Chris Knott Insurance

17/06/2026

More charities and community organisations are considering becoming a CIO. But what does that mean in practice? 🤔

While Charitable Incorporated Organisation (CIO) status can offer benefits such as limited liability and a simpler legal structure, the process also comes with responsibilities, legal considerations and practical changes that trustees need to understand.

That’s why we’ve put together a guide looking at some of the key implications of becoming a CIO, including:
✅ Governance considerations
✅ Trustee responsibilities
✅ Legal and financial implications
✅ Insurance considerations
✅ Practical changes organisations may face

If your charity, club or community organisation is weighing up the move, this article should help you ask the right questions before making a decision.

Read it here: https://www.chrisknott.co.uk/the-implications-of-becoming-a-cio/

Explore our guide on transitioning to a CIO in the UK. Understand the benefits, legal implications and insurance challenges for a smooth transition.

09/06/2026

A sofa you bought five years ago probably isn’t worth much on paper.

But replacing it? That’s another story.

The same goes for TVs, laptops, beds, kitchen appliances and all the everyday items you rely on without really thinking about them.

That’s why the detail behind your Contents Insurance matters.

Some policies only pay out based on the current value of your belongings at the time of a claim. Others offer “new for old” cover, helping you replace items with brand-new equivalents instead.

In our latest article, we explain how New for Old Contents Insurance works, why it’s important to check whether your policy includes it and where you might be caught out.

Take a look:
https://www.chrisknott.co.uk/what-is-new-for-old-contents-insurance/

Join us as explain what New for Old Contents Insurance is and what it means for your Home Insurance policy.

03/06/2026

If the recent warm weather has got you thinking about a summer getaway, you’re definitely not alone. ☀️✈️

But while many people spend ages comparing flights and hotels, Travel Insurance often gets sorted in a rush once the trip is booked.

That can become a problem if you ever need to make a claim.

For example:
❌ Medical cover limits that are lower than expected
❌ Excesses that catch you out
❌ Gadgets and valuables not fully covered
❌ Existing medical conditions excluded
❌ Restrictions around cancellations or disruption

We’ve put together a practical guide explaining what to look for when comparing Travel Insurance quotes, so you know what you’re actually getting before you travel.

It’s well worth a read before your next trip:
https://www.chrisknott.co.uk/news/what-to-look-for-in-a-travel-insurance-quote/

Comparing travel insurance quotes involves more than finding the lowest price. Hidden exclusions, inadequate limits, and restrictive terms can leave you

26/05/2026

Owning a hot hatch is often high on the wish list for new drivers.

The reality?

Insurance costs can bring things back down to earth with a bump.

But it doesn't mean it's not possible.

There are ways to approach it strategically. The car you choose, how it’s used and how the policy is structured can all make a difference.

For parents supporting a new driver, or anyone starting out and weighing up their options, it’s worth understanding what actually affects the price.

To help, we’ve put together a guide covering practical ways to make a hot hatch more affordable to insure.

https://www.chrisknott.co.uk/news/a-young-drivers-guide-to-affording-a-hot-hatch/

Once you've passed your driving test and saved up for your dream hot hatch car, it's worth exploring your next step: motor insurance. While it may seem like a

18/05/2026

Most people review their Car Insurance every year.

Fewer do the same with their home cover. 🏡

Over time, circumstances change. Property values shift. Contents build up. Policies may no longer reflect what you need.

At Chris Knott Insurance, we help clients arrange buildings and contents cover, with the same straightforward, personal approach you expect from our team.

If it’s been a while since you last looked at your policy, it might be worth a sense check.

https://www.chrisknott.co.uk/property-insurance

Providing peace of mind for homeowners, tenants and landlords.

13/05/2026

You’ve made a Car Insurance claim and the car's been taken care of.

But then comes the part people often forget about… the excess.

And, unfortunately, if you chose a higher excess to reduce the price of your policy, that cost can hit you when you least expect it.

If you'd rather not be left out of pocket, it's worth considering Excess Protection Insurance.

It's a policy designed to reimburse your excess even if the claim was your fault.

And it's available from just £25.

Want to know more? Take a look at the website:

https://www.chrisknott.co.uk/motor-insurance/excess-protection-insurance/

When your vehicle is damaged, stolen, or written off, you may be left paying your motor policy’s compulsory and voluntary excess, often at a time when you’re

06/05/2026

Hot hatches and insurance don’t always go hand in hand. 🤝

Performance, modifications and driver profile can all push premiums up… which is why some models are far more affordable to insure than others.

So which hot hatches are worth considering in 2026 if you want to keep insurance costs in check?

We’ve taken a closer look at the models that tend to come out more favourably – and why.

If you’re weighing up your next car, or just curious how your current one compares, it’s worth a read.

https://www.chrisknott.co.uk/news/cheapest-hot-hatches-to-insure-in-2026/

Hot hatches have long been one of the smartest ways to enjoy driving in the UK. They offer the excitement of a performance car, the practicality of a family

27/04/2026

Spring might be here… but that doesn’t mean the weather’s behaving itself. 🌧️

If you’re heading out to meets, weekend runs or just enjoying getting your pride and joy back on the road, the last thing you want is to be stranded at the roadside.

To ensure peace of mind, our Breakdown Cover starts from just £65 per vehicle and includes:
✔ Roadside Assistance
✔ HomeStart
✔ National Recovery
✔ Fault Diagnosis

Planning longer UK trips or a European drive? You can upgrade to include enhanced onward travel, replacement hire car and overnight accommodation.

Whether you’re driving daily or taking the car out for special occasions, it’s good to know help is on hand when you need it.

You can find out more here:
https://www.chrisknott.co.uk/motor-insurance/breakdown-cover/

UK Breakdown cover from £75. Inc. HomeStart, roadside assistance, recovery, onward travel and more. Get a quote now.

21/04/2026

“I’ve used Chris Knott for a few years now. Always very easy to contact, good prices, and good service.”

It’s always great to hear feedback like this from customers who’ve been with us for several years.

At Chris Knott, we work hard to keep insurance straightforward and to make sure our team is easy to reach when you need help with a quote, renewal or question about your cover.

If you’d like to see what other customers think about our service, you can read our latest reviews on Trustpilot.

👉 https://www.trustpilot.com/review/www.chrisknott.co.uk

And if you’re already a customer, thank you for your continued support – it really does mean a lot to us.

15/04/2026

The weather's warming up, which usually means one thing:

More time spent in the garden.

Barbecues, outdoor furniture, bikes, tools, maybe even a hot tub or garden office.

But here’s a question worth asking:

Does your Home Insurance cover everything in your garden?

Many policies include some level of garden cover, but the limits and conditions can vary more than people expect. That means items left outside could be underinsured or not covered at all.

If you’re making the most of the good weather, it might be a good time to check.

We’ve put together a quick guide explaining how garden insurance works and what to look out for in your policy.

👉 https://www.chrisknott.co.uk/does-your-home-policy-include-garden-insurance/

Do you have enough Garden Insurance in your home policy to protect your outdoor furniture and tools? Read on to find out.