers numerous benefits:

* Boost Mood: Exercise releases endorphins, which help reduce stress, anxiety, and depression.
* Reduce Stress: Walking provides a natural way to manage stress, lowering cortisol levels and promoting relaxation.
* Improve Sleep: Regular physical activity enhances sleep quality, supporting better mental clarity and emotional balance.
* Enhance Self-Esteem: Achieving movement goals builds confidence and fosters a sense of accomplishment.

By walking together, we can raise awareness, encourage conversations, and support each others mental wellbeing one step at a time.

06/05/2026

The standard mortgage for most lenders who will have a standard rate of interest that fluctuates depending on the Bank of England Base Rate.

You aren’t tied into a mortgage like this so can change lenders or products when you like, but your payments will go up and down depending on what the lender sets their standard variable rate at.

Typically this rate is a little higher than secured deals, but the benefit is that your payments can go down. But remember they can go up too.

Speak to a professional mortgage adviser to talk through all of the mortgage options available to you.
Contact us for a chat [email protected] or visit our website https://bit.ly/4nfoqo1



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

04/05/2026

Every month you repay capital and interest.

So when your mortgage term comes to an end, you will have paid all of the interest on your loan, and the capital will have been paid off as well.

Seek advice from a professional mortgage advisor, we would be happy to chat through the options available [email protected]

Visit our website to find out more https://bit.ly/4nfoqo1



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

03/05/2026

From weddings to milestone birthdays, equity release can help you celebrate life’s big moments with your loved ones, without touching your pension or dipping into savings.

Rather than leaving money behind as an inheritance, many homeowners now prefer to use equity release to make a real difference in their family’s lives today. If you're aged 55 or over you may be able to access some of the value tied up in your property without having to sell or move.

It's important to source advice from an expert though, as while equity release can be a great way to provide a living inheritance, it’s important to understand all of the implications including those potentially relating to tax and estate planning.

Contact us to find out more [email protected] or 0345 894 8441
Read our blog https://bit.ly/4mqvj5n


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

01/05/2026

UK Inheritance Tax is a growing consideration for many families.

There have been a number of proposed reforms, and whilst nothing is confirmed to date it is a sensible time to review your estate.

Consider the following actions:
▶️ Review Large Assets
▶️ Evaluate Investments
▶️ Check Property Titles
▶️ Audit Your Life Insurance

Effective estate planning is about mitigation and preparation. By acting on current rules and planning for potential future changes, you can better manage your family’s financial future.

Read more in our blog https://bit.ly/4tNCh8i
Contact us to talk through your options [email protected]


[Estate Planning is referred to a third party. Neither Liddle Perrett Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.]

Navigate UK Inheritance Tax with our simple guide. Strategies for property, debt, & trusts to mitigate tax. Includes key 2026/27 reform proposals.

30/04/2026

Rather than leaving money behind as an inheritance, many homeowners now prefer to use equity release to make a real difference in their family’s lives today.

For example rising living costs and unaffordable childcare mean many young families struggle to make ends meet. Whether it’s helping to pay for childcare, providing a lump sum during parental leave, or funding a home extension, equity release to support family living expenses can be a lifeline.

It is essential to get financial advice from a qualified equity release adviser. They’ll explain the pros and cons of equity release and help you choose a plan that fits your needs and priorities.

Contact us to find out more [email protected] or 0345 894 8441
Read our blog https://bit.ly/4mqvj5n



[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

28/04/2026

Equity release allows homeowners aged 55 or over to access some of the value tied up in their property without having to sell or move.

In the face of rising house prices, expensive childcare, and the weight of student debt, young adults today are finding it harder than ever to get ahead financially. It’s no surprise that many are turning to the Bank of Mum and Dad — or even the Bank of Grandma and Grandad — for support.

For example, with high deposits for first-time buyers getting onto the property ladder can be hard. Using equity release to help children buy a home is becoming increasingly common among over-55s who want to see their family succeed.

It’s essential to get financial advice from a qualified equity release adviser. They’ll explain the pros and cons of equity release and help you choose a plan that fits your needs and priorities.

Contact us to find out more [email protected] or 0345 894 8441
Read our blog https://bit.ly/4mqvj5n


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

26/04/2026

Mortgage Insurance: Costing and Why Timing Matters

The terms of your protection depend on personal factors, including your health, your job, and whether you smoke. However, the most critical factor is often your age, which means acting early is crucial to secure your policy for the entire life of your mortgage.

By acting early, you secure your policy for the entire life of your mortgage, locking in lower rates for decades. Prices start to rise as you get older, and health increasingly becomes a factor. As you near age 55, costs increase significantly due to the higher risk perceived by insurers.

Read our blog to find out more https://bit.ly/4de6iZe or contact us to talk through what options there might be [email protected]


[Your home may be repossessed if you do not keep up repayments on your mortgage]

Our guide to mortgage insurance explains the ins and outs of mortgage insurance and what you need to put in place to protect your family

24/04/2026

Understanding current UK Inheritance Tax rules and help mitigate the impact on your family’s wealth.

Our guide explores two main areas of planning:

➡️ Property and Debt: How your home, mortgage, and life insurance can affect your tax position.

➡️ Legal Structures: Using trusts and property ownership methods to help protect assets, particularly in light of proposed reforms announced for 2026 and 2027.

Read our blog here https://bit.ly/4tNCh8i
Contact us to find out more about your options [email protected]


[Estate Planning is referred to a third party. Neither Liddle Perrett Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.]

Navigate UK Inheritance Tax with our simple guide. Strategies for property, debt, & trusts to mitigate tax. Includes key 2026/27 reform proposals.

21/04/2026

Navigating UK Inheritance Tax can feel like a complex thing!

UK Inheritance Tax (IHT) is a growing consideration for many families. Due to “fiscal drag”—where tax-free limits remain frozen while asset values rise—more estates are potentially falling within the tax net.

Understanding current IHT rules and planning for potential future changes is essential to help mitigate the impact on your family’s wealth.

Read our blog here https://bit.ly/4tNCh8i
Contact us to find out more about your options [email protected]

[Estate Planning is referred to a third party. Neither Liddle Perrett Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.]

Navigate UK Inheritance Tax with our simple guide. Strategies for property, debt, & trusts to mitigate tax. Includes key 2026/27 reform proposals.

18/04/2026

What is Mortgage Protection?

Mortgage protection isn’t just one product; it’s a toolkit designed to keep your home safe if your circumstances change.

▶️ Life Insurance
▶️ Critical Illness Cover
▶️ Income Protection

Check out our guide to mortgage insurances where we look at all of these, what mortgage protection costs, what it does, and why the “when” is just as important as the “what.”
https://bit.ly/4de6iZe
Contact us [email protected] or 0345 894 8441

[Your home may be repossessed if you do not keep up repayments on your mortgage]

Our guide to mortgage insurance explains the ins and outs of mortgage insurance and what you need to put in place to protect your family