Alex Kerr - Mortgage Chain Ltd

Alex Kerr - Mortgage Chain Ltd At Mortgage Chain, we don’t just arrange mortgages — we engineer outcomes. Your income works hard. Your mortgage broker should work harder.

"Mortgage Chain - Mortgage strategy engineered for elite earners — whatever stage you’re at" I love helping first time buyers and people with adverse credit achieve their mortgage dreams.

Thank you to Alex and the Mortgage Chain Team! Amazing experience from start to end. My matter was complexed and particu...
21/04/2026

Thank you to Alex and the Mortgage Chain Team! Amazing experience from start to end. My matter was complexed and particularly challenging at times. Alex was patience, claim, composed and never lost sight of the task at hand, overall a true professional who knows mortgages inside out. He always had solutions to any issues which arised and got me the deal I wanted. I will definitely be using the Mortgage Chain again! Thanks guys!

Professionalism, care for our needs and there when you need an advice.Thank you, Alex Kerr
10/04/2026

Professionalism, care for our needs and there when you need an advice.Thank you, Alex Kerr

Alex and his team have been amazing! We couldn’t have secured our rural property without them! I would 100% recommend th...
05/04/2026

Alex and his team have been amazing! We couldn’t have secured our rural property without them! I would 100% recommend them. They’re knowledgeable, friendly, open, kind, patient and get the job done. They kept me up to date every step of the way and when a challenge popped up they reassured me it would all be resolved. Having someone with this type of experience is worth the money. If you have a complicated case Alex and his team should be your first choice! Thanks again for helping me to get my dream home 🏡

"I can’t thank Alex enough! Despite my adverse credit, he was patient, professional, and very quick to respond. He turne...
02/04/2026

"I can’t thank Alex enough! Despite my adverse credit, he was patient, professional, and very quick to respond. He turned my dream into a reality when I thought it wasn't possible. Highly recommend his services to anyone. Good luck and thank you!"

Alex and team provided a really professional and streamlined experience. I had 100% confidence in their experience in ha...
10/02/2026

Alex and team provided a really professional and streamlined experience. I had 100% confidence in their experience in handling my specific situation - and most importantly found a really good Mortgage deal. Highly recoomend

Great quick and simple! Would recommend 10/10
07/01/2026

Great quick and simple! Would recommend 10/10

I'm a First Time Buyer and was very short on time, Alex helped me along the whole process, going above and beyond to eas...
04/01/2026

I'm a First Time Buyer and was very short on time, Alex helped me along the whole process, going above and beyond to ease my worries when anything unexpected (to me) happened till completion day. Always very quick responding and available when needed. It's not an easy process, but with Alex's help, it was as easy as it can get.

05/06/2025

How to Buy a HOUSE - Check My File

Checkmyfile lets you view all 3 credit agencies in one report (Experian, Equifax & TransUnion) — saving you the hassle of checking them separately. It’s free for 30 days, then £14.99/month, and you can cancel anytime.

Once downloaded using the “print/save my file” button, you’ll see all three reports side by side:

✅ Green OK = paid on time
❌ 1–6 = missed payments
⚠️ Defaults, CCJs, IVAs, and bankruptcies listed in later pages

Look for: incorrect missed payments, address errors, or missing data across agencies — even small differences can affect your mortgage.

Checkmyfile - Link in Bio

📞 Want to discuss your Mortgage Options? Book your free call with Alex – link in bio

MORTGAGE WARNING ⚠️ - AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

04/06/2025

How to Buy a House - Credit Score

Your credit file captures the last 6 years of your financial history - anything older drops off and no longer impacts your score.

Here’s how lenders break down:
✅ High Street Mortgage Lenders – Best rates available. If your credit is clean (no missed payments, defaults, or CCJs), you’ll likely qualify here with just a 5% deposit or even no deposit in some cases.
🟨 Building Societies – A flexible middle ground. If you’ve had 1–2 missed payments over a year ago or a small default, building societies could still offer competitive rates. Think of them as a hybrid between high street and specialist lenders.
⚠️ Specialist Mortgage Lenders – If your credit history shows multiple missed payments, defaults, or more serious adverse credit, this is your likely route. But keep in mind: deposits here can range from 10–20% depending on how recent or severe the issues are.

💡 The cleaner your credit, the lower your deposit and better your rate. But there are options even if things aren’t perfect.

MORTGAGE WARNING ⚠️ - AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

Address

Hadleigh

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 8pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 5pm

Telephone

+443333446869

Website

https://www.mortgagechain.co.uk/

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