Lisha Tambling Mortgage Advisor

08/06/2026

Thought I would reintroduce myself for any new followers!

My name is Lisha, and I work for Apex Mortgage and protection, swipe to see a picture of my reason to work 🥹 thought I would share some information about me below.

1. I work part time, 20 hours a week/3 days a week, work life balance and spending time with my babies is key to me, all the mums in the finance industry who have been told it’s not possible, 🙋‍♀️ it absolutely is.

2. My little boys only have a 12 month age gap 🥴 so don’t worry, your mortgage problems won’t phase me, I deal with stress on the daily 🤣

3. I have booked 55 mortgages so far this year, not bad going for part time!

4. I love my job, helping people sort a mortgage on their first home or a remortgage they have been stressing about, it’s such a good feeling!

5. I love a caravan holiday with my little family.

6. My dream is to travel to as many countries as possible with little ones when they are old enough, but the ultimate dream is a South African safari 🐘

If you need any help with your mortgage/protection, please do not hesitate to message me. ✌️

15/05/2026

5* review for me and my wonderful admin team!

30/04/2026

After weeks of rate increases driven by the conflict in the Middle East, something has shifted. A number of major lenders have started cutting their fixed rates over the past few days.

Halifax, NatWest, Barclays, HSBC, Santander, Skipton Building Society and TSB have all reduced rates on selected deals. Some by as much as 0.35%.

These cuts come after a ceasefire announcement created some breathing room in the markets. Swap rates have eased slightly, and lenders are using the opportunity to reprice.

But here's the important bit. Nobody knows how long this window will last. Rates went up fast when things changed before, and they could move again just as quickly.

If your fixed deal is ending soon, this could be a good time to lock something in. If your lender offers something better before you complete, you may be able to switch.

Switching to a different lender may incur additional charges.

If you've been sitting on your lender's standard variable rate waiting for things to settle, this might be the moment to act.

And with the Bank of England's rate decision coming tomorrow, it's worth being in a strong position before any further changes hit the market.

Get in touch and let's see what's available for you right now.

📞 07743966709
✉ [email protected]

🔐 Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

23/04/2026

If you run a business, who pays the bills if you can't work?

When you're self employed or running a small business, your income depends on you showing up. There's no HR department sorting your sick pay. There's no company policy kicking in to cover your wages. If you can't work, the money stops.

But the bills don't.

Business protection covers things like key person insurance, shareholder protection and executive income protection. It's designed to keep the business stable and give you and anyone who depends on the business a financial safety net.

If you're a sole trader, income protection can replace a portion of your earnings if you're too ill or injured to work. If you're a director or partner, there are options to protect both your personal income and the business itself.

It's one of those things that feels like it's for bigger businesses. But it's often the smaller ones that are most vulnerable, because everything depends on one or two people.

If your business relies on you, it's worth having the conversation.

📞 07743966709
✉ [email protected]

🛡️ As with all insurance policies, conditions and exclusions will apply.

22/04/2026

One week until the Bank of England's next rate decision.

On 30 April, the Bank of England will announce whether interest rates stay at 3.75%, go up, or come down. Right now, nobody knows which way it'll go. The market is split.

But here's what we do know.

Mortgage rates have already moved significantly since the start of the year. Lenders have been repricing regularly, and deals that were available a few weeks ago may not be there today.

If you've been sitting on your lender's standard variable rate waiting for things to settle down, that wait is costing you money every month. And it might not get cheaper any time soon.

If your fixed deal is ending before the autumn, securing a rate now gives you certainty. If your lender offers something better before you complete, you may be able to switch. Switching to a different lender may incur additional charges.

The one thing we'd always say is don't try to time the market. Get the best deal available to you today and protect yourself from whatever comes next.

📞 07743966709
✉ [email protected]

🔐 Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

16/04/2026

People do not buy life insurance for their families to become rich.

People buy life insurance so that their families don’t become poor.

That is our job. Pop me a message.

1 in 4 don’t make it to retirement.

1 in 3 have a critical illness before retirement.

Don’t be that person that thinks ‘It wont happen to us’. That is a dangerous mentality to have based on the above facts and figures.

TAKE CARE OF WHAT REALLY MATTERS.🧑‍🧑‍🧒‍🧒

18/12/2025

Bank of England base rate dropped by a further 0.25% today!

03/12/2025

Mortgage Advisor turnt office Chef 🧑‍🍳
What better way to start the festivities than treating everyone in the office to a festive baguette.
- garlic baguette
- stuffing
- pigs in blankets
- Brie
- onion chutney

Thank me later 😋

19/11/2025

What Really Affects Your Mortgage Interest Rate

Many people are surprised by how many factors influence the rate they are offered. These can include:
• The Bank of England base rate
• Your loan to value ratio
• Your credit profile
• Your income and affordability
• The type of mortgage product you choose

Understanding these details helps you make better decisions and gives you more control over what you pay each month. The right advice at the right time can make a meaningful difference.

💻 www.apexmp.co.uk
☎ 07743966709
✉ [email protected]

🔐 Your home may be repossessed if you do not keep up repayments on your mortgage.

18/11/2025

🙋‍♀️

🌟 Advisors of the Week 🌟

A huge congratulations to Anna and Elisha, our Advisors of the Week at Apex Mortgage & Protection.

Both have shown outstanding commitment to their clients, delivering clear advice, calm support, and incredible attention to detail throughout the entire process. Their hard work has led to brilliant outcomes this past week and the feedback from clients has been nothing short of amazing.

Anna and Elisha are perfect examples of what Apex stands for. Genuine care, genuine effort, and genuine results.

Thank you both for everything you do for your clients and for the team.