The Mortgage Advice Service

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The Mortgage Advice Service We strive to provide expert advice on all things mortgage related. To The Mortgage Advice Service you're not just a client, your a partner.

We work with you to understand your circumstances in order to find the right solution for you. If you re interested in finding out more about any of the above services and how we can help please visit us at www.themortgageadviceservice.co.uk

🏡 Is Your Fixed-Rate Mortgage Ending? 🔑Don’t get caught out paying more than you need to! When your fixed-rate mortgage ...
26/10/2026

🏡 Is Your Fixed-Rate Mortgage Ending? 🔑

Don’t get caught out paying more than you need to!

When your fixed-rate mortgage ends, your lender may automatically move you to their Standard Variable Rate (SVR), which is usually higher than your current rate.

The good news is that you have options:

✅ Stay with your current lender - Switching to a new deal with them is often quick and straightforward.

✅ Switch to a new lender - Re-mortgaging might give you access to more deals and could help you save money.

✅ Looking to borrow extra? If you’re planning home improvements or just need some extra funds, there could be options to consider.

💡 You don’t need to wait for your mortgage deal to finish before you start planning.

🏠 At The Mortgage Advice Service, we want to make finding your next mortgage deal as easy as possible.

We’ll help you look at your options and find a solution that fits your needs.

Is your mortgage deal coming to an end in the next six months?

📩 Contact us and we’ll help you explore your options.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

🍂 Keep your home warm and cosy while saving on your bills this winter!The colder months are on their way, and soon we’ll...
20/10/2026

🍂 Keep your home warm and cosy while saving on your bills this winter!

The colder months are on their way, and soon we’ll all be turning up the heat and bundling up to stay warm ❄️

Since household bills are still putting pressure on our budgets, this is a good time to try a few easy changes that can keep your home cosy without spending too much.

🔥 Small changes that can make a big difference

✅ Turn your thermostat down by 1°C. Even a small change like this can help lower your heating bills.

✅ Set your heating timer so you’re only warming your home when you really need it.

✅ Switch to LED bulbs. They use less electricity and last longer than regular bulbs.

✅ Bleed your radiators to help your heating system work more efficiently.

🔧 Remember to tackle those small DIY tasks!

Everyone has those household jobs that get put off. Taking care of things like draughty doors, leaky gutters, damaged roof tiles, or early signs of damp can help protect your home and might save you money over time.

🏠 Are you considering bigger home improvements?

Upgrading your loft insulation, installing new windows, adding double glazing, or improving your doors can make your home warmer, more energy-efficient, and more comfortable.

Keep in mind that larger projects often cost more.

💷 Could Your Mortgage Help?

If you want to make changes to your home, remortgaging might help you unlock funds to cover the costs, depending on your situation.

Or perhaps you're simply wondering whether your current mortgage deal is still right for you?

At The Mortgage Advice Service, we can help you look at your options, see what’s available, and find a mortgage that fits your needs and budget.

💭 If you’re thinking about remortgaging or making changes to your home, reach out to our friendly team for a chat.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

📈 Rising Interest Rates: What Are Your Mortgage Options?Mortgage rates have gone up a lot in recent weeks. With the mark...
07/10/2026

📈 Rising Interest Rates: What Are Your Mortgage Options?

Mortgage rates have gone up a lot in recent weeks. With the market changing so quickly, having the right advice can really help.

At The Mortgage Advice, we can help you explore the mortgage options available and find a deal that suits you and your circumstances.

🔑 If your fixed-rate mortgage is ending in the next six months, you don’t have to wait. We can start checking your options now and help you find a new rate before your current deal finishes.

If rates get better before then, we’ll look again to see if there’s a better deal for you.

🏠 If you’re buying your first home, we can help you see how much you could borrow at today’s rates. This gives you a clearer idea of your budget before you start looking at homes.

💬 Because interest rates and mortgage options keep changing, we’re here to help you understand your choices, find the right deal, and guide you through every step of the mortgage process.

0141 563 7240 / 0800 011 2322
www.themortgageadviceservice.co.uk
[email protected]



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

📈 Interest rates have been a bit unpredictable recently.With rates changing, it makes sense to wonder how this might aff...
24/09/2026

📈 Interest rates have been a bit unpredictable recently.

With rates changing, it makes sense to wonder how this might affect your mortgage.

If your current deal is ending, you’re planning to move, or you’re buying your first home, getting advice early can help you see what options you have.

We can help you review your mortgage options.

✅ Plan ahead if your current mortgage deal is ending.

✅ We’re here to talk through any questions or concerns you have.

✅ We’ll help you make an informed decision that fits your situation.

📩 Get in touch with our team today to see how we can help.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

How long should you fix your mortgage 🤔Fixed-rate mortgages are still popular, but choosing how long to fix your rate wh...
03/09/2026

How long should you fix your mortgage 🤔

Fixed-rate mortgages are still popular, but choosing how long to fix your rate whether for 2, 3, 5, or more years can be tricky. The best choice depends on your situation and what you want to achieve.

