Hometrack

19/03/2025

Read our latest article featured in 'The Future of Property', published in The Telegraph today.
You'll learn about tackling housebuilding and affordable housing challenges, leveraging data and proptech, and the current industry landscape from key thought leaders like the us alongside BPF, RICS, HBF, ARL and many more online at https://www.businessandindustry.co.uk/future-of-property/providing-homebuilders-the-confidence-and-data-to-increase-housing-delivery/
Get in touch to talk about the issues we raise: https://www.hometrack.com/contact-us/
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04/03/2025

The UK rental market is shifting. Rent inflation for new lets has slowed to the lowest level in 3.5 years.

🏡 More homes, less demand – Rental supply is up, while demand is down.

💰 Affordability is limiting rent rises

⚖️ Policy & investment challenges – While more supply is needed, upcoming rental reforms and regulatory shifts could deter new investment, tightening long-term availability.

📅 Looking ahead – UK rents are forecast to rise in 2025

👉 With slowing rental growth, shifting affordability, and regulatory pressures, how will this impact mortgage demand and BTL investment? Let's discuss.

Download the full report here: https://bit.ly/3F1e1dU

27/02/2025

📢 Housing Market Trends: What you need to know:

The housing market remains active, with key indicators up 10%+ year-on-year, but affordability challenges are shifting dynamics.

Some key takeaways:
🏡 House Price Growth Slows
🏢 Flats Listings Surge
📈 House Prices Outpacing Flats
💰 Mortgage vs. Rent Gap Grows

Get the full report on the Hometrack website now:://bit.ly/3QXySSp

How do you see these trends impacting lending strategies in 2024? Let’s discuss! 👇

Our UK House Price index is the only UK index which analyses housing market trends at a city level - across 20 cities, regions and nationwide

04/02/2025

Embedding greater levels of automation into the mortgage journey doesn’t just benefit lenders on many levels. It helps borrowers to make informed decisions and ensures lenders deliver good outcomes by letting customers know upfront the risks associated with the home they want to buy.
Sarah Guha, Hometrack’s director of product, shares her thoughts on why automation is critical for Consumer Duty compliance

Adopting greater levels of automation in the mortgage journey aligns with the principles of Consumer Duty to deliver good outcomes for the customer.

16/01/2025

Our new tool for finding residential property comparables is available now on our Datahub.

You can find the exact comparables you need, taking advantage of our market-leading database combined with the ease of google maps.

Filter by price range, property subtype, floor area, and many more property attributes to be as specific as possible in your comparables search

Contact our team: https://www.hometrack.com/contact-us/

18/12/2024

Not all lenders use the maximum rates of automation for their lending journeys. Frontrunners automate around 60% of their property risk decisions but the average is much lower.

Theo Brewer at Hometrack, talks to The Intermediary about what needs to change for lenders to have more confidence using automated valuations and whether 60% is the ceiling for risks that can be automated.

Find out more:

Theo Brewer of Hometrack discusses how advancing data quality and risk modeling can help safely scale automated property valuations.

10/12/2024

Why does the level of digitisation plummet when it comes to taking out a mortgage, yet almost three quarters of banks allow their customers to set up a current account online?

Sarah Guha, talks to Mortgage Finance Gazette about what lenders can learn from the consumer banking sector, to adopt a digital first strategy and the benefits for business and borrowers.

Read the full article here: https://bit.ly/4gvIBtT

Mortgage lending is lagging behind other consumer finance sectors when it comes to adopting digital-first strategies to improve the efficiency and speed

28/10/2024

Hot off the press this Monday morning: our new House Price Index Report is out now. Here's just some of what we're covering in this month's edition:

✅ What does house price growth look like across the UK?
✅ Which buying group is the largest in the property market right now?
✅ Is 2024 turning out to be a bumper year for sales?

Get the full report on the Hometrack website now:

Our UK House Price index is the only UK index which analyses housing market trends at a city level - across 20 cities, regions and nationwide

08/10/2024

Join our Executive Director of Research, Richard Donnell, for our highly anticipated Autumn Market Update webinar, taking place on Tuesday 22nd October at 2.30pm.

As well as exploring broader market trends in the run-up to 2025, the session will also exclusively reveal our new research into affordability and its impact on access to housing.

We’ll discuss the implications of this research for lenders – and how our innovation can support growth in the face of the challenge.

Register now: https://bit.ly/3BET47a

03/10/2024

Increased sales activity is supporting modest price rises, rather than causing any acceleration in home values, according to our new House Price Index Report.

Affordability remains a constraint on house price growth, especially in southern England.

Annual UK house price inflation is +0.7%, up from -0.3% a year ago. And we expect house price growth will continue to increase in the coming months.

Get the full report on the Hometrack website: https://bit.ly/4es5RZ3

16/09/2024

The latest from our new Rental Market Report: Annual UK rental inflation for new lets has slowed to 5.4%, close to half the rate a year ago (10.2%), and the lowest for almost 3 years.

Rents are experiencing a more drawn-out slowdown compared to consumer prices and earnings.

A sustained mismatch between supply and demand is keeping an upward pressure on rents, especially in more affordable locations.

Slower growth is focused on larger cities, where affordability pressures are limiting what renters can pay, pushing up rents in adjacent markets.

Get the full report on the Hometrack website: https://bit.ly/3Rh9uGM