David R Bulmer Associates

David R Bulmer Associates David R Bulmer Associates Limited is a Harrogate based insurance broker providing Business and Fine

We provide a bespoke personal service in order to deliver professional advice that is tailored to our clients’ individual requirements. Many factors come into consideration when arranging insurance for your business but essentially you want to know that you have the right cover in place at the right price. It is our view that only by visiting you, seeing your business first hand and discussing you

r attitude to risk, that a programme to meet your specific needs can be implemented. We take the same approach when arranging Private Client or Fine Home insurance. David R Bulmer Associates are an Appointed Representative of Gauntlet Risk Management Ltd which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 308081

Not an unexpected trend
17/10/2022

Not an unexpected trend

The cost-of-living crisis is reportedly causing consumers to want their claims paid faster and to feel “more in control” during the claims process, according to findings from the latest Chartered Insurance Institute (CII) Public Trust Index. It is reported that the quarterly index, which gather ...

Nobody likes to see their premiums rising but it is essential to be properly insured and index linked increases to sums ...
01/04/2022

Nobody likes to see their premiums rising but it is essential to be properly insured and index linked increases to sums insured is one way to help keep pace with inflation.

Authored by Allianz

This is an increasing problem and often the criminals are well organised and brazen in their approach. I've handled clai...
17/03/2022

This is an increasing problem and often the criminals are well organised and brazen in their approach. I've handled claims where men in high viz jackets have been seen by witnesses driving stolen items down the road at the end of a working day and the witnesses assumed that it was quite normal.

Authored by Allianz

Given the imortance of the Lloyd's and the London Insurance Market this action will certainly have an impact.
04/03/2022

Given the imortance of the Lloyd's and the London Insurance Market this action will certainly have an impact.

Official statement from HM Treasury 3 March 2022UK to bring in further sanctions targeted at the provision of insurance and reinsurance services for Russian companiesRussian companies in aviation and space industry prevented from access to UK insurance sectorMeasure will severely limit access to the...

NIG are ahead of the game in applying higher index linked increases to their building insurance policies to counter the ...
11/02/2022

NIG are ahead of the game in applying higher index linked increases to their building insurance policies to counter the rise in the costs of materials and labour. This is something every property owner should take into consideration when renewing their insurances.

Authored by NIG

The effect of the Covid pandemic will be felt for a long time. As an example, I'm seeing clients that are involved in pr...
08/02/2022

The effect of the Covid pandemic will be felt for a long time. As an example, I'm seeing clients that are involved in property devlopment suspending projects due to supply chain problems. That is due to both the increased cost and a shortage of raw materials.

Authored by Allianz

Major changes are coming into force and every road user needs to be aware of them.
28/01/2022

Major changes are coming into force and every road user needs to be aware of them.

Authored by Allianz

An interesting read as Aviva celebrate their 325th anniversary. When I started out some insurance companies gave their a...
25/01/2022

An interesting read as Aviva celebrate their 325th anniversary. When I started out some insurance companies gave their agents replicas of their old Fire Marks to display in their offices. In the days when insurance companies had their own fire engines these plaques were used to identify which company insured the buildng.

Authored by Aviva

It is certainly frustrating when insurers appear to drag their feet over a genuine claim but here is an example of the t...
24/01/2022

It is certainly frustrating when insurers appear to drag their feet over a genuine claim but here is an example of the type of thing they have to guard against. The result of fraudulent or exaggerated claims is higher premiums for everyone.

A mother-of-two has been sentenced for attempting to defraud her insurer, AXA, through a fraudulent travel insurance claim worth over £3,000.Chanelle Bell, 28, of Westminster, London, claimed that her luggage had gone missing and a pushchair had been damaged after a cruise from Barbados to Southamp...

I know that everyone loves a good crime story but there is also an underlying message in this very interesting article.
24/01/2022

I know that everyone loves a good crime story but there is also an underlying message in this very interesting article.

Authored by AXA XL Underwriting Manager for Fine Art & Specie Des Partridge

Wishing you a merry Christmas and a happy and prosperous new year.
24/12/2021

Wishing you a merry Christmas and a happy and prosperous new year.

Bonfires, fireworks and the law.
05/11/2021

Bonfires, fireworks and the law.

Authored by DAS

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Harrogate

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