Burt Financial Planning Ltd

Burt Financial Planning Ltd Burt Financial Planning is a family-run financial advisory business based in East Lothian.

We provide clients with local, professional, trusted, face-to-face financial advice.

Summer has a way of putting things into perspective. ☀️Like many people, all of us at Burt Financial Planning will be ta...
27/08/2026

Summer has a way of putting things into perspective. ☀️

Like many people, all of us at Burt Financial Planning will be taking a little time off over the summer to recharge and enjoy a well-earned holiday. It's a chance to slow down, spend time with family and friends, and reflect on what's important.

We've noticed our clients often do exactly the same.

Every year, as August draws to a close, our inbox starts to fill with messages from people who've finally had the time to think. They've been meaning to sort out a pension since the spring, review how their ISA is performing, or start planning for the future. Somehow, the pace of everyday life gets in the way until a holiday provides the space to think.

There's something about this time of year that encourages us all to pause, reflect and look ahead.

https://loom.ly/clAcNts

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

As the summer holidays begin to wind down, many parents are already thinking about back to school. 🎒📚At Burt Financial P...
25/08/2026

As the summer holidays begin to wind down, many parents are already thinking about back to school. 🎒📚

At Burt Financial Planning, it's a reminder that for many families, this time of year is about much more than buying new uniforms and school shoes.

It's often when the numbers start adding up.

Childcare costs. School trips. Clubs and activities. Maybe school fees. And, before you know it, conversations turn to university and helping children get the best possible start in adult life.

The reality is that these goals are rarely shaped by a single major financial decision.

They're built through dozens of smaller decisions made consistently over many years.

Planning ahead doesn't mean having all the answers today. It simply means giving yourself more options tomorrow.

As parents ourselves, we know these conversations aren't always easy, but they're some of the most important ones you'll have.

https://loom.ly/clAcNts 😊👨‍👩‍👧‍👦

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved xx/xx/###x

"Am I saving enough?"It might be the most common question I'm asked.The honest answer?It depends.It depends on the life ...
20/08/2026

"Am I saving enough?"
It might be the most common question I'm asked.

The honest answer?
It depends.

It depends on the life you want to live, when you'd like to retire, whether you want to help your children or grandchildren, travel more, move home, or simply have the freedom to work less.

The challenge is that none of us has a crystal ball.
Your goals will evolve. Life will change. Priorities will shift.

But that doesn't mean planning is impossible.

Once we understand what's important to you today, we can build a plan around those goals, knowing that we'll review and adapt it as your life changes.

Financial planning isn't about predicting the future perfectly.

It's about giving yourself a clear direction and the confidence that you're making informed decisions along the way.

So, are you saving enough?

The better question might be: Are you saving enough for the life you want to live?

https://loom.ly/clAcNts 📈😊

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

One question seems to be coming up more and more in client meetings. 👨‍👩‍👧‍👦💭"Hey Connel, what's the most efficient way ...
18/08/2026

One question seems to be coming up more and more in client meetings. 👨‍👩‍👧‍👦💭

"Hey Connel, what's the most efficient way for me to help my grandchildren?"

It's a conversation I'm having far more often than I was a few years ago.

For some, it's about putting money aside for school or university fees. For others, it's helping with a first home or simply giving their grandchildren a stronger financial start in life.

What's interesting is that it isn't just about passing on money.

It's about seeing the difference that money can make while you're here to watch it happen.

With the right planning, there are often tax-efficient ways to support the next generation while still making sure your own financial future remains secure.

Every family is different, so there isn't a one-size-fits-all answer. But it's encouraging to see so many grandparents thinking beyond their own retirement and asking how they can create opportunities for the people who matter most.

Those are some of the most rewarding conversations I have.

https://loom.ly/clAcNts 😊🏡

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

Everyone's retirement journey looks different.Over the years, I've had conversations with people in their twenties who a...
13/08/2026

Everyone's retirement journey looks different.

Over the years, I've had conversations with people in their twenties who are already planning for retirement, and others in their fifties who are only just beginning to think about it.

Neither is right or wrong.

There's no prize for starting early, and there's no punishment for starting later.

They simply lead to different conversations.

