Amy Harvey - Oak Mortgages

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Amy Harvey - Oak Mortgages

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03/09/2026

A lovely summer spent with family in the Cotswolds and Devon ❤️ Although Harriet has made it clear that next year’s holiday needs to involve a lot less walking and a lot more lying by a pool.

Now back to reality, back to school runs and work!

So if you’re thinking about moving, remortgaging, buying your first home or would just like to see what your options are, please get in touch!

01/09/2026

🌳☀️ 𝐀𝐔𝐆𝐔𝐒𝐓… 𝐘𝐎𝐔’𝐕𝐄 𝐁𝐄𝐄𝐍 𝐀 𝐁𝐔𝐒𝐘 𝐎𝐍𝐄! ☀️🌳

Holidays? ✅
Family time? ✅
Much needed breaks? ✅
Keeping mortgages moving? 𝐀𝐁𝐒𝐎𝐋𝐔𝐓𝐄𝐋𝐘! 💪🏡

August hasn’t slowed the Oak team down! 🌳

We’re a team that genuinely understands the importance of 𝐟𝐚𝐦𝐢𝐥𝐲 𝐚𝐧𝐝 𝐡𝐚𝐯𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐦𝐮𝐜𝐡 𝐧𝐞𝐞𝐝𝐞𝐝 𝐭𝐢𝐦𝐞 𝐚𝐰𝐚𝐲. ❤️

While some of our brokers and staff have enjoyed well earned breaks, the rest of the team have stepped up, supported each other and made sure our clients didn’t miss a beat.

💚 𝟖𝟎+ 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐬𝐮𝐩𝐩𝐨𝐫𝐭𝐞𝐝 𝐭𝐡𝐫𝐨𝐮𝐠𝐡𝐨𝐮𝐭 𝐀𝐮𝐠𝐮𝐬𝐭! 💚

And some of that support has even happened outside the usual working day, because sometimes our clients need us 𝐰𝐡𝐞𝐧 𝐢𝐭 𝐬𝐮𝐢𝐭𝐬 𝐭𝐡𝐞𝐢𝐫 𝐥𝐢𝐯𝐞𝐬, 𝐧𝐨𝐭 𝐣𝐮𝐬𝐭 𝐨𝐮𝐫𝐬. 🏡

That’s what we love about our 𝐎𝐚𝐤 𝐟𝐚𝐦𝐢𝐥𝐲, 𝐰𝐞 𝐥𝐨𝐨𝐤 𝐚𝐟𝐭𝐞𝐫 𝐞𝐚𝐜𝐡 𝐨𝐭𝐡𝐞𝐫, 𝐬𝐨 𝐰𝐞 𝐜𝐚𝐧 𝐥𝐨𝐨𝐤 𝐚𝐟𝐭𝐞𝐫 𝐨𝐮𝐫 𝐜𝐥𝐢𝐞𝐧𝐭𝐬. 🤝💚

A huge 𝐓𝐇𝐀𝐍𝐊 𝐘𝐎𝐔 to every single person who has gone the extra mile this month, whether you were working, covering, supporting, answering a message, progressing a case or simply helping a colleague out.

And to those who have been on holiday… 𝐰𝐞 𝐡𝐨𝐩𝐞 𝐲𝐨𝐮’𝐯𝐞 𝐞𝐧𝐣𝐨𝐲𝐞𝐝 𝐞𝐯𝐞𝐫𝐲 𝐦𝐢𝐧𝐮𝐭𝐞 𝐚𝐧𝐝 𝐦𝐚𝐝𝐞 𝐬𝐨𝐦𝐞 𝐛𝐫𝐢𝐥𝐥𝐢𝐚𝐧𝐭 𝐟𝐚𝐦𝐢𝐥𝐲 𝐦𝐞𝐦𝐨𝐫𝐢𝐞𝐬! ☀️❤️

Now the holidays are coming to an end, we’re 𝐫𝐞𝐟𝐫𝐞𝐬𝐡𝐞𝐝, 𝐫𝐞𝐜𝐡𝐚𝐫𝐠𝐞𝐝 𝐚𝐧𝐝 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐟𝐢𝐧𝐢𝐬𝐡 𝟐𝟎𝟐𝟔 𝐬𝐭𝐫𝐨𝐧𝐠!

𝐏𝐫𝐨𝐮𝐝 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐭𝐞𝐚𝐦. 𝐏𝐫𝐨𝐮𝐝 𝐭𝐨 𝐛𝐞 𝐎𝐚𝐤. 🌳💚

31/08/2026

𝐁𝐚𝐜𝐤 𝐭𝐨 𝐬𝐜𝐡𝐨𝐨𝐥

New uniform, new shoes, labelled water bottles, numerous photos on facebook…and somehow another summer holiday has disappeared!

