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Monday 9am - 8pm Tuesday 9am - 8pm Wednesday 9am - 8pm Thursday 9am - 8pm Friday 9am - 8pm Saturday 9am - 12:30pm

The Mortgage Advice Service

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United Kingdom
Glasgow, Scotland
The Mortgage Advice Service

We strive to provide expert advice on all things mortgage related. To The Mortgage Advice Service you're not just a client, your a partner.

We work with you to understand your circumstances in order to find the right solution for you. If you re interested in finding out more about any of the above services and how we can help please visit us at www.themortgageadviceservice.co.uk

03/09/2026

How long should you fix your mortgage 🤔

Fixed-rate mortgages are still popular, but choosing how long to fix your rate whether for 2, 3, 5, or more years can be tricky. The best choice depends on your situation and what you want to achieve.

🔒 Longer Term Fixed Rate

If you expect to stay in your home for a long time and want the security of steady payments, a five-year fixed-rate mortgage could be a good fit. Just keep in mind that if interest rates drop and you want to switch deals, you may face early repayment charges.

⏱️ Shorter Term Fixed Rate

A shorter-term fixed-rate mortgage might work better if you want the option to switch products or lenders when better rates come up. Just remember, rates could also rise in the short term.

🏡 Making a Final Decision

Ultimately, the length of time you fix your mortgage should match your own needs and plans.

Speaking with an experienced mortgage adviser can help you find the best option for your situation.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

04/08/2026

🏡 Understanding Your Mortgage Options

The mortgage market can be very confusing at the best of times, but with mortgage rates rising 📈, it's understandable that you may be considering holding off until things calm down before looking for a new deal.

Unfortunately, holding off carries its own risks. If interest rates don't fall and continue to rise, or if you move on to the variable rate when your current deal ends, you could find yourself paying more than you need to.

What other options do you have? 🤔

Apart from looking at short and long-term Fixed and Tracker rates or extending your repayment term in the hope that rates fall back by the time your deal ends, you could consider using our ⭐ Free Rate Tracking Service ⭐

Our unique Free Rate Tracker Service allows us to secure a mortgage deal for you now, before rates increase further, with the option to switch to a better deal if interest rates fall before your new deal commences ✅

For anyone with a mortgage which is due to end between now and the end of the year, our advice is to start preparing now.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

25/06/2026

First Homes Fund Scotland: 2026 - £10,000 Mortgage Help for First-Time Buyers

The new Scottish First Home Fund opened on 24 June 2026.

This scheme is for first-time buyers in Scotland and offers up to £10,000 towards a deposit on a home worth up to £300,000.

With this scheme, the Scottish Government owns a share of your property.

You do not need to make monthly payments, and there is no interest on their share.

The Government’s share is usually repaid when you sell your home.

While the First Homes Fund can help with your deposit, shared-equity schemes are not right for everyone. You should check how it works and whether it fits your needs.

Looking to buy your first home? Get in touch to find out more.

0141 563 7240 | 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

19/06/2026

🏡 Are Tracker Rate Mortgages Worth Considering?

With interest rates changing often, many homeowners are starting to ask about tracker mortgages.

A tracker mortgage is linked to the Bank of England's base rate, plus a set percentage.

This means:

📉 If rates go down, your monthly payments could decrease.

📈 If rates go up, your monthly payments could increase.

Tracker mortgages can be a good choice for people who are comfortable with some uncertainty and want the chance to benefit if rates go down. However, they are not right for everyone.

The best mortgage is not always the one with the lowest starting rate. It is the one that fits your situation, budget, and future plans.

📩 If you are thinking about your next mortgage move, get in touch for personalised advice, and we will look at your options together.

0141 563 7240 / 0800 011 2322
www.themortgageadviceservice.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

05/06/2026

📈 Good News for Local Homeowners

Recent data shows that the local property market remains strong.

🏡 Average House Price: £267,000

Over the past year, property values went up by 5.4%, which is higher than the Scottish average of 1.6%.

