Clockwork Mortgages

13/10/2026

🛡️ Protection Matters — Whether You Rent or Own 🛡️
The latest market study from the Financial Conduct Authority shows something worrying:

🔹 58% of UK adults have no financial protection at all
🔹 59% have never even thought about it

By “protection”, we mean life insurance, critical illness cover, and income protection — the policies that support you financially if illness, injury or bereavement strike.

And this isn’t just for homeowners.

📌 Renters rely on their income just as much as homeowners do.
Rent is a commitment — and if you couldn’t work, your rent still needs to be paid.

Protection gives you a safety net when life takes an unexpected turn.

If you’d like a simple, no‑pressure review of your cover, or advice on what cover you should have, give us a call.

Let’s make sure you’re not part of the 58%.

Call now to connect with business.

06/10/2026

First‑time buyer in the Scottish Borders?

The Open Market Shared Equity (OMSE) scheme could help you buy your home with a smaller deposit and a more affordable mortgage.

With OMSE, the Scottish Government takes a share in your property so you don’t need to fund the full purchase price yourself — making that first step onto the ladder more achievable.

At Clockwork Mortgages, we guide you through:

- Checking OMSE eligibility

- Understanding how the equity share works

- Finding the right lender

- Supporting your application from start to finish

If you’re ready to explore your first‑home options, give us a call on 01896 668514 to make an appointment

Local advice. Clear guidance. Support that makes a difference.

Call now to connect with business.

10/09/2026

📚✨ Schools are back… and the housing market is heating up!
With routines settling in again, lots of families are turning their attention to moving home, remortgaging, or reviewing their plans for the year ahead.

If you’re thinking about a move, need extra funds for home improvements, or your fixed rate is ending soon, Clockwork Mortgages can get you mortgage ready 🔧💬

Let’s make your next step simple, smooth and stress‑free — just like clockwork - call 01896 668514 to make an appointment

Call now to connect with business.

13/08/2026

School holidays are wrapping up 🎒 and it’s a great time to get your next move in motion.

Whether you’re moving home, buying your first place, or your fixed rate ends in the next 6 months, Clockwork gets you mortgage ready 🔧

With access to the whole of market, we find the deal that truly fits you — not just the nearest option. - Call our office to get started 📞 01896 668514

15/05/2026

You protect your car.
You protect your phone.
But what about your income and the people who rely on you?

Whether you rent or own, protection matters.
🛡️ Life cover
🛡️ Critical illness
🛡️ Income protection

Clockwork Mortgages can help you put a safety net in place that actually works.
📞 (01896) 668514

08/05/2026

30/04/2026

🌞 The summer property market is heating up!
If you’re thinking about moving, buying your first home, or getting mortgage‑ready, summer is a brilliant time to start planning your next step.

At Clockwork Mortgages, we offer face‑to‑face advice right here in Galashiels, helping you:
✔️ Check your affordability
✔️ Secure your Agreement in Principle
✔️ Get prepared so you can move quickly when you find the right home

🏡 We’re here to make your summer move simple and stress‑free.
📞 Call us on (01896) 668514 or drop us a message and let’s get you mortgage‑ready this summer.

10/04/2026

🌸 Spring has sprung… and so has the housing market! 🏡✨

As the days get brighter, so does activity in the property market. If you’re thinking about moving, buying your first home, or remortgaging, now is the perfect time to get mortgage ready.

✔️ Know your budget
✔️ Get your agreement in principle
✔️ Be ready to move quickly when you find “the one”

At Clockwork Mortgages, we’re here to make the process simple, stress-free, and tailored to you—so you can focus on finding your perfect home this season.

📩 Get in touch today and let’s get you one step closer to your new front door - (01896) 668514

06/02/2026

We are now reaching more clients in the Scottish Borders with our new office in Kelso

🎉 We’re excited to announce our new office in Kelso! 🎉

We’re delighted to open our doors in the heart of Kelso, bringing our full range of mortgage, insurance & protection advice closer to the communities we know and care about. Whether you’re buying your first home, reviewing your current mortgage, or looking for clear, friendly mortgage and insurance guidance, we’re here to help.

📍 New Office Location: 25 Horsemarket Kelso - (01573) 401660
🤝 Pop in for a chat, ask a question, or just say hello—we’d love to see you.

Thank you to everyone who has supported us so far. We’re looking forward to serving clients across the Roxburghshire region from our new base and continuing to deliver the personal, professional service you expect.

30/01/2026

🏡 With more properties coming onto the market, is it time to get mortgage ready?

Whether you’re buying your first home, moving, or remortgaging, getting the right advice early can make all the difference.

Get whole-of-market mortgage advice from one of your local advisers at Clockwork Mortgages.

⏱️ Mortgage advice that works around you.

Call (01896) 668514 to make an appointment

Call now to connect with business.