Coast Financial Solutions

26/08/2026

Think you need 20% saved before you can even start looking for a home? 🏡

That’s one of the biggest myths out there. In reality, there are mortgages available with even less than a 5% deposit.

Accord, Halifax, Santander and Leeds Building Society are among other lenders that are offering mortgages with as little as a 2% deposit.

Get in touch to find out what options would be available to you 📲

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

19/08/2026

It feels like winning the lottery with all the down vals at the minute! 🤣

*Your property may be repossessed if you do not keep up the repayments on your mortgage*

14/08/2026

Mortgage affordability isn’t just about your salary 💷

Lenders look at the full picture — income, debts, credit history and deposit size.

Get in touch if you want to know where you actually stand and how much you could borrow 🏡

*Your property may be repossessed if you do not keep up the repayments on your mortgage*

10/08/2026

Client review! ⭐

We’re always proud to receive such positive reviews but when a client actually recommends us to someone they know, that’s when we know we’re doing something right. ✅

Referrals are everything in this business so thank you AS. It means the world to us 🙌🏼

*Your property may be repossessed if you do not keep up the repaymmortgage*

06/08/2026

Is it just us or is the amount of compliance ever growing! 🤣

All jokes aside - While the paperwork might not be glamorous, it’s there to make sure you get the right advice and are properly protected.. We’re not just asking for all your documents because we’re nosey 😉

*Your property may be repossessed if you do not keep up the repaymmortgage*

04/08/2026

Looking to buy your first home? 🏡
Here’s a quick guide to what matters:

Deposit 💷
You don’t always need a big deposit. Some lenders offer 95% mortgages, but higher LTVs often mean higher rates.

Affordability 🧮
Lenders look at your income, monthly expenses and credit commitments.

Criteria ✅
Self-employed or on zero hours? Still possible. Every lender is different.

Hidden costs 🧾
It’s not just the deposit. Think solicitors, surveys, moving costs and potentially stamp duty.

Speaking to a broker early will help you get a better understanding of the process, enabling you to navigate the journey with confidence and support every step of the way 📲

*Your property may be repossessed if you do not keep up the repaymmortgage*

31/07/2026

🚨 Bank of England holds the base rate at 3.75%!

A base rate hold doesn’t automatically mean cheaper mortgages.

While the Bank of England’s decision grabs the headlines, fixed-rate mortgage pricing is driven more by swap rates and lenders’ expectations of future economic conditions than by the base rate itself.

In fact, many lenders had already increased their fixed rates before today’s announcement, with average fixed deals currently sitting between 4.8% and 5.4%.

If you’re:
🏡 Buying a home, or
📅 Your fixed rate ends within the next 6 months,

Now is the time to review your mortgage options rather than trying to perfectly time the market.

The right deal is often about securing certainty when it suits your circumstances—not waiting for the “perfect” rate, which may never arrive.

📩 If you’d like to explore your options, get in touch and let’s see what’s available.

*Your property may be repossessed if you do not keep up the repayments on your mortgage*

28/07/2026

28/07/2026

No work? No worries 😮‍💨

If you rely on your income, have you thought about how you’d manage if illness or injury stopped you from working?

Savings can only go so far. Income protection provides a vital safety net, ensuring your monthly expenses are covered if you’re unable to work.

✅ Tailored, affordable plans
✅ Financial security when you need it most
✅ Peace of mind for you and your family

Get in touch to learn more 📲

*Your property may be repossessed if you do not keep up the repayments on your mortgage*

23/07/2026

Critical Illness Cover, What is it and why does it matter?

Life can change in an instant. Critical illness cover provides a tax-free lump sum if you’re diagnosed with a serious illness like:
✅ Cancer
✅ Heart attack
✅ Stroke
✅ Multiple sclerosis (and many more)

This payout can help with:
💸 Covering living costs while you recover
🏡 Paying your mortgage or rent
🧑‍🧑‍🧒‍🧒 Supporting your family
🧘🏼‍♂️ Giving you space to focus on healing not finances

You insure your car and your home... but what about your health and income?

Get in touch to find out if critical illness cover is right for you 📲

*Your property may be repossessed if you do not keep up the repayments on your mortgage*