The Money Hub

The Money Hub Mortgage brokers specialising in a range of products such as Mortgages & Secured Loans.

08/06/2026

How do I analyse a good property deal? 🏡📊

One of the biggest mistakes investors make is getting emotionally attached to a property before checking if the numbers actually work.

I use a simple deal analysis tool to quickly break down the transaction and see whether it stacks up financially — because a “good looking” property doesn’t always mean a good investment.

In this video, I’ll walk through some of the key things I look at when assessing a deal, including:
✔️ Purchase price vs market value
✔️ Rental income potential
✔️ Refurbishment costs
✔️ Profit margins & cash flow
✔️ Whether the deal is actually worth pursuing

And if you’re wondering “how do you raise funds for a property like this?” — I’ll touch on that too 👀

The right analysis can save you thousands and help you avoid costly mistakes.

Schedule a call at https://calendly.com/matt-953/arrange-a-callback? or send me a message if you’d like to chat about property finance, funding strategies, or your next deal.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

05/06/2026

How quickly can you draw down development money?

One of the most common questions around development finance is how the funds are actually released.

Typically, development finance is paid out in stages as the build progresses — rather than all upfront. You’ll usually need enough initial capital to get the first phase of works started, and once that stage is completed, the lender can release the next drawdown following an inspection or valuation update.

Understanding how this process works is key to keeping your project moving smoothly and managing cash flow effectively. 💷

At The Money Hub, we help developers and investors structure development finance properly from day one so there are no surprises along the way.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

03/06/2026

Most people assume bridging loans are just for property developers… but that’s not the full picture. 👀

A bridging loan is simply short-term finance designed to “bridge the gap” when timing or traditional lending becomes a challenge.

They can be useful in situations like:
🏡 Buying a property at auction
🔗 A property chain falling through
🔨 Purchasing a property that needs work before it qualifies for a mortgage

The right finance can help you move quickly when opportunities come up — especially when standard mortgage timelines don’t fit the situation.

If any of those scenarios sound familiar, it’s worth having a conversation about your options.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

01/06/2026

🏠 80% LTV for a HMO Mortgage 👀

Thinking about becoming a HMO landlord? Or already growing your HMO portfolio?

There are now products available that could allow you to borrow up to 80% LTV on a HMO mortgage — potentially opening up more opportunities for investors looking to maximise their leverage and scale their property strategy.

HMO lending can be more specialist than standard buy-to-let, so having the right structure, lender and professional guidance in place as this can make a big difference to you.

At The Money Hub, we help landlords navigate the options available and find solutions that fit their investment goals. 📈

Schedule a call: https://calendly.com/matt-953/arrange-a-callback?
Or drop me a message to see what may be possible for your next HMO purchase or refinance.
YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

01/06/2026

🏠 80% LTV for a HMO Mortgage 👀

Thinking about becoming a HMO landlord? Or already growing your HMO portfolio?

There are now products available that could allow you to borrow up to 80% LTV on a HMO mortgage — potentially opening up more opportunities for investors looking to maximise their leverage and scale their property strategy.

HMO lending can be more specialist than standard buy-to-let, so having the right structure, lender and professional guidance in place as this can make a big difference to you.

At The Money Hub, we help landlords navigate the options available and find solutions that fit their investment goals. 📈

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

26/05/2026

3 things that make bridging loans very different from mortgages.
First — speed.
Bridging finance is built for quick turnarounds. We’re talking days or weeks, not months. That’s why it’s often used for auctions or deals where timing is everything.
Second — it’s short term.
This isn’t long-term borrowing. Bridging is typically in place for 6–18 months and always works alongside a clear exit strategy, like selling the property or refinancing.
Third — flexibility.
It can be used on properties and projects that most mortgage lenders wouldn’t touch. Refurbs, conversions, complex deals — this is where bridging really comes into its own.

The key thing to understand? Bridging isn’t better or worse than a mortgage — it’s designed for completely different situations.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

25/05/2026

Working with the wrong broker can cost you the deal.
Bridging finance isn’t something every broker truly understands. It’s a specialist space, and getting it wrong can mean delays, missed opportunities, or even having your deal declined altogether.

The reality is, not every lender suits every project. There’s no “one size fits all” approach here. It takes experience to match the right deal with the right lender — first time.

That’s where structuring becomes crucial. It’s not just about securing funds, but making sure the exit strategy, timelines, and overall setup actually work in practice.

Speed matters. Relationships matter. Knowing which lenders are actively funding certain types of deals matters even more.

At the end of the day, the right broker doesn’t just find finance — they help get your deal over the line.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

22/05/2026

Own a property with land to the side with planning permission? How do you raise funds to build this property?
How do you actually fund the build and extras that may be needed?
One option we often explore is short-term bridging finance to get things moving. This can help cover the cost of the works—whether that’s refurbishing the existing property, extending, or even sorting things like a short lease.
Once the project is complete and value has been added, you can then look to exit onto a longer-term mortgage, potentially on much better terms.
It’s all about using the right funding at the right stage to maximise the opportunity.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

20/05/2026

Want better finance terms? This could all come down to how you structure the deal 💡🏠

A lot of investors assume the rate or terms they’re offered are fixed—but in reality, small changes to how a deal is presented can make a big difference to what lenders are willing to offer.

Here are a few levers that can help improve your outcome:

▪️ Increasing your deposit can instantly reduce lender risk
▪️ Bringing in additional equity or assets strengthens your overall position
▪️ Adding an experienced partner to the deal can improve credibility
▪️ Reviewing whether elements fall under permitted development rather than full planning can also change lender perception

Sometimes it’s not about changing the deal itself—but adjusting how it’s structured and presented.

Better terms often come down to positioning, not just the property.

At The Money Hub, we help investors look at deals from a lender’s perspective so they can unlock stronger finance outcomes.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER.

18/05/2026

Been refused finance? That doesn’t mean your property deal is dead
One of the biggest misconceptions in property is that a “no” from a lender means the opportunity is over. In reality, it usually just means you’ve spoken to the wrong lender for that specific deal.
Lenders all operate differently. They have their own criteria, risk appetite, and preferences—so what gets declined by one can often be perfectly acceptable to another.
Common reasons a deal might get turned down include:
▪️ The level of works involved is too high for that lender
▪️ The property type doesn’t fit (for example, commercial vs residential expectations)
▪️ The borrower’s experience doesn’t match what they’re looking for
None of this means the deal is bad—it just means it hasn’t found its right match yet.
The key takeaway? One “no” isn’t the end of the road. It simply means the deal needs placing with the right lender who understands it.

At The Money Hub, we specialise in helping investors navigate these situations and find the right route forward when others can’t.

YOUR CAPITAL IS AT RISK, IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT. THE MONEY HUB ARE A LICENSED CREDIT BROKER AND NOT A LENDER

Address

Suite 7, Hadleigh Business Centre, 351 London Road
Hadleigh
SS72BT

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Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 5pm

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