As the children head back to school and normal routines return, September can be the perfect time to revisit the plans that have been sitting on your to-do list.

Perhaps you’re thinking about:

𝐌𝐨𝐯𝐢𝐧𝐠 𝐭𝐨 𝐚 𝐛𝐢𝐠𝐠𝐞𝐫 𝐡𝐨𝐦𝐞
𝐌𝐨𝐯𝐢𝐧𝐠 𝐜𝐥𝐨𝐬𝐞𝐫 𝐭𝐨 𝐚 𝐩𝐫𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐬𝐜𝐡𝐨𝐨𝐥
𝐑𝐞𝐯𝐢𝐞𝐰𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞
𝐑𝐚𝐢𝐬𝐢𝐧𝐠 𝐟𝐮𝐧𝐝𝐬 𝐟𝐨𝐫 𝐡𝐨𝐦𝐞 𝐢𝐦𝐩𝐫𝐨𝐯𝐞𝐦𝐞𝐧𝐭𝐬
𝐂𝐨𝐧𝐬𝐨𝐥𝐢𝐝𝐚𝐭𝐢𝐧𝐠 𝐞𝐱𝐢𝐬𝐭𝐢𝐧𝐠 𝐛𝐨𝐫𝐫𝐨𝐰𝐢𝐧𝐠

An initial conversation can help you understand what may be possible, even if you aren’t planning to make a move immediately.

Message us for Details.

26/08/2026

𝐓𝐡𝐞 𝐬𝐮𝐦𝐦𝐞𝐫 𝐛𝐚𝐧𝐤 𝐡𝐨𝐥𝐢𝐝𝐚𝐲 𝐢𝐬 𝐧𝐞𝐚𝐫𝐥𝐲 𝐡𝐞𝐫𝐞!

Whether you’re spending it decorating, house hunting, visiting family or simply enjoying a well-earned rest, we hope you have a lovely long weekend and let's keep our fingers crossed for the weather.

If looking for a new home is on your agenda, our team can help you understand how much you may be able to borrow and what mortgage options could be available.

𝐅𝐢𝐫𝐬𝐭-𝐭𝐢𝐦𝐞 𝐛𝐮𝐲𝐞𝐫
𝐌𝐨𝐯𝐢𝐧𝐠 𝐡𝐨𝐦𝐞
𝐑𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐢𝐧𝐠
𝐒𝐞𝐥𝐟 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐝
𝐂𝐨𝐦𝐩𝐥𝐢𝐜𝐚𝐭𝐞𝐝 𝐢𝐧𝐜𝐨𝐦𝐞 𝐨𝐫 𝐜𝐫𝐞𝐝𝐢𝐭 𝐡𝐢𝐬𝐭𝐨𝐫𝐲

You don’t need to have found a property before speaking to us, getting prepared early can make the whole process much easier.

📞 01476 606020
🌐 www.oakmortgages.co.uk

21/08/2026

𝐂𝐚𝐧 𝐀𝐈 𝐫𝐞𝐚𝐥𝐥𝐲 𝐟𝐢𝐧𝐝 𝐲𝐨𝐮 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞?

AI can explain what a default means, tell you what lenders generally look for and help you understand complicated mortgage terminology.

But can it understand the story behind your credit history?
Can it speak to an underwriter about a case that sits just outside the usual criteria?
Can it recognise the important question you didn’t know you needed to ask?

When it comes to mortgages, particularly if you have adverse credit, complex income or unusual circumstances knowing a lender’s published criteria isn’t the same as knowing how they may assess your individual case.

Our latest blog explores how AI is changing the mortgage market, where it can be genuinely useful and why experienced human advice still matters.

👉 Read the full blog here: 𝐡𝐭𝐭𝐩𝐬://𝐛𝐢𝐭.𝐥𝐲/𝟒𝐱𝐐𝟑𝐔𝟏𝐆

If you’ve been researching online but are still wondering, “What does this actually mean for me?”, speak to the Oak Mortgages team.

We’ll take the time to understand the whole picture and help identify a suitable route forward without relying on guesswork or a generic list of lenders.

📩 Send us a message

Use the technology. Then use the experience.

Your home may be repossessed if you do not keep up repayments on your mortgage.

17/08/2026

Would you have agreed with us?

