West End Mortgage Services

05/02/2026

07/08/2025

Bank of England Cuts Base Rate to 4% ⬇️

As widely anticipated, the Bank of England has voted to reduce the base rate to 4%. This is the third incremental cut of the year and means the base rate is at its lowest since February 2023.

05/08/2025

Rate reductions ahead of Thursday's BoE meeting ⬇️

A number of lenders have reduced rate offerings in the run up to this week's interest rate announcement. Economists are predicting that the Bank of England will reduce the base rate to 4% on Thursday, the lowest since February 2023.

08/05/2025

Base rate cut to 4.25% by Bank of England ⬇️

29/04/2025

Updates on the latest residential mortgage rate reductions from Barclays, Clydesdale & TSB ⬇️

Further rate reductions effective from today see TSB join several other lenders with a sub 4% rate at 60% loan-to-value. The lender has made a number of rate changes for first time buyer and home mover applications, with cuts of up to 0.20% across 2, 3 and 5 year Fixed rate products. 2 year Fix remo...

23/04/2025

Nationwide introduce sub 4% rates and cut select first-time-buyer products ⬇️

Nationwide rate updates effective from today mean they are the latest lender to offer rates below 4% at 60% LTV. The sub 4% offerings are available on selected 2, 3, and 5 year Fixed rate products and are open to new and existing customers moving home.

22/04/2025

Lenders follow suit reducing mortgage rates ⬇️

Halifax and NatWest have both updated their residential mortgage ranges, with NatWest also making improvements to their buy-to-let product options. All changes come into effect from today (22/04).

16/04/2025

Are sub 4% mortgage rates back on the agenda? ⬇️

HSBC and Co-operative Bank have both announced rate reductions, with other big name lenders including Barclays and Coventry Building Society cutting rates over the past week.

15/04/2025

Major lender reduces stress testing for new mortgage applications ⬇️

These changes will apply to the lender's standard affordability calculation, as well as the enhanced affordability clients often benefit from when taking a 5 year Fixed rate product or like-for-like remortgage.

11/04/2025

A Quick Guide To Solicitor Fees When Purchasing Property ⬇️

Solicitor costs are one of the essential considerations when purchasing a new property. There are a number of factors which will determine your overall bill, with property tenure and purchase price being two major components. Firm location and reputation will also play a role and, with firms happy t...

21/03/2025

Let's Talk Income Protection Cover ⬇️

The policy provides a monthly sum for the duration of incapacity or maximum product term, whichever is sooner, and the monthly benefits are paid tax-free. Maximum cover amounts will be restricted to a portion of your gross annual salary, this is most commonly around two thirds. Multiple claims can u...