02/09/2026
Hire Purchase and Finance Lease can both help a business acquire essential equipment, but they work differently.
HP is commonly used where the business intends to own the asset after completing the agreement. A Finance Lease allows the business to use the asset for an agreed term, with options considered at the end of the primary period.
The appropriate structure depends on the asset, tax position and long-term plan. Speak to your accountant for tax advice and contact us to discuss the finance options.
07876 570327
Finance is subject to status, terms and lender approval. Business use only.