03/08/2026

🌿 July Round Up | It's More Than Numbers. It's About People.
As we look back on July, we're incredibly proud of what we've achieved, but for us, it's never just about the numbers.

Every application submitted, every mortgage offer secured and every completion represents something much bigger...

🏡 A first-time buyer collecting their keys.
👨‍👩‍👧‍👦 A family finding the space they've dreamed of.
🚚 A home mover starting an exciting new chapter.
🏠 A landlord growing their investment portfolio.
🔄 A homeowner securing a better deal for their future.
🛡️ A family gaining peace of mind by protecting their home, income and loved ones for the future.

Behind every success is a client who trusted us to guide them through one of the biggest financial decisions they'll ever make. We're honoured to have been part of so many journeys this month.

We're also incredibly proud that we've helped protect even more clients and their families this month. Protection is about far more than a policy, it's about ensuring our clients have the financial security and peace of mind they deserve should the unexpected happen.

A huge thank you to our incredible team for their hard work, knowledge and dedication. Your commitment to delivering outstanding customer outcomes is what makes the difference every single day.

And thank you to every client who chose Oak Mortgages. Your trust means everything to us.

Here's to helping even more people achieve their property goals in August! 🌿

Because it's never just about the numbers... it's about the people behind them. 💚

01/08/2026

𝐂𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐬𝐩𝐨𝐭 𝐚 𝐬𝐜𝐚𝐦 𝐛𝐞𝐟𝐨𝐫𝐞 𝐢𝐭 𝐰𝐚𝐬 𝐭𝐨𝐨 𝐥𝐚𝐭𝐞?

Fraudsters are becoming increasingly convincing. They can pretend to be your bank, an online seller, a new romantic partner or even your own child asking for urgent help.

We’re hearing about more people being targeted through:

Facebook and Marketplace
Dating and romance scams
Fake bank and police calls
“Mum, I’ve lost my phone” messages
Identity theft and stolen personal information

Our latest guide explains the warning signs, what information you should never share and the practical steps you can take to protect yourself and your family.

There is no shame in being caught out these criminals are professional manipulators. The best protection is to pause, check and talk to someone you trust before sending money or sharing information.

Please read and share. One conversation could prevent someone from becoming the next victim.

🔗 Read the full guide here: https://bit.ly/4h1aRrN

29/07/2026

𝐖𝐡𝐚𝐭'𝐬 𝐨𝐧𝐞 𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐰𝐢𝐬𝐡 𝐲𝐨𝐮'𝐝 𝐤𝐧𝐨𝐰𝐧 𝐛𝐞𝐟𝐨𝐫𝐞 𝐛𝐮𝐲𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐟𝐢𝐫𝐬𝐭 𝐡𝐨𝐦𝐞?

We asked the Oak team to share their advice for first-time buyers, and the answers were surprisingly varied.

There are plenty of things people wish they'd known at the start of their home-buying journey.

👇 We'd love to hear from you.

What's the one piece of advice you'd give someone buying their first home?

27/07/2026

𝐃𝐨 𝐲𝐨𝐮 𝐮𝐬𝐞 𝐊𝐥𝐚𝐫𝐧𝐚 𝐨𝐫 𝐁𝐮𝐲 𝐍𝐨𝐰, 𝐏𝐚𝐲 𝐋𝐚𝐭𝐞𝐫?

New FCA rules came into force on 15 July 2026, giving customers stronger protection including affordability checks, clearer information and access to the Financial Ombudsman Service.

But there is another important change to understand…

Buy Now, Pay Later is credit. It may appear on your credit file, missed payments could affect your history, and mortgage lenders may take your repayments into account.

That does not mean using Klarna will automatically stop you getting a mortgage. However, several agreements, missed payments or regularly relying on BNPL could raise questions.

Our latest blog explains:

✅ What the new rules mean
✅ Whether Klarna can affect your credit file
✅ What mortgage lenders may look for
✅ What to do before applying for a mortgage

Read the full guide here: https://bit.ly/4fwPxYJ

Worried that Klarna or other credit commitments could affect your mortgage options? Speak to our friendly team before submitting an application.

𝐘𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐦𝐚𝐲 𝐛𝐞 𝐫𝐞𝐩𝐨𝐬𝐬𝐞𝐬𝐬𝐞𝐝 𝐢𝐟 𝐲𝐨𝐮 𝐝𝐨 𝐧𝐨𝐭 𝐤𝐞𝐞𝐩 𝐮𝐩 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.

Address

Unit 1A, Withambrook Estate
Grantham
NG

Telephone

+447725035377

Website

http://oakmortgages.co.uk/

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