Mortgage Options

08/03/2023

06/02/2023

Banks continue to lower fixed rates despite last week's interest rate increase

02/02/2023

Britain’s most expensive property market – Kensington and Chelsea – is set to be the most immune to a price crash in 2023 according to recent analysis.

Prime London postcodes are most likely to escape relatively unscathed

01/02/2023

Stamp duty receipts jumped 69% to £10.1bn in England in the last tax year, the latest data from HMRC shows, highlighting how responses to the pandemic ignited the housing market. Home transactions lifted 20% to 1.2 million in 2021-22 in England compared to a year ago, the highest figures since 2007...

31/10/2022

Mortgage rates are changing rapidly. Where do home buyers stand if things change before they complete, and can they ask their lender for a better deal?

25/10/2022

Major lenders are starting to reduce their mortgage rates, after the mini-Budget pushed them up and added hundreds of pounds to some homeowners' bills.

10/10/2022

Podcast: On the Sky News Daily, Niall Paterson speaks to two people whose plans have had to change as a result of the uncertainty with mortgages.

The interest rate on a typical two-year fixed-rate mortgage has broken 6% for the first time in 14 years. The sudden rise has left first-time buyers with few affordable mortgage options, and those looking to re-mortgage facing huge increases in their monthly repayments.

02/05/2022

We need to move home but the bank rejected our application for a decision in principle. Why did this happen, and how can we make sure our next one is accepted?

02/05/2022

Time it takes to get on to the property ladder differs depending on whether you’re male or female.

Time it takes to get on to the property ladder differs depending on whether you’re male or female

23/08/2021

No end to the buy-to-let boom

Buy-to-let mortgage borrowing has reached a record high, putting paid to predictions there would be a mass exodus of landlords in the face of changes to tax and

26/07/2021

Some areas have seen bigger house price rises than others, which areas have risen at a consistent rate throughout the pandemic?

With a booming property market and house prices up by an impressive 10% in the last year alone, it's fair to give the stamp duty holiday a decent slice of the credit for this as it turbocharges buyer demand across the nation.

05/07/2021

How much is stamp duty now? Rates explained, and what you have to pay now tax holiday has ended

The stamp duty holiday was introduced in England and Northern Ireland in June 2020 to support the property market during the Covid-19 pandemic