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03/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details of the Tax X-Ray Workshop.

After teaching 4,400 doctors I see this pattern constantly.

The doctor notices they are not getting ahead financially. Almost automatically they do the same thing.

Extra shift. Another locum. Another weekend. Another clinic. Side hustle.

The solution always seems to be: earn more money.

But imagine a patient who is bleeding. Instead of finding where the blood is coming from, we just keep giving them more and more transfusions.

Blood goes in. Blood comes straight out.

That is essentially what some doctors are doing financially.

Working harder without fixing the structure underneath does not necessarily solve the problem. Sometimes it simply makes the same leak bigger.

Before you automatically pick up the next shift or start that side hustle, ask yourself:

β†’ Do I actually need to earn more? Is that the real issue?
β†’ Or do I first need to understand where the money I am already earning is going?
β†’ Do I have leaks I can fix first?

Sometimes the breakthrough is not another shift or side hustle. It is stopping the leaks already there.

The final Tax X-Ray Workshop this summer is this Saturday.

πŸ“… Saturday 5th September 2026 at 10:30am

30 places. Doctors only.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

Feedback from yesterday's Tax X-Ray Workshop. 🩺When a Consultant Psychiatrist calls it "fantastic" β€” you know the haze a...
03/09/2026

Feedback from yesterday's Tax X-Ray Workshop. 🩺

When a Consultant Psychiatrist calls it "fantastic" β€” you know the haze around taxes is finally lifting.

The next one is filling fast β€” only 15 slots left. πŸ‘‡
πŸ“… Saturday 5th September 2026
πŸ”— https://app.moneywisedoctor.com/tax-workshop

πŸ“© Coming? Comment "TAX" and I'll send you the details.

03/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details of the Tax X-Ray Workshop.

Tax efficiency is one of the biggest factors in financial wellbeing.

You could be brilliant at investing. You could have private practice. You could be making good money.

But if you are leaking tax quietly in the background, it is really hard to move forward.

Doctors, dentists and healthcare professionals are in an almost unique position. The way our income comes in creates specific tax challenges that most people never have to think about.

And the hardest part?

Most of the time we do not know what we do not know.

There are plenty of legitimate tax efficiency moves available to UK doctors. But if you are not even aware they exist, you would never think to use them.

That is exactly why the Tax X-Ray Workshop exists.

Not to find enormous hidden mistakes. But to systematically check the areas most doctors never think to look.

πŸ“… Saturday 5th September 2026

30 places. Doctors only. Final workshop this summer.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

03/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details.

If you have watched some of my videos you may have noticed the examples.

The doctor who did not realise what could be paid through his company.

The consultant who consolidated their pension without checking what they were giving up.

The GP trying to understand her pension allowance.

The doctors giving to charity without realising how Gift Aid could affect their adjusted net income.

Different doctors. Different situations. Same underlying problem.

Intelligent people. Earning well. Doing their best.

They simply did not know what they did not know.

That is the purpose of the Tax X-Ray.

We systematically look across your full tax position using the ABCDE framework:

β†’ A: Allowances
β†’ B: Business Structure
β†’ C: Clawbacks
β†’ D: Deductions and Reliefs
β†’ E: Estate and Exit Planning

Not because everyone has an enormous tax mistake hiding somewhere. But because you cannot fix a gap you cannot even find.

I would rather check and discover everything is fine than find an expensive mistake five to ten years down the line when it is too late.

This is the final Tax X-Ray Workshop this summer.

πŸ“… Saturday 5th September 2026

30 places. Doctors only.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

One of my favourite parts of running the Tax X-Rayβ„’ isn't actually teaching it.It's seeing what doctors say afterwards."...
03/09/2026

One of my favourite parts of running the Tax X-Rayβ„’ isn't actually teaching it.

It's seeing what doctors say afterwards.

"Clarity around the haze of taxes."

That is exactly what I hoped this workshop would do.

Thank you, Dr Dara. πŸ™πŸΎ

We go again on Saturday.

02/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details of the Tax X-Ray Workshop.

Instead of putting Β£20,000 into an ISA, she put it into her pension.

Before she invested a single penny. Before she took any investment risk at all.

She got back 50%.

Warren Buffett has compounded at 26% for decades and is considered a legend.

Getting 50% back just by being tax efficient is remarkable.

And she killed three birds with one stone:

β†’ Her adjusted net income dropped back below Β£100,000. Her 60% effective tax rate dropped back down to around 40%.
β†’ HMRC refunded the tax already paid on the contribution. 25% added automatically.
β†’ She claimed another 25% back through self assessment.

