Liddle Perrett Ltd

28/08/2026

Many new homeowners think the financial heavy lifting ends once the lender says “yes.” In reality, securing the loan is only half the battle.

The second, and arguably more important half, is making sure you can keep your home if life throws a curveball. You don't just need to protect the bricks and mortar - you need to protect the people paying for it aswell.

Read our latest 2026 guide on Mortgage Protection Insurance to learn how to secure your family's future.
https://liddleperrett.com/mortgage-protection-insurance-2026/
Contact us [email protected]

Learn why mortgage protection insurance is vital for keeping your home, and discover the tax-efficient benefits of writing your policy in trust.

27/08/2026

A good mortgage broker will have access to lenders criteria and be able help you navigate the process for the best possible outcome for your circumstances.

Whilst there is no such thing as a “special relationship” with banks, what we do do, is work closely with them so we understand their products and lending criteria.

We are really well placed to be able to ensure you submit the best possible application for your mortgage. Contact us to chat about how we might support you [email protected] or 0345 894 8441



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

25/08/2026

❓How much equity can I release from my home ❓

The amount of equity that can be released from a home depends on factors such as the property's value, the homeowner's age, and the specific terms of the equity release mortgage.

Visit https://www.liddleperrett.com/equity-release-faqs/ for more FAQs


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

Discover all you need to know about equity release with our comprehensive FAQs. From understanding how it works to exploring the potential risks and benefits, our guide provides valuable insights in a formal manner. Get the answers you've been looking for and make informed decisions about equity rel...

24/08/2026

There are lots of different scenarios so please contact us and we can guide you through what is available to you.

Lenders typically require 3 months payslips if PAYE or 2 years accounts if you're self employed, but, there are lenders who will lend based on less that this given certain criteria.

Talk to us to find out what's achievable [email protected] or 0345 894 8441



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

23/08/2026

❓What are the risks associated with equity release mortgages ❓

Risks associated with equity release mortgages include potential negative impacts on inheritance, the accrual of compound interest, potential early repayment charges, and the possibility of owing more than the value of the property over time.

Visit https://www.liddleperrett.com/equity-release-faqs/ for more FAQs


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

Discover all you need to know about equity release with our comprehensive FAQs. From understanding how it works to exploring the potential risks and benefits, our guide provides valuable insights in a formal manner. Get the answers you've been looking for and make informed decisions about equity rel...

22/08/2026

❓Could I or my estate owe more than my home is worth ❓

Equity Release mortgages that meet the Equity Release Council’s Standards must feature a “no negative equity guarantee” which means that you or your estate will never owe more than your house is worth when it is sold.

Visit https://www.liddleperrett.com/equity-release-faqs/ for more FAQs


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]

Discover all you need to know about equity release with our comprehensive FAQs. From understanding how it works to exploring the potential risks and benefits, our guide provides valuable insights in a formal manner. Get the answers you've been looking for and make informed decisions about equity rel...

21/08/2026

Lenders make money lending money so it may sound a little daft that they have criteria, but they do.

Each has an area of the market that they wish to lend to, for example First Time Buyers, or High Net Worth individuals or Self Employed. They will then lend in a way that keeps their clients safe, ensuring that what they borrow is affordable

We can help you navigate what is available to ensure your application is successful, including;

➡️ access to the most appropriate lenders for your circumstances
➡️the right paperwork ready for your application
➡️full transparency about the application and lending process

Contact us to arrange a chat [email protected] or 0345 894 8441



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

19/08/2026

❓What are the eligibility criteria for obtaining an equity release mortgage ❓

Eligibility criteria for equity release mortgages may vary depending on the provider, but typically include factors such as age (usually 55 or older), property value, and the homeowner's health.

Visit https://www.liddleperrett.com/equity-release-faqs/ for more FAQs


A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

Discover all you need to know about equity release with our comprehensive FAQs. From understanding how it works to exploring the potential risks and benefits, our guide provides valuable insights in a formal manner. Get the answers you've been looking for and make informed decisions about equity rel...

18/08/2026

We hope you’ll never need to claim on mortgage protection, but if you do, you'll realise that it's invaluable.

Mortgage protection does what it says on the tin – it protects you, your mortgage and therefore your family.

We ensure you have what you need to cover your back when you need it, and that it's structured in an affordable manner to give you a level of cover than meets your needs.

Contact us to discuss [email protected] or 0345 894 8441



[Your home may be repossessed if you do not keep up repayments on your mortgage.]

16/08/2026

Do you have a wish list?

Most of us have things that we've always talked about doing but often finances are stopping us from doing anything about it. It might be that releasing equity from your property is something to consider?

An equity release mortgage is a financial product that allows homeowners, typically those aged 55 and older, to access some of the value (equity) tied up in their property while still living there. It essentially involves borrowing against the value of your home, but unlike a regular mortgage, you don’t have to make regular payments.

This is a great opportunity but there are also risks to consider and understand, so obtaining advice from a professional mortgage advisor is important. Contact us to arrange a chat about the options available to you [email protected]
Or visit https://www.liddleperrett.com/equity-release-faqs/ for more FAQs


[A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.]