Clockwork Mortgages

Clockwork Mortgages Welcome to Clockwork Mortgages. We are Independent Mortgage Advisers based in Galashiels. Professional mortgage services and mortgage advice in Galashiels..

15/05/2026

You protect your car.
You protect your phone.
But what about your income and the people who rely on you?

Whether you rent or own, protection matters.
🛡️ Life cover
🛡️ Critical illness
🛡️ Income protection

Clockwork Mortgages can help you put a safety net in place that actually works.
📞 (01896) 668514

08/05/2026
30/04/2026

🌞 The summer property market is heating up!
If you’re thinking about moving, buying your first home, or getting mortgage‑ready, summer is a brilliant time to start planning your next step.

At Clockwork Mortgages, we offer face‑to‑face advice right here in Galashiels, helping you:
✔️ Check your affordability
✔️ Secure your Agreement in Principle
✔️ Get prepared so you can move quickly when you find the right home

🏡 We’re here to make your summer move simple and stress‑free.
📞 Call us on (01896) 668514 or drop us a message and let’s get you mortgage‑ready this summer.

10/04/2026

🌸 Spring has sprung… and so has the housing market! 🏡✨

As the days get brighter, so does activity in the property market. If you’re thinking about moving, buying your first home, or remortgaging, now is the perfect time to get mortgage ready.

✔️ Know your budget
✔️ Get your agreement in principle
✔️ Be ready to move quickly when you find “the one”

At Clockwork Mortgages, we’re here to make the process simple, stress-free, and tailored to you—so you can focus on finding your perfect home this season.

📩 Get in touch today and let’s get you one step closer to your new front door - (01896) 668514

We are now reaching more clients in the Scottish Borders with our new office in Kelso
06/02/2026

We are now reaching more clients in the Scottish Borders with our new office in Kelso

🎉 We’re excited to announce our new office in Kelso! 🎉

We’re delighted to open our doors in the heart of Kelso, bringing our full range of mortgage, insurance & protection advice closer to the communities we know and care about. Whether you’re buying your first home, reviewing your current mortgage, or looking for clear, friendly mortgage and insurance guidance, we’re here to help.

📍 New Office Location: 25 Horsemarket Kelso - (01573) 401660
🤝 Pop in for a chat, ask a question, or just say hello—we’d love to see you.

Thank you to everyone who has supported us so far. We’re looking forward to serving clients across the Roxburghshire region from our new base and continuing to deliver the personal, professional service you expect.

30/01/2026

🏡 With more properties coming onto the market, is it time to get mortgage ready?

Whether you’re buying your first home, moving, or remortgaging, getting the right advice early can make all the difference.

Get whole-of-market mortgage advice from one of your local advisers at Clockwork Mortgages.

⏱️ Mortgage advice that works around you.

Call (01896) 668514 to make an appointment

Call now to connect with business.

31/12/2025

Planning Your 2026 Home Goals? 🏡

Start by getting Mortgage Ready — the smart way.

At Clockwork Mortgages, we help you feel confident and prepared by guiding you through:

✔ Understanding the mortgage & home-buying process
✔ Getting you mortgage ready — including approval before you start house hunting
✔ Knowing your true borrowing power and budget
✔ Full support from offer to settlement — right through to getting your keys 🔑

Whether you’re buying your first home, upgrading, or refinancing, we’ll guide you every step of the way.

📩 Call 01896 668514 to make an appointment or drop us a message

Send a message to learn more

13/11/2025

🏡 Mortgage Challenge – Are You Getting the Best Rate? 🏡

When was the last time you reviewed your mortgage rate?
With rates and products constantly changing, now is a great time to see if you could save.

✅ No obligation quote
✅ Just have your latest mortgage statement ready
✅ Quick, confidential, and hassle-free

You might be surprised at how much you could save over the life of your loan!

📞 Contact us today on 01896 668514 or send a message to get started.

Send a message to learn more

06/11/2025

🏠 Thinking About Expanding Your Property Portfolio?

Setting up a limited company buy-to-let could be the smart move for your investment journey. Whether you're a seasoned landlord or just getting started, we’ll guide you through the process and find the right mortgage for your goals.

At Clockwork Mortgages, we make things simple:
✅ Access to specialist lenders
✅ Expert advice on structuring your portfolio
✅ Support from application to completion

Let’s make your property plans run like clockwork. 🕒

📞 Get in touch today for friendly, expert mortgage advice.

👉 Message us or call 01896 668514 to learn more!

29/10/2025

💡 What would happen if you couldn’t work for a few months due to illness or injury?

Bills, rent, mortgage payments & groceries — they don’t stop coming.

That’s where Income Protection comes in. It’s your financial safety net, replacing part of your income if you can’t work.

Stay protected. Stay secure. 💪

Want to learn more? Give us a call — it’s easier (and more affordable) than you might think.

20/10/2025

🏡 **Buying Your First Home? We’ll Make It Tick Like Clockwork!** 🕰️

Taking your first step onto the property ladder can feel overwhelming — but it doesn’t have to be. At **Clockwork Mortgages**, we specialise in helping first-time buyers like you make smart, stress-free moves.

✅ Expert advice
✅ Access to hundreds of mortgage deals
✅ Support from start to keys-in-hand

Whether you're wondering how much you can borrow, what deposit you’ll need, or how to boost your chances of approval — we’re here to make every step *click into place*.

📞 Ready to get started? 01896 668514
🔗 [www.clockworkmortgages.com](https://www.clockworkmortgages.com)

Address

18 Channel Street
Galashiels
TD11BA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
7:30pm - 10pm
Wednesday 9am - 5pm
7:30pm - 10pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441896668514

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