Rivers Finance Group Plc

01/09/2026

Finance on standby for a restaurant in a seasonal seaside town

A restaurant came to us looking for a way to support their business on an ongoing basis. Set in a seasonal location that capitalises on the holiday market, they wanted to make sure they could take full advantage of opportunities when they arose, be prepared for peak seasons in advance, and have cash in the bank to optimise quiet periods with small refurbishments.

The evergreen nature of Rivers’ Secured Revolving Credit Facility was the perfect solution, ensuring there was cash ready and waiting to be used as needed. Looking at their needs, we set a cap of £100,000 and security was put in place. Their first draw down came at the start of the summer, when then have accessed £30,000 to get more staff and stock in place for the busier time of year.

Money was in their account within 24 hours, and they began repayments only on the amount they had drawn down, safe in the knowledge that more was readily available if they needed it. It will also rise back up to the maximum available when the initial drawdown is repaid, ready for the next opportunity.

17/08/2026

Did you know? ​

Rivers continuously looks for way to support SMEs to thrive, whether that's adding to our portfolio of funding solutions or refining them.​

With that in mind, we are now offering a secured revolving credit facility, which businesses can draw down in stages, and when they've repaid some of it you can draw back to maximum again. For a lot of businesses it's a very useful tool, useable in a similar way to an overdraft facility but with more intent. ​​

Benefits include:​

👉 Ready and reliable access to available cash ​
👉 Pay for the borrowing that you're actually using ​
👉 It provides optimum flexibility ​

Phone 0208 424 8262 to find out more.​

03/08/2026

Deal of the month: Optimising capital management for an existing client​

At Rivers we value our relationships with our clients and our brokers. Therefore, we believe that providing funding for business is part of a long-term system of support. ​

That mindset was beautifully illustrated when an existing client came to us looking to borrow money to improve their capital management. They had two previous Rivers' business loans which had both been successfully repaid, and were seeking to borrow £75,000, unsecured over 60 months to consolidate other loans and provide additional funding for sensible cash flow. ​

The client praised our customer service and felt reassured by the continued relationship with Rivers. We reviewed the business position to make sure it qualified for the funding, which it did, and we were able to provide the full amount requested over the desired term.​

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31/07/2026

Delighted to have be a finalist in the Kensington, Chelsea & Westminster Business Awards 2026, in the Small Business of the Year category.

Having been a member of the Kensington, Chelsea & Westminster Chamber of Commerce we have found an inspiring community of businesses and business owners, and it's a great privilege to be recognised amongst such prestigious peers.

20/07/2026

Discover what makes Rivers' block discounting service unique. From incubator funding lines for emerging lenders to flexible top-up facilities, Rivers helps businesses grow where traditional funding providers often cannot.

https://www.linkedin.com/pulse/why-rivers-block-discounting-service-occupies-space-one-ndese

For years, block discounting has been an effective way for lenders to unlock capital and grow their books, but for a significant section of the market, accessing this type of funding has remained a challenge. Historically, most block discounting providers have focused on larger, more established bus

13/07/2026

When it comes to business funding - it's always personal. A lovely review for Ian Mills and Rishi Shah with well-deserved praise for their continuous hard work 🌟🌟🌟🌟🌟​

"This was a complex case from the start, involving guarantors, etc, yet you pulled it off. As a broker, I'm grateful. The client is also ecstatic. Thanks Ian and Rishi for your help with another one." - Remi on TrustPilot

06/07/2026

Having run a small book of his own for more than 20 years, including sourcing finance from our very own Head of Block Discounting, Peter Jamison, few people understand the value of a reliable block service better than Nick Mawson. So, who better to join the team and support small independent lenders as well as those new to the market and looking for finance?

https://www.riversleasing.com/news/why-reliability-made-me-a-proud-advocate-of-rivers-block-discounting.aspx

29/06/2026

Deal of the month: £30,000 over 18 months for an improved capital position ​

Having recently enhanced our short-term loan offering to include 18-month terms (previously a maximum of 12 months), for the right scenarios, a pub came to us looking to borrow £30,000.​

They originally wanted to borrow the money over 36 months, but having received competitor funding within the last 90 days, they were not eligible for a medium-term loan under our terms and conditions.​

However, as a team we always look to see what is possible and appropriate where we can, and in this scenario the business case and the strength of the company position meant that we were able to provide the funding on a short-term loan basis.​

As a result, we were able to lend the full £30,000 over an 18-month period, enabling the pub to improve their overall capital position, partially by clearing other debt as well as having some money left over for development purposes and cash flow.​

We were delighted to help, particularly as this is the second successful short-term deal thanks to this particular broker in the last two months.​

01/06/2026

Deal of the month: Helping a new dog-grooming business find funding ​

In March, a woman in her mid-twenties came to us looking for to borrow £24,120 over three years to support her growing kennels and dog-grooming business by financing a new grooming station. ​

Having been trading for less than 12 months (the business was incorporated in May 2025), she didn't have any financial accounts at the time of the request, and she wasn't a homeowner, which is one of our minimum criteria.​

That said, the business was doing well, she had an exceptional business plan and could clearly show what the money was for. She was also able to provide a personal guarantor, who is a homeowner, which meant we were able to approve the application. ​

The broker had initially assumed that because of her homeowner status, it wouldn't be something Rivers could help with, but it's a great example of where we are solution-focused, and why we believe it's important to have human conversations rather than relying on box-checking algorithms alone.​

We look forward to seeing what she achieves over the next 12 months!​​

18/05/2026

🌟🌟🌟🌟🌟​

"We have been referring business to Rivers for a number of years and have always found them helpful and understanding. They look for reasons to help a client as opposed to declining a client. There is always somebody in the office that will help if our main point of contact, Rishi, is busy. A refreshing lender. Thank you." - Richard on Trustpilot​