Blythe & Shepherd Mortgages

Blythe & Shepherd Mortgages Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Blythe & Shepherd Mortgages, Mortgage brokers, Blythe & Shepherd Mortgages, 2 Kirkstile, Heart of Hawick, Hawick.

๐Ÿ  | With over 50 yearsโ€™ combined financial services experience, Blythe & Shepherd Mortgages offer a tailored service to guide you through your Mortgage and Protection journey.

๐Ÿ—“๏ธ | Schedule a free consultation at our Hawick office or at home.

๐Ÿก ๐’๐œ๐จ๐ญ๐ญ๐ข๐ฌ๐ก ๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž๐ฌ ๐…๐ฎ๐ง๐ โ€“ ๐๐จ๐ฐ ๐Ž๐ฉ๐ž๐ง๐ŸกThe Scottish Government has launched its new First Homes Fund, helping more first...
30/06/2026

๐Ÿก ๐’๐œ๐จ๐ญ๐ญ๐ข๐ฌ๐ก ๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž๐ฌ ๐…๐ฎ๐ง๐ โ€“ ๐๐จ๐ฐ ๐Ž๐ฉ๐ž๐ง๐Ÿก

The Scottish Government has launched its new First Homes Fund, helping more first-time buyers onto the property ladder.

๐Ÿ“ฃ | ๐‡๐ž๐ซ๐ž'๐ฌ ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐ค๐ง๐จ๐ฐ:

โ€ข Receive up to ยฃ10,000 towards buying your first home.

โ€ข Available on new build and existing properties with a purchase price of up to ยฃ300,000.

โ€ข Open to eligible first-time buyers across Scotland.

โ€ข The scheme is shared equity, meaning the Scottish Government takes an equity share in your home based on its contribution.

โ€ข There are no monthly repayments or interest charges on the Government's equity share.

โ€ข You must have an accepted offer on a property before applying, and your application must be submitted before missives are concluded.

โ€ข Applications cannot be made directly by buyers โ€“ they must be submitted through a qualified Independent Financial Adviser (IFA) or mortgage broker.

โ€ข The fund can be used alongside a Lifetime ISA or Help to Buy ISA, provided you meet the eligibility criteria.

๐Ÿ“ž | At Blythe & Shepherd Mortgages, we're authorised to submit First Homes Fund applications and can guide you through the process from mortgage advice to application.

โ˜Ž๏ธ | 07802 749609
๐Ÿ“ง | [email protected]

๐Ÿ†• | Full information on the Fund and how to apply โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ

https://www.mygov.scot/first-homes-fund

Your home may be repossessed if you do not keep up repayments on your mortgage.

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ ๐Ÿคฉ | If youโ€™d like to book in for a mortgage appointment or just get some initial advice, you can contact us ...
14/05/2026

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

๐Ÿคฉ | If youโ€™d like to book in for a mortgage appointment or just get some initial advice, you can contact us on:

โ˜Ž๏ธ | 07738167948

๐Ÿ“ง | โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ [email protected]

๐Ÿ’ป | โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ www.blytheandshepherdmortgages.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

๐Ÿก๐Ÿฅ‡| ๐‡๐š๐ฐ๐ข๐œ๐ค ๐”๐Š'๐ฌ ๐๐จ.๐Ÿ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐‡๐จ๐ญ ๐’๐ฉ๐จ๐ญWith local house prices on the rise, owning a property is likely to be your bigges...
05/02/2026

๐Ÿก๐Ÿฅ‡| ๐‡๐š๐ฐ๐ข๐œ๐ค ๐”๐Š'๐ฌ ๐๐จ.๐Ÿ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐‡๐จ๐ญ ๐’๐ฉ๐จ๐ญ

With local house prices on the rise, owning a property is likely to be your biggest long-term financial asset.

At Blythe & Shepherd Mortgages we guide you through the mortgage and house-buying process, ensuring you receive tailored help and advice for your circumstances.

