What are the opening hours?

Monday 8am - 9pm Tuesday 8am - 9pm Wednesday 8am - 9pm Thursday 8am - 9pm Friday 8am - 9pm Saturday 8am - 9pm

The Residential Mortgage Hub

Home
United Kingdom
Gillingham
The Residential Mortgage Hub

Contact us for all your mortgage and protection needs. We have experienced advisors who are able to The Residential Mortgage Hub Ltd.

Founded in 2019 as a family business by sister and brother team Jenna and Jamie, The Residential Mortgage Hub evolved in 2024 when Gavin joined as a co-owner. Gavin brought over 25 years of mortgage experience, complementing Jenna and Jamie’s combined years of business and estate agency expertise. Under Jenna’s leadership, the business grew steadily, building a reputation for honest, jargon-free a

dvice tailored to each client’s needs. Now, with a strengthened leadership team, we are excited to grow further and continue delivering exceptional service. We support first-time buyers, home movers, remortgagers, investors, and clients with complex credit histories. We also help commercial clients realise their dream projects and provide bridging finance solutions to bring those dreams to life. Our focus is always on delivering sound advice and securing the right mortgage solutions for every situation. We hold ourselves to the highest standards of conduct, and are an appointed representative of Mortgage Advice
Bureau, which are authorised and regulated by the Financial Conduct Authority. Registered Office Address: 18-20 High Street, Gillingham, United Kingdom, ME7 1BB. Registered in England Number: 11839703.

09/06/2026

𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗯𝗲𝘁𝘁𝗲𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗱𝗲𝗮𝗹?

We secure you 𝗯𝗲𝘁𝘁𝗲𝗿 𝗿𝗮𝘁𝗲𝘀, so you enjoy 𝗹𝗼𝘄𝗲𝗿, 𝗺𝗼𝗿𝗲 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.

Whether you're coming to the end of your fixed rate, want to reduce your monthly payments, or need to unlock some equity from your home, we’re here to help you make the most of your mortgage.

We’ll 𝘀𝗲𝗮𝗿𝗰𝗵 𝗮𝗰𝗿𝗼𝘀𝘀 𝟭𝟮,𝟬𝟬𝟬 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 𝗮𝗻𝗱 𝟭𝟬𝟬+ 𝗹𝗲𝗻𝗱𝗲𝗿𝘀 to find the right deal for your goals, explain your options clearly, and take care of the admin from start to finish.

𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝘄𝗲 𝗵𝗲𝗹𝗽:

✔️ Find a better rate and reduce your monthly costs
✔️ Release equity for home improvements, big plans, or just peace of mind
✔️ Switch deals with your current lender or explore the wider market
✔️ Straightforward advice with no jargon and no pressure

𝗕𝗼𝗼𝗸 𝘆𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝟭-𝗵𝗼𝘂𝗿 𝗿𝗲𝘃𝗶𝗲𝘄:
🔗 https://the-residential-mortgage-hub-fb.youcanbook.me/...
📞 Or call us on 01634 968111

Let’s make your mortgage work better for you.

08/06/2026

𝗛𝗲𝗹𝗽𝗶𝗻𝗴 𝗬𝗼𝘂 𝗚𝗲𝘁 𝗧𝗵𝗲 𝗛𝗼𝗺𝗲 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱, 𝗘𝘃𝗲𝗻 𝗪𝗶𝘁𝗵 𝗖𝗿𝗲𝗱𝗶𝘁 𝗜𝘀𝘀𝘂𝗲𝘀 𝗔𝗻𝗱 𝗕𝗼𝗿𝗿𝗼𝘄 𝗠𝗼𝗿𝗲!

If you have CCJs, defaults or arrears, you may already have been told “no”.

Missed payments. A difficult period. Financial pressure.
Life happens.

But one historic issue does not define your future.

𝗧𝗵𝗲 𝗣𝗿𝗼𝗯𝗹𝗲𝗺

Many high street lenders rely heavily on automated credit scoring. If the system flags adverse credit, the application often stops there, regardless of your current income, deposit or overall position.

𝗛𝗼𝘄 𝗪𝗲 𝗛𝗲𝗹𝗽

We work with specialist lenders who look at the full picture, not just the score.

✅CCJs, defaults and missed payments considered
✅Access to lenders who specialise in adverse credit
✅Clear advice on deposit requirements and realistic borrowing levels
✅Structured applications presented correctly from day one

No judgement. No false promises. Just a clear path forward.

𝗠𝗼𝘃𝗲 𝗙𝗿𝗼𝗺 𝗗𝗲𝗰𝗹𝗶𝗻𝗲𝗱 𝗧𝗼 𝗕𝗮𝗰𝗸 𝗢𝗻 𝗧𝗿𝗮𝗰𝗸

If you are ready to explore your options properly, let’s have a conversation.

