Laura Skinner - Mortgage Broker

04/08/2025

Lovely review from one of my clients☺️

23/07/2025

Check out our latest issue of The Mortgage & Property Magazine! 🏡

The Mortgage Brain - The Mortgage & Property Magazine - Summer 2025

17/07/2025

https://www.bbc.co.uk/news/articles/c3dky111m40o

The interest rate set by the Bank of England affects mortgage, loan and savings rates for millions.

07/05/2025

Lower Mortgage Rates and Improved Affordability Lending Is Great News for Movers, Says CEO Enzo Mora

A flurry of lower mortgage rates has been announced along with improved affordability criteria. That’s great news for our customers says Enzo Mora CEO and founder of The Mortgage Brain

Santander has lowered its two-year fixed rate first-time buyer mortgage with a 60% loan-to-value for new borrowers by up to 0.07% and two-year fixed homemover rates for 60-75% loans by 0.09%. Skipton Building Society has also reduced rates across its range of fixed rate mortgages. Our advisers know immediately when rates fall so all our customers benefit straight away. Whether they have just started their application or have had it approved, we can still change their mortgage to a better rate. More good news as customers looking to purchase or remortgage can now also borrow more from Santander. It becomes the first major lender to reduce residential affordability rates, which have been cut by up to 0.75%, bringing them to the lowest levels since 2022. Customers applying for a residential mortgage from the lender can now borrow between £10,000 and £35,000 more, depending on their individual circumstances and subject to affordability checks and loan-to-income limits...

Read more via the link in our bio.

06/05/2025

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A flurry of lower mortgage rates has been announced, along with improved affordability criteria.

03/04/2025

https://www.zoopla.co.uk/discover/property-news/house-price-index/

There are the most homes for sale in 7 years, which will keep price inflation in check. But are buyers missing opportunities in the flats market?

19/09/2024

https://www.zoopla.co.uk/discover/property-news/what-do-higher-interest-rates-mean-for-the-housing-market/?utm_source=zoopla&utm_medium=email&utm_campaign=engagement-bankrate-national-20240919

The base rate has been cut for the first time in four years and now sits at 5%. Let's take a look at what this means for mortgages and the housing market.

07/08/2024

https://theintermediary.co.uk/2024/08/house-prices-up-0-8-in-july-following-flat-three-months-halifax/?utm_medium=email&utm_source=rasa_io&utm_campaign=newsletter

House prices increased by 0.8% in July, following three relatively flat months, data from Halifax's House Price Index has revealed.

01/08/2024

BOE interest rate cut!

03/06/2024

Vote for the best!! ⬇️👍🏻

Support wanted ‼️

We are delighted to be shortlisted for the What Mortgage Award in not just One but Two categories!

We are now looking for your help to support our hard work and over 40 advisers 🫶🏽
Please follow the link and vote for us in Best specialist Broker and Best Mortgage Broker
https://www.whatmortgage.co.uk/awards/2024-what-mortgage-awards-nominee-shortlist-revealed/

Thank you for your support,

The Mortgage Brain 🏡

06/05/2024

Five reasons to use a specialist new build broker...

Buying a new build property is very different to buying an existing property. For starters you can see what it is you are buying with existing homes whereas with New Build you often just have a site plan to look at.