You can get in touch for a free initial consultation on:

โ˜Ž๏ธ | 07802749609
๐Ÿ“ง | [email protected]
๐Ÿ’ป | www.blytheandshepherdmortgages.co.uk

Your home may be repossessed if you do not keep up the repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

https://www.dailymail.co.uk/news/article-15515509/Small-Scots-town-UKs-No-1-property-hot-spot-thanks-plans-new-Center-Parcs.html

The small Scots town of Hawick has suddenly emerged as the UK's number one property hot-spot - and it's got nothing to do with tweed or cashmere.

โœจ ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ. ๐…๐ซ๐ž๐ฌ๐ก ๐’๐ญ๐š๐ซ๐ญ. ๐๐ž๐ฐ ๐‡๐จ๐ฆ๐ž ๐†๐จ๐š๐ฅ๐ฌ.A New Year is the perfect time to review your finances and set some positive goa...
07/01/2026

โœจ ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ. ๐…๐ซ๐ž๐ฌ๐ก ๐’๐ญ๐š๐ซ๐ญ. ๐๐ž๐ฐ ๐‡๐จ๐ฆ๐ž ๐†๐จ๐š๐ฅ๐ฌ.

A New Year is the perfect time to review your finances and set some positive goals for the year ahead ๐Ÿก

Whether your goal is to:

โœ”๏ธ Make sure your current mortgage is still right for you
โœ”๏ธ Reduce your monthly payments
โœ”๏ธ Plan ahead for a remortgage
โœ”๏ธ Or finally take that first step onto the property ladder

๐–๐žโ€™๐ซ๐ž ๐ก๐ž๐ซ๐ž ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ.

At Blythe & Shepherd Mortgages, we offer friendly, straightforward advice and will guide you through your options, whether youโ€™re a first-time buyer, moving home, or reviewing your existing mortgage.

๐Ÿ“ž Get in touch for a chat - call us on 07802749609 or visit our website to book in online: www.blytheandshepherdmortgages.co.uk

๐Ÿก ๐‹๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐›๐ž ๐ญ๐ก๐ž ๐ฒ๐ž๐š๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฉ๐ฅ๐š๐ง๐ฌ ๐›๐ž๐œ๐จ๐ฆ๐ž ๐ซ๐ž๐š๐ฅ๐ข๐ญ๐ฒ!

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

๐ŸŽ„ Wishing all our clients, friends and families across Hawick and the Scottish Borders a very Merry Christmas and a Happ...
24/12/2025

๐ŸŽ„ Wishing all our clients, friends and families across Hawick and the Scottish Borders a very Merry Christmas and a Happy New Year!

Thank you for your continued support throughout the year; itโ€™s genuinely appreciated. We hope you enjoy a relaxing and joyful festive period. ๐ŸŽ…

Hereโ€™s to a bright and successful 2026! ๐Ÿฅ‚๐Ÿก

๐Ÿ“ข | ๐๐š๐ง๐ค ๐จ๐Ÿ ๐„๐ง๐ ๐ฅ๐š๐ง๐ ๐๐š๐ฌ๐ž ๐‘๐š๐ญ๐ž ๐”๐ฉ๐๐š๐ญ๐ž โ€” What Does It Mean for You? ๐ŸกThe Bank of England has today reduced the base rate, ...
18/12/2025

๐Ÿ“ข | ๐๐š๐ง๐ค ๐จ๐Ÿ ๐„๐ง๐ ๐ฅ๐š๐ง๐ ๐๐š๐ฌ๐ž ๐‘๐š๐ญ๐ž ๐”๐ฉ๐๐š๐ญ๐ž โ€” What Does It Mean for You? ๐Ÿก

The Bank of England has today reduced the base rate, which can affect mortgage costs.

๐Ÿ”น Variable-Rate Mortgages (tracker/SVR) may see monthly payments change.

๐Ÿ”น Fixed-Rate Mortgages stay the same until your deal ends.

๐Ÿ”น New Buyers & Remortgagors may see lower rates available.

Even small changes can impact affordability โ€” so itโ€™s worth reviewing your options.

๐Ÿ“ž Not sure how this affects you?
Blythe & Shepherd Mortgages are here to help you make sense of it.