Book your free 1-hour consultation:
https://the-residential-mortgage-hub-fb.youcanbook.me/

📞Or call 01634 968111

08/06/2026

Day rate affordability for mortgages isn’t a mystery—it’s just how lenders interpret income, and for contractors it can go wrong when they rely on outdated salaried assumptions. In our latest guide, we break down how day rates are assessed, what calculations usually matter, and how to present your income so you get a fair affordability result. If you’re on contract work, CIS, dividends, or mixed remuneration, understanding this upfront can mean fewer declines, less paperwork, and faster decisions when a property deal is moving. Read it if you want mortgage approval that’s built around how you actually earn.

https://residentialmortgagehub.co.uk/2026/06/08/how-day-rate-affordability-works/

07/06/2026

𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘁𝗵𝗮𝘁 𝗚𝗶𝘃𝗲𝘀 𝗬𝗼𝘂 𝗧𝗶𝗺𝗲 𝘁𝗼 𝗦𝗲𝘁𝘁𝗹𝗲 𝗜𝗻?

𝗢𝘂𝗿 𝗗𝗲𝗹𝗮𝘆𝗲𝗱 𝗦𝘁𝗮𝗿𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗠𝗮𝗸𝗲𝘀 𝗜𝘁 𝗘𝗮𝘀𝗶𝗲𝗿! Exclusively for First-Time Buyers!

Moving home is expensive, deposits, fees, furniture… it all adds up.
So we give you time to breathe.

𝗗𝗲𝗹𝗮𝘆𝗲𝗱 𝗦𝘁𝗮𝗿𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲: 𝗚𝗲𝘁 𝗜𝗻, 𝗦𝗲𝘁𝘁𝗹𝗲 𝗜𝗻, 𝗦𝘁𝗮𝗿𝘁 𝗣𝗮𝘆𝗶𝗻𝗴 𝗟𝗮𝘁𝗲𝗿.

✔️ No mortgage repayments for the first 3 months
✔️ Fix your rate for 2 or 5 years
✔️ Buy with just a 5% deposit — borrow up to 95%
✔️ Exclusively for first-time buyers

We keep the process simple, stress-free, and fully guided from start to finish.

🗓 𝗕𝗼𝗼𝗸 𝘆𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝟭-𝗵𝗼𝘂𝗿 𝗰𝗵𝗮𝘁:

🔗 https://the-residential-mortgage-hub-fb.youcanbook.me/

📞 Or call us on 01634 968111

Your new home starts here, with time to settle in.

Let’s get you moving.

06/06/2026

𝗔𝘂𝗰𝘁𝗶𝗼𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 – Fast Funding for Fast Decisions!

Secure finance quickly so you can bid with confidence at auction.

Buying at auction means tight deadlines. Traditional lenders can take weeks, putting your deposit and your property at risk.

At 𝗧𝗵𝗲 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗛𝘂𝗯, we work with specialist lenders who understand auction timeframes and move fast, even at high loan-to-values 𝘄𝗶𝘁𝗵 𝗮𝘀 𝗹𝗶𝘁𝘁𝗹𝗲 𝗮𝘀 𝗮 𝟭𝟬% 𝗱𝗲𝗽𝗼𝘀𝗶𝘁.

𝗪𝗵𝘆 𝗰𝗵𝗼𝗼𝘀𝗲 𝘂𝘀 𝗳𝗼𝗿 𝗔𝘂𝗰𝘁𝗶𝗼𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗲:
✔️ Decisions typically within 24–72 hours
✔️ Short-term bridging & development finance
✔️ High LTV options, from just 10% deposit
✔️ Non-standard & refurbishment properties accepted
✔️ We negotiate directly with lenders
✔️ We handle all the paperwork

𝗜𝗱𝗲𝗮𝗹 𝗳𝗼𝗿:

Auction purchases

Heavy refurbishment projects

Property flips

Time-sensitive opportunities

𝗕𝗼𝗼𝗸 𝘆𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝗰𝗮𝗹𝗹 𝘄𝗶𝘁𝗵 𝗮𝗻 𝗮𝘂𝗰𝘁𝗶𝗼𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘀𝘁:
🔗 https://thecommercialfinancehub.youcanbook.me/...

☎️ Or call us on 01634 968111

06/06/2026

Ever wondered why your day rate doesn’t translate neatly into an annual salary on mortgage applications? That’s exactly what this guide breaks down—helping you understand how lenders look at contractor income, where the “outdated thinking” goes wrong, and how to present your affordability the right way. If you’re on CIS, fixed-term contracts, or you take dividends as a limited company director, the clearer the calculation, the smoother the approval process. Get the insight that prevents wasted applications, unnecessary declines, and delays when property timelines matter.

https://residentialmortgagehub.co.uk/2026/06/06/day-rate-to-annual-income/

05/06/2026

𝗠𝗲𝗲𝘁 𝗧𝗼𝗺 𝗘𝗮𝗿𝗹

𝗙𝗶𝗿𝘀𝘁-𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗦𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘀𝘁

Navigating your first mortgage can be overwhelming, but it doesn’t have to be. Whether you’re unsure how much you can borrow, need help accessing government schemes, or just want someone to explain things clearly, 𝗧𝗼𝗺’𝘀 𝘆𝗼𝘂𝗿 𝗴𝗼-𝘁𝗼 𝗲𝘅𝗽𝗲𝗿𝘁.