🔒 Longer Term Fixed Rate

If you expect to stay in your home for a long time and want the security of steady payments, a five-year fixed-rate mortgage could be a good fit. Just keep in mind that if interest rates drop and you want to switch deals, you may face early repayment charges.

⏱️ Shorter Term Fixed Rate

A shorter-term fixed-rate mortgage might work better if you want the option to switch products or lenders when better rates come up. Just remember, rates could also rise in the short term.

🏡 Making a Final Decision

Ultimately, the length of time you fix your mortgage should match your own needs and plans.

Speaking with an experienced mortgage adviser can help you find the best option for your situation.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

🏡 Understanding Your Mortgage Options The mortgage market can be very confusing at the best of times, but with mortgage ...
04/08/2026

🏡 Understanding Your Mortgage Options

The mortgage market can be very confusing at the best of times, but with mortgage rates rising 📈, it's understandable that you may be considering holding off until things calm down before looking for a new deal.

Unfortunately, holding off carries its own risks. If interest rates don't fall and continue to rise, or if you move on to the variable rate when your current deal ends, you could find yourself paying more than you need to.

What other options do you have? 🤔

Apart from looking at short and long-term Fixed and Tracker rates or extending your repayment term in the hope that rates fall back by the time your deal ends, you could consider using our ⭐ Free Rate Tracking Service ⭐

Our unique Free Rate Tracker Service allows us to secure a mortgage deal for you now, before rates increase further, with the option to switch to a better deal if interest rates fall before your new deal commences ✅

For anyone with a mortgage which is due to end between now and the end of the year, our advice is to start preparing now.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

First Homes Fund Scotland: 2026 - £10,000 Mortgage Help for First-Time BuyersThe new Scottish First Home Fund opened on ...
25/06/2026

First Homes Fund Scotland: 2026 - £10,000 Mortgage Help for First-Time Buyers

The new Scottish First Home Fund opened on 24 June 2026.

This scheme is for first-time buyers in Scotland and offers up to £10,000 towards a deposit on a home worth up to £300,000.

With this scheme, the Scottish Government owns a share of your property.

You do not need to make monthly payments, and there is no interest on their share.

The Government’s share is usually repaid when you sell your home.

While the First Homes Fund can help with your deposit, shared-equity schemes are not right for everyone. You should check how it works and whether it fits your needs.

Looking to buy your first home? Get in touch to find out more.

0141 563 7240 | 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

🏡 Are Tracker Rate Mortgages Worth Considering?With interest rates changing often, many homeowners are starting to ask a...
19/06/2026

🏡 Are Tracker Rate Mortgages Worth Considering?

With interest rates changing often, many homeowners are starting to ask about tracker mortgages.

A tracker mortgage is linked to the Bank of England's base rate, plus a set percentage.

This means:

📉 If rates go down, your monthly payments could decrease.

📈 If rates go up, your monthly payments could increase.

Tracker mortgages can be a good choice for people who are comfortable with some uncertainty and want the chance to benefit if rates go down. However, they are not right for everyone.

The best mortgage is not always the one with the lowest starting rate. It is the one that fits your situation, budget, and future plans.

📩 If you are thinking about your next mortgage move, get in touch for personalised advice, and we will look at your options together.



0141 563 7240 / 0800 011 2322
www.themortgageadviceservice.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

📈 Good News for Local Homeowners Recent data shows that the local property market remains strong.🏡 Average House Price: ...
05/06/2026

📈 Good News for Local Homeowners

Recent data shows that the local property market remains strong.

🏡 Average House Price: £267,000

Over the past year, property values went up by 5.4%, which is higher than the Scottish average of 1.6%.

🔑 First Time Buyers Average House Price: £204,000

The average price paid by first-time buyers is up 5.7% from last year, showing that demand from new buyers is still strong.

💷 Average Monthly Rent: £1,161

Private rents in East Dunbartonshire went up by 4.7% in the past year, which is more than the Scottish average increase of 2%.

If you are a first-time buyer, moving, investing, or thinking about remortgaging, knowing what is happening in the local market can help you make better decisions.

If you need mortgage advice our local advisors are ready to help.

Source: Office for National Statistics (ONS).

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

When does your fixed rate end? 👀It’s important to know when your current mortgage deal ends.If your fixed rate ends and ...
26/05/2026

When does your fixed rate end? 👀

It’s important to know when your current mortgage deal ends.

If your fixed rate ends and you don’t set up a new deal, you’ll usually move to your lender’s Standard Variable Rate (SVR), which is often much higher than your current rate.

The good news is you can usually lock in a new mortgage rate up to six months in advance. This gives you time to plan ahead and possibly avoid higher monthly payments.

It’s also worth remembering that your current lender might not have the best deal available. Comparing offers could save you money and help you find a deal that better fits your needs.

If your fixed rate is ending and you’d like to know your options, feel free to get in touch.

0141 563 7240 | 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

Address

3 Bute Crescent, Bearsden
Glasgow
G611BS

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 12:30pm

Telephone

+448000112322

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