13/08/2026
£1.75m LAND BRIDGING LOAN COMPLETED ✅
Another complex case delivered.
This one is a great example of why understanding the full story behind a transaction matters just as much as the security itself.
The Client
A property developer with a stock of land and a robust £3.6m offer from a major retail chain.
The Challenge
The client needed to unlock capital to progress the land through planning and undertake required works.
However, on a straight land value basis, funders would only support around 50% LTV — which meant the deal simply didn’t stack.
The Solution
We worked closely with the client and their lawyers to secure a formal contractual offer from the buyer and present a clear, robust exit strategy to funders.
By doing so, we were able to mitigate risk and give real comfort around repayment through the strength of the covenant and contract to purchase.
The Result
£1.75m Land Bridging Loan COMPLETED
70% leverage achieved instead of 50%
Vital capital unlocked to progress planning and works
Exit strategy backed by sale to a well-known retail chain
This is where we can really play to our strengths.
With extensive underwriting expertise, we are often able to find out-of-the-box solutions where others see a problem.
Sometimes it is not about changing the deal.
It is about presenting the deal properly.
Want to chat through a case reach out
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