Kellands - Hale

10/06/2026

The most dangerous pension mistakes are the ones you don’t realise you’re making. This article exposes five big misconceptions — and how to avoid them. https://sees.ovh/KdyBa

09/06/2026

Most savers underestimate how long they’ll spend in retirement — and how much income they’ll need. Small planning gaps today become big shortfalls later. https://tinyurl.com/retcomf

08/06/2026

Are you a saver, a spender, an avoider… or something in between? Your money language reveals more than you think — and it could transform your financial plan. https://sees.ovh/DHaEd

05/06/2026

Most people don’t know if they’re really on track for retirement. These five questions can change that. https://tinyurl.com/penontrac

04/06/2026

Nearly 3 million workers could cut back on pension saving because of the 2029 salary sacrifice cap. A policy aimed at higher earners may hit lower earners hardest.

Restrictions on salary sacrifice could lead to almost three million workers reducing or ending extra contributions to their retirement pot.

03/06/2026

Tax free cash has become a ‘no brainer’ — but at what cost? 83% take the lump sum immediately. A new report warns this decision is often disconnected from long term planning. https://tinyurl.com/raidpen

02/06/2026

Feeling overwhelmed by IHT changes? You’re not alone. A strategic plan — not panic — is the key to protecting your estate. Explore the benefits of lifetime gifting. https://tinyurl.com/giftalive

01/06/2026

When you’re self-employed, there’s no pension auto-enrolment quietly building your retirement fund. It’s all down to you. The good news? You have powerful tax-efficient tools available – if you use them properly. https://tinyurl.com/kellsepa

29/05/2026

Avoid Sideways Disinheritance. Remarriage can unintentionally cut children out of an inheritance. Trusts and well structured wills help ensure wealth goes exactly where you intend. https://tinyurl.com/famblend

28/05/2026

Annuities are booming — £7.4bn sold last year. But with IHT rules changing in 2027, buying one just to cut tax could mean losing flexibility, growth and inflation protection. https://tinyurl.com/haleiht27