29/05/2026
๐ก ๐ฆ๐ถ๐ด๐ป๐ถ๐ณ๐ถ๐ฐ๐ฎ๐ป๐ ๐ฆ๐ต๐ถ๐ณ๐ ๐ถ๐ป ๐๐ต๐ฒ ๐ ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐ ๐ฎ๐ฟ๐ธ๐ฒ๐
Two of the UK's biggest high street lenders have made some chunky cuts today. This is some really positive news if you've been keeping an eye on mortgage rates.
Barclays has cut rates across the board by up to 0.43 percentage points. This means someone with a ยฃ200,000 mortgage over 25 years on one of their three year fixed deals would now pay around ยฃ51 less per month than they would have yesterday. And they've also reduced their lowest two year fixed rate to 4.39%!
NatWest has gone even further in places, cutting some rates by up to 0.54 percentage points with good deals available even for those with smaller deposits or less equity in their home.
These deals have come about as the swap rates have fallen meaningfully over the past month as tensions in the Middle East have eased, and now markets are becoming less convinced that the Bank of England will need to raise rates further this year.
๐ง๐ถ๐บ๐ฒ ๐๐ผ ๐ฎ๐ฐ๐?
These rates are dependent on deposit and can change with very little notice as we've seen that several times already this year, so now is the time to look at your options. If the situation in the Middle East shifts again, swap rates can move fast and lenders will change their rates quickly.
If you're looking to buy your first home, thinking about your next move, or your deal is ending within the next 6 months get in touch for a chat!
โ๏ธ 07816 922 196
โ๏ธ [email protected]
๐ฌ or send a private message on here
๐๐ญ๐ฆ๐ข๐ด๐ฆ ๐ฏ๐ฐ๐ต๐ฆ ๐บ๐ฐ๐ถ๐ณ ๐ฉ๐ฐ๐ฎ๐ฆ ๐ฎ๐ข๐บ ๐ฃ๐ฆ ๐ณ๐ฆ๐ฑ๐ฐ๐ด๐ด๐ฆ๐ด๐ด๐ฆ๐ฅ ๐ช๐ง ๐บ๐ฐ๐ถ ๐ฅ๐ฐ ๐ฏ๐ฐ๐ต ๐ฌ๐ฆ๐ฆ๐ฑ ๐ถ๐ฑ ๐ณ๐ฆ๐ฑ๐ข๐บ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ฐ๐ฏ ๐บ๐ฐ๐ถ๐ณ ๐ฎ๐ฐ๐ณ๐ต๐จ๐ข๐จ๐ฆ.
