Amy Harvey - Oak Mortgages

09/06/2026

Thinking of moving this summer? ☀️🏡

Now is the time to:

✔ Review your mortgage options
✔ Check your affordability
✔ Secure an Agreement in Principle

Whether you’ve got perfect credit or a few bumps along the way, we’ll help you explore your options

DM us or visit www.oakmortgages.co.uk to start your journey.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

02/06/2026

🌟 MAY ROUND UP 🌟

What a month it has been at Oak Mortgages!

We're incredibly proud of everything our team has achieved throughout May, including:
🏡 Welcoming new brokers to the Oak family
🏆 Celebrating awards, achievements and recognition across the business
📈 Setting new records and reaching exciting milestones
❤️ Supporting and helping numerous clients on their homeownership journeys
🚀 Building momentum for even bigger things ahead

None of this would be possible without the hard work, dedication and passion of our amazing brokers, support teams, business partners and clients.

Thank you for being part of our journey and helping make May one to remember.

We're excited for what the future holds as we continue to grow, innovate and support more clients across the UK.
Here's to another month of success! 🌳

31/05/2026

This beautiful boy is in Newark

29/05/2026

𝐌𝐞𝐞𝐭 𝐨𝐮𝐫 𝐀𝐝𝐦𝐢𝐧 𝐓𝐞𝐚𝐦

Behind every mortgage application is a team working hard to get clients moved, protected and into their new homes 🏡

From chasing solicitors and lenders, to calming nerves and answering panicked emails at 7pm 😅 — our team genuinely cares about every case we handle.

We’re proud to have built a business where clients are never “just a number”.

27/05/2026

Think gambling transactions on your bank statements mean you can’t get a mortgage? 🎰🏡

That’s not always true.

We regularly help clients with:

✔ Gambling transactions
✔ Missed payments
✔ Defaults & CCJs
✔ Payday loan history
✔ Complex credit profiles

Many high street lenders say no automatically, but specialist lenders look at the bigger picture.

At Oak Mortgages & Clever Mortgages, we understand real-life finances and help clients find mortgage solutions without judgement.

If you’re worried about your application, speak to our specialist team today.

📞 0330 232 0285
🌐 www.oakmortgages.co.uk; www.clevermortgages.co.uk

18/05/2026

❌ “𝐌𝐲 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞 𝐢𝐬 𝐭𝐨𝐨 𝐥𝐨𝐰 𝐟𝐨𝐫 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.”

That’s exactly what one of our recent clients thought…

With a credit score of just 566, historic defaults and previous payment issues, they believed homeownership was completely out of reach. But after speaking to the specialist team at Oak Mortgages and Clever Mortgages, we looked beyond just the numbers.

We took the time to understand:

✔ What caused the issues
✔ How their finances had improved
✔ Their affordability today
✔ The full story behind the credit file

The result? 🏡

They’re now about to collect the keys to their new home.

A low credit score does NOT always mean an automatic decline.

At Oak and Clever Mortgages, we specialise in helping clients with:

✔ Defaults
✔ CCJs
✔ Missed payments
✔ Debt management plans
✔ Low credit scores
✔ Complex circumstances

If you’ve been told “no” elsewhere, or you’re worried your credit history is holding you back, speak to our friendly specialist team today.

You may have more options than you think 💚

📩 Message us today
📞 Free initial chat
🌐 www.oakmortgages.co.uk, www.clevermortgages.co.uk

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

15/05/2026

🏡 𝐂𝐨𝐮𝐥𝐝 𝐚 £𝟓,𝟎𝟎𝟎 𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐫𝐞𝐚𝐥𝐥𝐲 𝐠𝐞𝐭 𝐲𝐨𝐮 𝐨𝐧 𝐭𝐡𝐞 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐥𝐚𝐝𝐝𝐞𝐫?

Big news this week as Halifax launched it's £5000 deposit mortgage.

For many buyers, especially first time buyers, saving a huge deposit has been the biggest challenge. But the mortgage market is changing, and there may now be more options available than you think.

✅ Smaller deposits
✅ First time buyer options
✅ Some lenders considering 95%+ borrowing
✅ Help for renters wanting to buy sooner

Of course, every lender has different criteria, affordability checks and credit scoring, so it’s important to get proper advice before applying.

If you’ve been sitting there thinking:

❌ “I don’t have enough deposit”
❌ “My credit isn’t perfect”
❌ “I didn’t think I’d qualify”

… it may be worth having a conversation.

At Oak Mortgages & Clever Mortgages, we specialise in helping clients understand what’s possible, even if they’ve had previous blips or thought buying was out of reach.

📩 Message us today for a friendly, no-pressure chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.

15/05/2026

𝐖𝐨𝐫𝐫𝐢𝐞𝐝 𝐲𝐨𝐮𝐫 𝐩𝐚𝐬𝐭 𝐜𝐫𝐞𝐝𝐢𝐭 𝐛𝐥𝐢𝐩𝐬 𝐜𝐨𝐮𝐥𝐝 𝐬𝐭𝐨𝐩 𝐲𝐨𝐮 𝐠𝐞𝐭𝐭𝐢𝐧𝐠 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞? 🏡

You are not alone and it may not be as bad as you think.

At Oak Mortgages & Clever Mortgages, we specialise in helping clients who have:

✔ Missed payments
✔ Defaults or CCJs
✔ Debt management plans
✔ Payday loan history
✔ Low credit scores
✔ Previous financial difficulties

Many people assume they’ll automatically be declined… but that simply isn’t always true.

One of the best first steps is completing a Decision in Principle (DIP). This gives you an early indication of whether a lender may accept you, helping you understand your options before you start house hunting or remortgaging.

Most importantly, we understand that life happens. Our advisers take the time to look at the full picture, not just a number on a credit report.

✅ Friendly, supportive advice
✅ Specialist lenders available
✅ No judgement
✅ First-time buyers, movers & remortgages
✅ Help understanding your credit profile

If you’re nervous about applying, let’s have a chat and explore your options together.

0330 232 0285
Message us today
visit us at www.oakmortgages.co.uk or www.clevermortgages.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

14/05/2026

12/05/2026

𝐌𝐨𝐧𝐞𝐲 𝐰𝐨𝐫𝐫𝐢𝐞𝐬 𝐜𝐚𝐧 𝐚𝐟𝐟𝐞𝐜𝐭 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐣𝐮𝐬𝐭 𝐲𝐨𝐮𝐫 𝐛𝐚𝐧𝐤 𝐚𝐜𝐜𝐨𝐮𝐧𝐭.

For many people, concerns around credit history, debt, or getting a mortgage can feel overwhelming, but you are not alone, and there are often more options available than you think.

At Oak Mortgages & Clever Mortgages, we believe mortgage advice should feel supportive, understanding and judgement free.

Whether you’re a first-time buyer, remortgaging, or worried about past credit issues, we’re here to help you explore your options with real people who genuinely care.

💚 Mental Health Awareness Week