PayPlan Debt Help

01/09/2026

At the beginning of the month do you
☑️ check your direct debits,
☑️ review subscriptions,
☑️ plan meals,
☑️ set spending limits,
☑️ set a saving budget?

Share your budgeting tips to get the month off to a go start 👇

31/08/2026

“My debts will pass to my family when I die”

True or false?

☑️ Personal debts don’t pass to your family unless the debt is in joint names.
☑️ Repayments may come from your estate, but your family won’t personally inherit your debt.

Got any other debt worries? You know where we are 💙

27/08/2026

If the energy price cap increase leaves you worried about turning on your heating this winter, here's what to do.

25/08/2026

Avoid these three things if you are finding it hard to manage your bills.

1. Keeping money worries to yourself
2. Ignoring letters, calls or messages from people you owe money to
3. Taking out more credit to cover existing debts

The earlier you take action the more options that could be available to you.
Talk to one of our debt advisers, it's just a conversation, and let's find a way forward.

24/08/2026

You've been invited out but you don't have the cash to splash.

What do you do?

Tell us in the comments 👇

23/08/2026

What's one thing about money and managing your finances that you wish was simpler?

Not going to lie, we asked the question so we can create more content to help you 😉

Did they miss something? Let us know in the comments and we could be answering your money questions very soon!

21/08/2026

About to start uni?
A little planning can make money feel more manageable.
This guide explains how to budget, how student overdrafts and loans work, and where to get support if borrowing starts to build up.

https://ow.ly/iAz650ZAUHk

20/08/2026

"I had no idea there was help out there."

Please read and share George's story. It could help someone realise they're not alone and that support is available. 💙

After being left unpaid for work he'd completed, George's debt grew to £78,000, taking a serious toll on his mental health. With PayPlan's support and expert debt advice, he found a way forward through a Debt Management Plan and regained control of his finances.

George started relying on credit cards after not being paid the £22,000 he was owed for work he completed during Covid - leaving him with just £40 in his bank account

19/08/2026

As UK inflation climbs to 2.9%, we're hearing first hand how the pressure on household budgets is growing.

Our analysis of more than 11,700 customer conversations found mentions of fuel, petrol and diesel rose by 60%, while customers linking fuel costs directly to financial worries increased by 59%.

Behind every statistic there's someone trying to make their money stretch a little further. If this sounds like you or someone you know, talk to our debt advisers. They'll help find a solution that's right for you.

18/08/2026

If you were trying to save money what would you cut back on first?

☕ Coffee seems to be a popular choice!
🫣 And let's just gloss over ditching your partner as a way to save!

What would you cut back on?