Tom Waldron - Mortgage & Protection Broker

10/04/2026

30/03/2026

‼️Don’t believe everything that you hear in the news ‼️

If you want TRUE advice on the current market conditions and your best options, contact me to discuss on the details below

📲 07860633668
📧 [email protected]

“West Midlands Is OUTPERFORMING”

🔑 KEY MESSAGE: The West Midlands is one of the UK’s strongest markets

While national headlines talk slowdown… the West Midlands is quietly outperforming.

📊 Local stats:

Prices up +2.1% year-on-year
Some areas like Stafford & Wolverhampton up ~7%
Forecast growth 2–4% in 2026

👉 Why?
✔️ More affordable entry prices
✔️ Strong demand
✔️ Faster sales (as quick as 26 days in some areas)

📣 Thinking of buying in the West Midlands? We can show you what’s possible based on your income.

Your home may be repossessed if you do not keep up repayments on your mortgage.



Data from: https://www.georgedavid.co.uk/blog/article.html?id=1772626939&utm_source=chatgpt.com

https://www.zoopla.co.uk/discover/property-news/2026-house-price-growth-how-does-your-postcode-stack-up/?utm_source=chatgpt.com

https://www.melvyndanes.co.uk/2026/02/25/west-midlands-property-trends-for-2026-what-to-expect/?utm_source=chatgpt.com

27/02/2026

Don’t wait for your current fixed rate to end and risk paying higher interest rate charges!

Get in touch today to discuss your options

📲07860633668
📧 [email protected]

You don’t need to wait until your deal ends to review your mortgage.

Changes in income, goals, or circumstances may mean your current deal isn’t the best fit anymore.

20/02/2026

🏡 First-time buyers: now could be a great time to start looking

According to a recent article from the Financial Times, housing affordability for first-time buyers in the UK has improved, with the gap between average earnings and house prices narrowing to its most favourable level in over a decade.

The article highlights that slower house price growth, combined with rising incomes and easing mortgage rates, has started to make buying a first home feel more achievable for many aspiring buyers.

👉 You can read the full article here:
https://www.ft.com/content/ea7db2b6-1824-4ebb-b9ac-1d6693b34c74

💡 What does this mean for first-time buyers?
While the market will always move, this shift could make now a sensible time to start exploring your options, even if you’re not ready to buy immediately. Early conversations can help you:
• Understand how much you may be able to borrow
• Prepare for future rate changes
• Plan your next steps with confidence

📞 We’re here to help
We offer clear, professional mortgage advice tailored to first-time buyers, helping you understand your choices and make informed decisions.

Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage rates and availability are subject to change. Advice is subject to eligibility and affordability.

07/02/2026

I had to jump on the band wagon…

Contact me for all things Mortgage & Protection!

📲 07860633668
📧 [email protected]

19/12/2025

⭐️⭐️⭐️⭐️⭐️ & 📉📉📉📉📉

Another 5 Star review AND another BoE rate reduction… Merry Christmas!

Contact me to discuss what a further BoE rate reduction could mean for your new or existing mortgage

📲 07860633668
📧 [email protected]

02/12/2025

🎙️ NEW WEEKLY PODCAST

For all things mortgages!

Welcome to a new era in the UK mortgage market - one where more brokers than ever are stepping away from traditional employed roles and embracing the freedom of self-employment. This shift isn’t about ego or personal branding; it’s about recognising the changing landscape of the property world a...

01/12/2025

⭐️⭐️⭐️⭐️⭐️ 50, 5 Star Reviews

Thank you to everybody who has supported me over the last 2 years on my self employed journey.

Hopefully another busy year ahead in 2026

Please get in touch if you have any queries relating to a new or current mortgage!

07/08/2025

🙌 More promising news regarding the BOE base rate

📉The latest reduction to 4% takes it to the lowest level in 2 years

❓Is now the perfect time for you to start looking to buy your first home or move house?

📲 Contact me for further information as to what the BOE base rate means for mortgage rates

https://www.bbc.co.uk/news/live/cedvn267z0jt Bank of England cuts interest rates to 4% - live updates - BBC News

Experts had widely expected today’s decision, with the Bank cutting rates for the fifth time since last August.

13/07/2025

⭐️⭐️⭐️⭐️⭐️ 40, 5 STAR REVIEWS

Looking for a Mortgage or have a question about your existing one? Contact me for a 5 Star service 🙌