Same Β£20,000. Completely different outcome depending on which account it went into.

That is not clever investing. That is tax efficiency. And it is available to any higher rate taxpayer who knows how to use it.

This is exactly what we work through inside the Doctor's Tax X-Ray Workshop.

πŸ“… Wednesday 2nd September 2026
πŸ“… Saturday 5th September 2026

30 places. Doctors only.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

02/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details of the Tax X-Ray Workshop starting Tonight.

A GP friend was gifted a London property by her grandfather. Sounds like fantastic news.

It quickly became a source of stress.

Her grandfather was around 90 years old. He had been promising her the property for years. Then she read an early copy of my book and discovered the inheritance tax seven-year rule.

Suddenly she had a question she had never thought to ask.

What happens if granddad does not survive seven years after making this gift?

Here is how it works:

β†’ Certain lifetime gifts including property can be potentially exempt transfers
β†’ If the person making the gift survives seven years, the gift generally falls outside the estate for inheritance tax
β†’ If they die within seven years, there can still be an inheritance tax consequence

The taper works like this:

β†’ Death within 3 years: 40% tax rate
β†’ Year 3 to 4: 32%
β†’ Year 4 to 5: 24%
β†’ Year 5 to 6: 16%
β†’ Year 6 to 7: 8%
β†’ Year 7 onwards: 0%

On a million pound London property, this is no longer an obscure tax rule. The amounts potentially exposed to inheritance tax can be substantial.

If you or a family member are thinking of gifting a significant asset, do not just ask can we give it away. Also ask when does the seven-year clock start and where are we on it.

This is exactly the kind of thing we cover under E β€” Estate and Exit Planning β€” inside the Doctor's Tax X-Ray Workshop.

πŸ“… Tonight, Wednesday 2nd September 2026
πŸ“… Saturday 5th September 2026

30 places. Doctors only.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

I once saw a patient who came in with fatigue. Heart racing. Dizzy. Short of breath.She was otherwise fine.We ran some b...
02/09/2026

I once saw a patient who came in with fatigue. Heart racing. Dizzy. Short of breath.

She was otherwise fine.

We ran some blood tests.
She was anaemic. Properly.

She'd been losing blood slowly, quietly, for a long time, with no single dramatic moment to make her notice.

It reminds me of something I see when talking to doctors about tax.

So many doctors are working hard, earning well, doing everything right on paper...

And somehow still leaking money without quite knowing where it's going.

That's why chapter 5 of my book is called Clamp the Tax Bleed.

You don't fix anaemia by transfusing more blood while the bleeding continues.
You find the source first.

It's the same with your finances.

Sometimes the answer isn't another shift or earning more.

It's actually checking, properly, across everything that shapes your tax position.

That's what we'll be doing in the Doctors' Tax X-Rayβ„’ Workshop tonight at 8pm.

The second session is Saturday 5 September, if tonight doesn't work.

If you'd like to join us, comment XRAY and I'll send you the details.

P.S. If you're already 100% confident there's nothing to check and you're as tax-efficient as you can legally be, this probably isn't for you.

Happy New Month! πŸŽ‰A fresh month is another opportunity to take control of your finances and make sure you’re not paying ...
02/09/2026

Happy New Month! πŸŽ‰

A fresh month is another opportunity to take control of your finances and make sure you’re not paying more tax than you need to.

Review your taxes. Claim the tax reliefs you’re entitled to. Keep more of what you earn.

Here’s to a financially smarter month ahead. πŸ’™

01/09/2026

πŸ’¬ Comment "XRAY" and I will send you the details of the Tax X-Ray Workshop.

One doctor. One session. Β£9,562 in professional expenses he had never claimed.

GMC fees. Royal College subscriptions. Mileage. Indemnity.

All legitimate. All sitting there unclaimed for years.

Nobody had told him it was possible. Nobody had shown him how.

That is the most common story I hear from doctors who attend the Tax X-Ray Workshop.

Not that they were reckless with their money. Not that they did not care. Just that nobody had ever given them a systematic way to check.

If you have been paying professional expenses without claiming tax relief, the clock is ticking.

HMRC only allows you to go back four tax years. Every April another year closes permanently.

The Doctor's Tax X-Ray Workshop is running this weekend.

πŸ“… Wednesday 2nd September 2026
πŸ“… Saturday 5th September 2026

30 places. Doctors only.

πŸ’¬ Comment "XRAY" and I will send you the details.
πŸ‘‰ https://app.moneywisedoctor.com/tax-workshop

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HOLISTIC DIMENSION LIMITED, 1st Floor North Westgate House
Harlow
CM201YS

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