🔑 First Time Buyers Average House Price: £204,000

The average price paid by first-time buyers is up 5.7% from last year, showing that demand from new buyers is still strong.

💷 Average Monthly Rent: £1,161

Private rents in East Dunbartonshire went up by 4.7% in the past year, which is more than the Scottish average increase of 2%.

If you are a first-time buyer, moving, investing, or thinking about remortgaging, knowing what is happening in the local market can help you make better decisions.

If you need mortgage advice our local advisors are ready to help.

Source: Office for National Statistics (ONS).

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

26/05/2026

When does your fixed rate end? 👀

It’s important to know when your current mortgage deal ends.

If your fixed rate ends and you don’t set up a new deal, you’ll usually move to your lender’s Standard Variable Rate (SVR), which is often much higher than your current rate.

The good news is you can usually lock in a new mortgage rate up to six months in advance. This gives you time to plan ahead and possibly avoid higher monthly payments.

It’s also worth remembering that your current lender might not have the best deal available. Comparing offers could save you money and help you find a deal that better fits your needs.

If your fixed rate is ending and you’d like to know your options, feel free to get in touch.

0141 563 7240 | 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

The Mortgage Advice Service Scotland is a trading style of The Mortgage Advice Service (Scotland) Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

13/05/2026

Mortgage Market Update 🔔

New £5,000 Deposit Mortgage for First Time Buyers 🏡

Saving up for a deposit is often one of the biggest challenges for first-time buyers.

This new mortgage scheme is designed to help more people take their first step onto the property ladder.

Key features include:

✅ Minimum personal deposit of just £5,000

✅ Available for up to a £300,000 purchase price

✅ Both employed and self-employed applicants welcome

✅ No minimum income requirement

✅ 5-year fixed rate option available

✅ A free mortgage valuation is included.

✅ Joint applications are accepted, and only one applicant needs to be a first-time buyer.

If you’re wondering whether homeownership could now be within reach, get in touch with us today to discuss your options ✨

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

07/05/2026

Buying a home is a big decision, and having the right support can make all the difference.

As experienced mortgage advisors, we’re here to help you with:

🏡 First-time buyers

📦 Moving home

💷 Remortgages

🔑 Buy to let

🛡️ Protection and insurance options

We offer flexible appointments to fit your schedule, including evenings and weekends.

If you’re planning your next move and want friendly, local advice, get in touch with us today.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

30/04/2026

Your Local Mortgage Advisors in Bearsden 🏡

Are you looking for friendly and reliable mortgage advice close to home?

We are a team of fully qualified local mortgage advisors in Bearsden, ready to help whether you are buying your first home, moving, or remortgaging.

Here’s how we can help:

✅ Personal and tailored advice

✅ Access to a wide range of lenders

✅ Support throughout the process, from application to completion

✅Appointments that fit your schedule, including evenings and weekends

Contact us today to book your appointment and see how we can help.

www.themortgageadviceservice.co.uk

[email protected]

Tel: 0141 563 7240 | 0800 011 2322

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

16/04/2026

First-time home buyers are now older than before 🏡

Buying your first home is much harder now than it was 10 or 15 years ago.

In the UK, most first-time buyers are now in their mid to late 30s, rather than their 20s as in the past.

Why is this change happening?

📈 House prices are rising faster than wages.

💷 Higher rent makes it harder to save for a deposit.

🎓 Student loans and other financial commitments make things even more challenging.

🛒 The general cost of living is also putting pressure on buyers.

Because of these factors, many people feel that owning a home is becoming less achievable.

✅ We support first-time buyers by helping them understand what they can realistically afford.

We help them find lenders that fit their needs.

We also help them discover options they might not know about.

We provide a clear, stress-free plan to help them move forward.

📱 If you’re thinking about buying but feel stuck or unsure where to start, give us a call.

0141 563 7240 / 0800 011 2322

www.themortgageadviceservice.co.uk

[email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.

Address

3 Bute Crescent, Bearsden
Glasgow
G611BS

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 8pm
Saturday	9am - 12:30pm

Telephone

+448000112322

Website

http://themortgageadviceservice.co.uk/

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