Chris Knott Insurance

29/07/2026

Thinking about booking a holiday but worried about getting Travel Insurance because of a medical condition?

Here’s something many people don’t realise…

Having a pre-existing medical condition doesn’t automatically mean you can’t get cover.

Whether you have asthma, diabetes, high blood pressure or another condition, cover may still be available. The important thing is making sure you declare everything properly when applying.

Failing to disclose medical information could leave you without cover if you need to make a claim.

Our recent article explains:
✔ What counts as a pre-existing condition
✔ What insurers mean by a “managed” condition
✔ What questions you may be asked
✔ Why premiums vary

If you’re planning a trip and want to feel more confident about your options, it’s worth a read.

Read the article here: https://www.chrisknott.co.uk/news/everything-you-need-to-know-travel-insurance-for-pre-existing-conditions/

Having a pre-existing medical condition should not stop you from exploring the world. However, navigating travel insurance for pre-existing conditions can

22/07/2026

Heading off in a motorhome this summer? 🚐☀️

Before you set off, there’s one important thing worth checking: your payload.

It’s surprisingly easy to overload a motorhome once you’ve added passengers, luggage, bikes, fuel, food and all those travel extras.

And if you exceed your payload limit, it could affect both safety and legality on the road.

Our colleagues at Advance Insurance have put together a useful guide explaining what motorhome payload means and how to calculate yours.

Take a look here: https://www.advanceinsurance.co.uk/articles/understanding-motorhome-payloads-and-how-to-calculate-yours/

Motorhome payload seems complicated at first. Yet understanding this weight limit prevents legal trouble, keeps you safe, and protects your insurance cover. Many motorhome owners discover too late that their fully-loaded vehicle exceeds its maximum weight – a problem that can invalidate insurance ...

17/07/2026

It's Friday and it's World Emoji Day, so we thought we’d have a little fun.

Which emoji best sums up your driving style?

Cast your vote in the comments.
😎 Calm and collected
🏁 Loves a spirited drive
🎶 Always driving with music
🧭 The road trip planner

08/07/2026

Tired of feeling like just another policy number?

You’re not alone.

One of the biggest frustrations people have with insurance is poor service. Long waits, confusing jargon and never speaking to the same person twice.

That’s not how we work.

At Chris Knott, we believe insurance should be straightforward and personal, whether that’s for your car or your home.

So if your Home Insurance renewal is coming up and you’d rather deal with real people who genuinely want to help, we’d love to hear from you.

Learn more: https://www.chrisknott.co.uk/property-insurance/

Providing peace of mind for homeowners, tenants and landlords.

03/07/2026

Few things beat a great road trip.

Open roads, stunning scenery and your steering wheel in your hands. What’s not to love? 🚗

But before setting off abroad, it’s worth making sure your Car Insurance is ready too.

Our recent guide covers the key things to check before driving overseas, helping you enjoy the journey with confidence.

Read it here: https://www.chrisknott.co.uk/news/how-to-get-insured-for-a-road-trip-abroad/

If you could take your car anywhere in Europe tomorrow, where would you go? We'd love to know!

Road trips can catch even experienced drivers off guard when it comes to insurance. Your standard UK car insurance may only provide basic legal protection

24/06/2026

Parked up doesn’t always mean protected.

Every year, plenty of cars spend months off the road. Some are restoration projects. Some are summer toys waiting for better weather. Others are simply being stored while owners save money or make plans.

But even when a vehicle has been declared SORN, risks do not disappear.

Theft. Fire. Accidental damage. Vandalism.

Without the right cover in place, an off-road vehicle could still become an expensive problem.

Chris Knott’s SORN Insurance is designed specifically for vehicles that are not currently being driven, helping owners protect cars while they’re laid up or in storage.

Whether it’s a classic tucked away in the garage or a project car waiting for its next stage, you can find out more here:
https://www.chrisknott.co.uk/motor-insurance/sorn-insurance

09/06/2026

A sofa you bought five years ago probably isn’t worth much on paper.

But replacing it? That’s another story.

The same goes for TVs, laptops, beds, kitchen appliances and all the everyday items you rely on without really thinking about them.

That’s why the detail behind your Contents Insurance matters.

Some policies only pay out based on the current value of your belongings at the time of a claim. Others offer “new for old” cover, helping you replace items with brand-new equivalents instead.

In our latest article, we explain how New for Old Contents Insurance works, why it’s important to check whether your policy includes it and where you might be caught out.

Take a look:
https://www.chrisknott.co.uk/what-is-new-for-old-contents-insurance/

Join us as explain what New for Old Contents Insurance is and what it means for your Home Insurance policy.

03/06/2026

If the recent warm weather has got you thinking about a summer getaway, you’re definitely not alone. ☀️✈️

But while many people spend ages comparing flights and hotels, Travel Insurance often gets sorted in a rush once the trip is booked.

That can become a problem if you ever need to make a claim.

For example:
❌ Medical cover limits that are lower than expected
❌ Excesses that catch you out
❌ Gadgets and valuables not fully covered
❌ Existing medical conditions excluded
❌ Restrictions around cancellations or disruption

We’ve put together a practical guide explaining what to look for when comparing Travel Insurance quotes, so you know what you’re actually getting before you travel.

It’s well worth a read before your next trip:
https://www.chrisknott.co.uk/news/what-to-look-for-in-a-travel-insurance-quote/

Comparing travel insurance quotes involves more than finding the lowest price. Hidden exclusions, inadequate limits, and restrictive terms can leave you

26/05/2026

Owning a hot hatch is often high on the wish list for new drivers.

The reality?

Insurance costs can bring things back down to earth with a bump.

But it doesn't mean it's not possible.

There are ways to approach it strategically. The car you choose, how it’s used and how the policy is structured can all make a difference.

For parents supporting a new driver, or anyone starting out and weighing up their options, it’s worth understanding what actually affects the price.

To help, we’ve put together a guide covering practical ways to make a hot hatch more affordable to insure.

https://www.chrisknott.co.uk/news/a-young-drivers-guide-to-affording-a-hot-hatch/

Once you've passed your driving test and saved up for your dream hot hatch car, it's worth exploring your next step: motor insurance. While it may seem like a

18/05/2026

Most people review their Car Insurance every year.

Fewer do the same with their home cover. 🏡

Over time, circumstances change. Property values shift. Contents build up. Policies may no longer reflect what you need.

At Chris Knott Insurance, we help clients arrange buildings and contents cover, with the same straightforward, personal approach you expect from our team.

If it’s been a while since you last looked at your policy, it might be worth a sense check.

https://www.chrisknott.co.uk/property-insurance

Providing peace of mind for homeowners, tenants and landlords.