Tom works exclusively with 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀, guiding them through every step, from initial chat to mortgage offer. With a deep understanding of lender criteria and access to exclusive deals, he makes what feels complicated... simple.

Ready to get started?

📅 𝗕𝗼𝗼𝗸 𝗮 𝗰𝗮𝗹𝗹 𝘄𝗶𝘁𝗵 𝗧𝗼𝗺: https://tomearl.youcanbook.me/?source=Facebook
☎️ Or speak to our team: 01634 968111

04/06/2026

We Get You the Funding for Your Next Project, Fast!

𝗕𝗮𝗻𝗸 𝘀𝗮𝘆𝗶𝗻𝗴 𝗻𝗼? 𝗖𝗮𝘀𝗵𝗳𝗹𝗼𝘄 𝘀𝗹𝗼𝘄𝗶𝗻𝗴 𝗱𝗼𝘄𝗻 𝗽𝗿𝗼𝗴𝗿𝗲𝘀𝘀? 𝗗𝗲𝗮𝗱𝗹𝗶𝗻𝗲𝘀 𝗽𝗿𝗲𝘀𝘀𝗶𝗻𝗴?

When timing is everything, waiting on traditional lenders can cost you the project.

At 𝗧𝗵𝗲 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗛𝘂𝗯, we specialise in Bridging Loans and Development Finance designed to move as fast as your project does.

Whether you’re purchasing land, funding a build, or refinancing mid-project, we’ll find the right lender and structure to get it done.

✅ Access to specialist and short-term lenders
✅ Funding for residential, mixed-use, and commercial developments
✅ Options for experienced and first-time developers
✅ Fast, flexible finance — built around your project’s timeline

Let’s get your next project moving:
🔗 Contact The Commercial Finance Hub

04/06/2026

Contractors don’t fit into the old “PAYE or nothing” mortgage template—and the best lenders know it. In our guide to the best mortgage lenders for contractors, we break down who actually understands contract income, CIS, dividends, and limited company structures, so you can avoid pointless declines, endless paperwork, and delays when a deal is moving. If you’ve ever felt like your affordability was being judged on the wrong numbers, this will help you approach lenders the smarter way and protect your borrowing potential.

https://residentialmortgagehub.co.uk/2026/06/04/best-mortgage-lenders-for-contractors/

03/06/2026

𝗚𝗲𝘁 𝗧𝗵𝗲 𝗛𝗼𝗺𝗲 𝗬𝗼𝘂 𝗪𝗮𝗻𝘁 𝗔𝗻𝗱 𝗕𝗼𝗿𝗿𝗼𝘄 𝗠𝗼𝗿𝗲 𝗪𝗶𝘁𝗵 𝗨𝗽𝘁𝗼 𝟲.𝟱𝘅 𝗶𝗻𝗰𝗼𝗺𝗲!

𝗪𝗲 𝗴𝘂𝗶𝗱𝗲 𝗳𝗶𝗿𝘀𝘁-𝘁𝗶𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 every step of the way and search 100+ lenders to find the mortgage that’s right for you.

✅ Friendly, expert advice without the jargon
✅ Thousands of first-time buyer deals checked
✅ Support with deposits, documents & AIPs
✅ We do the hard work, you pick the home

🗓 𝗕𝗼𝗼𝗸 𝘆𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝟭-𝗵𝗼𝘂𝗿 𝗰𝗵𝗮𝘁 today:
🔗 https://the-residential-mortgage-hub-fb.youcanbook.me/...
📞 Or call us on 01634 968111
Your first home starts here. Let’s get moving.

Address

18-20 High Street
Gillingham
ME71BB

Opening Hours

Monday	8am - 9pm
Tuesday	8am - 9pm
Wednesday	8am - 9pm
Thursday	8am - 9pm
Friday	8am - 9pm
Saturday	8am - 9pm

Website

http://www.residentialmortgagehub.co.uk/

Alerts

Be the first to know and let us send you an email when The Residential Mortgage Hub posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Gillingham?

The Residential Mortgage Hub

09/06/2026

08/06/2026

08/06/2026

07/06/2026

06/06/2026

06/06/2026

05/06/2026

04/06/2026

04/06/2026

03/06/2026

Address

Opening Hours

Website

Alerts

Shortcuts

Share

Category