If you've started early, the focus might be on making the most of time and compounding. If you're starting later, it's often about understanding your options, setting realistic goals and making informed decisions from where you are today.

What matters most isn't when you start.

It's that you start.

The first conversation is often the hardest, but it's also the one that gives you clarity, confidence and a plan for the future.

Whatever stage you're at, your financial journey starts with a conversation.

https://loom.ly/clAcNts 😊

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

The best outcomes for business owners rarely come from one adviser working alone. One thing I've learned over the years ...
11/08/2026

The best outcomes for business owners rarely come from one adviser working alone.

One thing I've learned over the years is just how much smoother things go when a client's accountant and financial planner work together.

Too often, business owners find themselves acting as the go-between, passing messages from one adviser to another. Not only is it frustrating, but it can also mean opportunities are missed because everyone is working from slightly different information.

Where I can, I prefer to speak directly with my clients' accountants.

It saves everyone repeating themselves, keeps conversations aligned, and usually leads to better, more joined-up advice.

Whether we're discussing pension contributions, extracting profits tax-efficiently, succession planning or preparing for retirement, the best decisions are often made when everyone is around the same table, working towards the same goal.

At the end of the day, it's not about whose idea it is—it's about achieving the best possible outcome for the client.

https://loom.ly/clAcNts

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

August is always a little quieter in financial planning... Connel doesn't mind that at all. ☀️📄Clients are away enjoying...
06/08/2026

August is always a little quieter in financial planning... Connel doesn't mind that at all. ☀️📄

Clients are away enjoying holidays, meetings get pushed back, and the phone rings a little less.

It's actually one of my favourite times of the year because it gives me the chance to slow down and properly review client files and statements, rather than rushing from one meeting to the next.

It also got us thinking...

If you find yourself with a spare afternoon this month, it's worth digging out your latest pension statement and giving it a proper read.

You'd be surprised how many of the questions I'm asked throughout the year are answered within the first couple of pages of that annual statement that's often left unopened.

Understanding where your pension is invested, what it's worth today, how much is going in, and what your projected retirement income looks like can be incredibly valuable.

Sometimes, taking half an hour to understand your finances is just as worthwhile as taking time away to recharge.

https://loom.ly/clAcNts 😊📈

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

Why do so many of our clients make Connel their first call when life changes ?Life doesn't always go to plan, and some o...
04/08/2026

Why do so many of our clients make Connel their first call when life changes ?

Life doesn't always go to plan, and some of the biggest financial decisions come at times when emotions are running high.

Whether it's receiving an inheritance, going through a divorce, being made redundant, or experiencing another major life change, our clients know they don't have to face those decisions alone.

Before making any big financial commitments, they pick up the phone to Connel.

Why? Because having someone who understands their financial plan means they can talk through their options, understand the implications, and make informed decisions with confidence.

Sometimes the advice is about taking action. Sometimes it's about avoiding costly mistakes. And sometimes it's simply the reassurance that they're already on the right track.

At Burt Financial Planning, we believe the best financial advice isn't just about investments or pensions - it's about being there when life changes.

https://loom.ly/clAcNts

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/07/2026

A financial adviser isn't just there when you need to make a big decision—they're there when you need peace of mind. 🤝📈💬...
30/07/2026

A financial adviser isn't just there when you need to make a big decision—they're there when you need peace of mind. 🤝📈💬

Many of our clients see Connel and Ben as trusted financial partners, not just advisers.

The world of investments, pensions and tax planning can sometimes feel like a maze. Add in worrying headlines, market fluctuations or well-meaning advice from friends, and it's easy to wonder if you should be doing something differently.

That's where we come in.

Whether you've read something in the press that concerns you, heard a worrying story from a friend, or simply have a question about your financial plan, we're only a phone call away.

Our role is to cut through the noise, explain what really matters, and help you make informed decisions with confidence. Sometimes the best outcome is taking action. Other times, it's understanding why staying the course is the right decision.

At Burt Financial Planning, we believe ongoing advice is about building long-term relationships and giving our clients confidence every step of the way.

https://loom.ly/clAcNts

Burt Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/07/2026

Address

36 Market Street
Haddington
EH413JE

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441620282150

Website

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