Mateusz Struglinski Mortgage & Protection Adviser

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United Kingdom
Glasgow, Scotland
Mateusz Struglinski Mortgage & Protection Adviser

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When I started my financial services journey at the age of 18, I never thought it would become my career.

✅14 Years Experience in Financial Industry
✅Mortgages/First time buyers/Remortgages/B2L
✅Life Insurance
✅Income Protection
✅Accident Protection
✅Critical Illness
✅Mortgage Protection
✅Home Insurance

Approved by The Openwork Partnership on 10/08/2026 It has been 14 years since I took that first step and I have successfully built long term relationships with my clients thanks to my commitment to providing the best service possible. It has always been important to me to support my clients, gaining their trust and helping them prepare for the different situations the future may hold. In 2021, with studying and commitment, I realized I could offer a wider proposition for my clients as my initial journey had become my career, I had found my passion. Soon after qualifying, I was delighted to be offered a position as a Mortgage Adviser and I am now able to help my clients achieve their mortgage and protection goals. On personal note, I am a keen car and motorbike enthusiast, I also love sailing when I have the chance. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership on XX/XX/2025.

05/11/2026

The Bank of England has today (5 November 2026) announced an increase in the base rate from 3.75% to 4%, the first rise in over three years.

The Monetary Policy Committee voted 8–1 in favour of a 0.25 percentage point increase, amid concerns about rising inflation and continued pressure on energy prices.
Bank of England Governor Andrew Bailey says "the rate hike was warranted due to higher energy prices, but was keen to stress it was not the start of cycle of rate rises".

With inflation reaching 3.5% in September and now forecast to rise to around 5% by the middle of 2027, the Bank is seeking to prevent higher costs becoming more firmly embedded in the economy.

Interest rates are one tool the Bank uses to influence inflation. Higher rates generally make borrowing more expensive and can reduce spending, helping to slow price increases.

[Source | BBC News | 5 November 2026]

05/11/2026

It’s natural to start a mortgage search by looking at the interest rate.
But the headline rate is only one part of the picture.

Other considerations can include:
• Product fees
• Valuation or legal costs
• Early repayment charges
• The mortgage term
• Whether the lender’s criteria fit the borrower’s circumstances

Two mortgages with different headline rates can therefore have very different overall costs.
Comparing mortgages means looking beyond the number in the biggest font.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Aries Financial is a trading style of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 24/09/2026

03/11/2026

Buying a new-build home can involve a different timeline from purchasing an existing property.
A buyer may reserve a home months before it is ready for occupation.

During that time:
• Build dates can change
• Mortgage offers have expiry dates
• Financial circumstances may change
• Developer deadlines may need to be met

Understanding those moving parts from the outset can help buyers prepare for the journey between reservation and finally receiving the keys.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Aries Financial is a trading style of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 23/09/2026

29/10/2026

Most of us know roughly what we earn each month.
Far fewer know what they would receive if illness or injury meant they were unable to work for an extended period.

Employer sick pay arrangements vary considerably.

At the same time, regular commitments may continue:
• Household bills
• Food and everyday spending
• Childcare
• Loans and other commitments

Understanding what income would remain available during a prolonged absence can be an important part of assessing a household’s overall financial resilience.

Aries Financial is a trading style of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 23/09/2026

27/10/2026

Waiting until your current mortgage deal has finished before thinking about the next one can create unnecessary pressure.
Homeowners can start reviewing their position several months before the existing deal expires.

An early review can provide time to understand:
• When the current deal ends
• Whether any early repayment charges apply
• What the outstanding mortgage balance is
• Whether staying with the existing lender or remortgaging could be considered

The key is preparation.

Knowing the important dates before they arrive can make the next mortgage decision much easier to navigate.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Aries Financial is a trading style of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 23/09/2026

21/10/2026

UK inflation rose to 3.5% in September, up from 3.1% in August, according to the latest Consumer Prices Index figures from the Office for National Statistics.
Transport costs, particularly petrol and diesel, made the largest upward contribution to the increase in the annual inflation rate.

Rising prices put pressure on household budgets and reduce the purchasing power of money. Inflation can also influence borrowing costs, savings rates and investment markets.

The latest figure remains above the Bank of England’s 2% target. Inflation is one of several factors the Bank considers when setting interest rates, alongside wages, employment and economic growth.

The announcement does not automatically mean a change in Bank Rate or mortgage rates, but it remains an important part of the wider economic picture.

[Source | Office for National Statistics | 21 October 2026]

17/09/2026

The Bank of England has today held the base rate at 3.75%, keeping borrowing costs unchanged for now.

The decision comes against a backdrop of renewed inflationary pressure, with UK inflation currently at 3.1%, above the Bank of England’s 2% target. Energy and fuel costs remain an important factor in the inflation outlook.

Bank Rate can influence the cost of borrowing, including mortgages and other loans, as well as the returns available to savers. However, changes in the base rate do not always feed through immediately or equally to individual products.

The Bank of England’s next scheduled interest rate decision is due in November.
[Source: BBC News, 17 September 2026]

16/09/2026

UK inflation increased to 3.1% in August, up from 2.9% in July, according to the latest figures from the Office for National Statistics.

Transport costs were the biggest contributor to the increase, with petrol and diesel prices rising sharply during the month.

Petrol increased by 9.1p per litre to an average of 161.3p
Diesel increased by 14.2p per litre to an average of 181.8p

Inflation is one of the key economic indicators considered by the Bank of England when setting interest rates, alongside factors such as wages, employment and economic growth.

With inflation now further above the Bank's 2% target, all eyes will be on how these pressures develop over the coming months.

[Source | BBC News | 16th September 2026]

19/08/2026

The latest figures released by the Office for National Statistics (ONS) today show that UK inflation rose to 2.9% in July, up from 2.6% in June.

Higher household energy costs were a significant factor behind the increase, following a rise in the energy price cap.

For the mortgage market, inflation is an important figure to watch because it forms part of the wider economic picture considered when interest rates are set.
The Bank of England base rate currently remains at 3.75%, meaning attention will now turn to how inflation and the wider economy develop over the coming months.

UK Chancellor John Healey says the British economy is "resilient" as he reacts to the rise in the inflation rate.
"Iran war inflation continues to impact prices here at home, but Britain’s economy is resilient," he says.
"We have cut VAT on electricity bills and capped bus fares at £2 – to give breathing space to those feeling the strain," Healey adds.
"There is more to do to restore hope and build a stronger economy where prosperity is shared more fairly across Britain."
[Source | BBC News |19th August 2026]

30/07/2026

UK interest rates have been held at 3.75% for a fifth time by Bank of England policymakers. Its Monetary Policy Committee (MPC) meets eight times a year, with its decisions heavily influencing how much borrowers are charged for loans and mortgages, as well as the returns available to savers.

The benchmark Bank rate is at its lowest level since February 2023, but few analysts predict any short-term changes.
[Source | BBC News | 30 July 2026]

Address

Glasgow

Telephone

+44 7514 573115

Website

https://www.ariesfinancial.co.uk/about-us/our-people/

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