โ˜Ž๏ธ | Call us or visit our website to chat today!
๐Ÿ’ป | www.blytheandshepherdmortgages.co.uk
๐Ÿ“ฑ | 07802749609

Your home may be repossessed if you do not keep up repayments on your mortgage.

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ ๐Ÿคฉ | If youโ€™d like to book in for a mortgage appointment or just get some initial advice, you can contact us ...
02/12/2025

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

๐Ÿคฉ | If youโ€™d like to book in for a mortgage appointment or just get some initial advice, you can contact us on:

โ˜Ž๏ธ | 07738167948

๐Ÿ“ง | โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ [email protected]

๐Ÿ’ป | โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ www.blytheandshepherdmortgages.co.uk

๐Ÿก | ๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž?It can feel overwhelming โ€” but it doesnโ€™t have to be. Here are the 5 questions...
12/11/2025

๐Ÿก | ๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž?

It can feel overwhelming โ€” but it doesnโ€™t have to be. Here are the 5 questions every first-time buyer asks (and the answers you need ๐Ÿ‘‡)


1๏ธโƒฃ | ๐‡๐จ๐ฐ ๐ฆ๐ฎ๐œ๐ก ๐œ๐š๐ง ๐ˆ ๐š๐Ÿ๐Ÿ๐จ๐ซ๐?

Start by speaking to a mortgage adviser and getting an ๐˜ˆ๐˜จ๐˜ณ๐˜ฆ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ ๐˜—๐˜ณ๐˜ช๐˜ฏ๐˜ค๐˜ช๐˜ฑ๐˜ญ๐˜ฆ โ€” it helps you set a clear budget and makes your offer stronger.

2๏ธโƒฃ | ๐–๐ก๐š๐ญ ๐จ๐ญ๐ก๐ž๐ซ ๐œ๐จ๐ฌ๐ญ๐ฌ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ˆ ๐ž๐ฑ๐ฉ๐ž๐œ๐ญ?

Remember things like Legal Fees, Land and Buildings Transaction Tax (no tax on the first ยฃ175,000 for first-time buyers ๐ŸŽ‰), Mortgage Fees, and moving costs. Budget around 2โ€“5% of the property price for extras.

3๏ธโƒฃ | ๐‡๐จ๐ฐ ๐๐จ๐ž๐ฌ ๐ญ๐ก๐ž ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ฉ๐ซ๐จ๐œ๐ž๐ฌ๐ฌ ๐ฐ๐จ๐ซ๐ค ๐ข๐ง ๐’๐œ๐จ๐ญ๐ฅ๐š๐ง๐?

Itโ€™s a bit different here - your solicitor notes interest, submits your offer, and handles the missives (contracts). Once those are concluded โ€” itโ€™s legally binding and the home is yours ๐Ÿ 

4๏ธโƒฃ | ๐–๐ก๐š๐ญโ€™๐ฌ ๐š ๐‡๐จ๐ฆ๐ž ๐‘๐ž๐ฉ๐จ๐ซ๐ญ?

Every property for sale in Scotland must have one โ€” it covers the condition, valuation, and energy rating. Always read it before making an offer.

5๏ธโƒฃ | ๐–๐ก๐ž๐ง ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ˆ ๐ ๐ž๐ญ ๐š ๐ฌ๐จ๐ฅ๐ข๐œ๐ข๐ญ๐จ๐ซ ๐ข๐ง๐ฏ๐จ๐ฅ๐ฏ๐ž๐?

When youโ€™re ready to make an offer - Theyโ€™ll guide you through offers, negotiations, and all the legal bits to keep things running smoothly.


โœจ | Buying your first home is a huge milestone โ€” and weโ€™re here to make it simple, clear, and stress-free from start to finish.

๐Ÿ“ž | If youโ€™re thinking about buying your first property, get in touch today โ€” weโ€™ll help you take the first step with confidence. โฌ‡๏ธโฌ‡๏ธโฌ‡๏ธ

โ˜Ž๏ธ | 07802749609
๐Ÿ“ง | [email protected]
๐Ÿ’ป | www.blytheandshepherdmortgages.co.uk

Address

Blythe & Shepherd Mortgages, 2 Kirkstile, Heart Of Hawick
Hawick
TD90AE

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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