June Murray Wealth Management

19/10/2026

WeekWatch - 19/10/2026

19/10/2026

From April 2027, most unused pensions and death benefits will fall into estates for IHT purposes. In some cases, inherited pensions may be subject to both inheritance tax (IHT) and income tax.

If you pass your estate to a spouse or civil partner, it’s IHT free.

There are financial planning opportunities such as gifting, annuities and insurance cover which can help lower the tax burden for your beneficiaries.

Could your pension be subject to two layers of tax when it's passed on?

From April 2027, changes to inheritance tax rules could mean some beneficiaries face both inheritance tax and income tax on inherited pensions.

Our latest article explains who could be affected, what the changes mean in practice, and some of the planning opportunities available.

Read more: https://ow.ly/6i8950ZYQpY

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority,

SJP Approved 16/10/2026

16/10/2026

Most people understand how inflation affects everyday costs. Fewer realise it can also affect the future value of their protection cover.

Discover how to help ensure your cover keeps pace with rising costs 📈

https://ow.ly/mS5T50ZYlIL

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority,

SJP Approved 14/10/2026

12/10/2026

From oil prices to US elections, uncertainty remains a key theme for markets.

In this week’s WeekWatch, we look at the factors keeping energy prices elevated, what the upcoming US mid-term elections could mean for investors, and why bond markets are paying closer attention to parts of the euro area.

Read more: https://ow.ly/jNRi50ZWMsO

12/10/2026

09/10/2026

I’m on holiday now. Back to work Tuesday 20th October. As always, for anything urgent, please phone me.

08/10/2026

Research reveals women are far more likely than men to take career breaks, and for longer. But while career breaks are often a positive experience, they can have long-reaching effects.

St. James’s Place Group Advice Director, Alexandra Loydon, discusses the issue of career breaks and how planning ahead financially can help women better prepare: https://ow.ly/XGIM50ZVj2Y

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority,

SJP Approved 05/10/2026

07/10/2026

Welcome to the latest issue of our quarterly investment insights newsletter from Chief Executive Officer for Investments Justin Onuekwusi.

06/10/2026

With Budget speculation beginning to build, it can be tempting to react to rumours. But is that the right approach?

From potential pension changes to support for first-time buyers, our latest article explores what we know so far and why staying focused on your long-term plans matters most: https://ow.ly/sK7e50ZUVLC

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 06/10/2026

01/10/2026

Many businesses don't think they'll be targeted by a cyber attack until it happens.

Yet more than 600,000 businesses experienced a cyber security breach or attack in the past year.

As Cyber Security Awareness Month begins, we've shared practical steps that can help businesses reduce risk, strengthen their defences and stay secure online:

https://ow.ly/cSMA50ZToHw

Source: Cyber security breaches survey 2025/2026, UK Government, 30 April 2026