Dewar & Partners Mortgage & Insurance Advisers

Dewar & Partners Mortgage & Insurance Advisers Independent mortgage & insurance advisers based in the Scottish Borders Even for the experienced, sorting out your property and finances can be complex.

At Dewar & Partners, we can give you the expert guidance you need, right from the start of your journey. Registered in Scotland number: SC400627
Dewar & Partners is a trading name of Dewar & Partners Scotland Ltd. Dewar & Partners Scotland Ltd is an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority.

Big banks are closing branches across Scotland.That means fewer local facilities, less face-to-face support, and more pe...
11/06/2026

Big banks are closing branches across Scotland.

That means fewer local facilities, less face-to-face support, and more people being pushed online whether it suits them or not.

At Dewar & Partners, we still believe local advice matters.

For mortgages, life cover, income protection, critical illness cover, home insurance and business insurance, we are here to help with proper personal advice.

Local. Independent. Face-to-face when you need it.

Dewar & Partners, here when the banks are not.

Get in touch to find out more.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.









Protect Your Family & Finances with Critical Illness CoverLife is full of surprises—but not all of them are welcome. A s...
10/06/2026

Protect Your Family & Finances with Critical Illness Cover

Life is full of surprises—but not all of them are welcome. A serious illness can affect more than just your health; it can impact your income, savings, and family finances too.

🛡️ Critical Illness Cover can provide a tax-free lump sum payment if you’re diagnosed with a covered critical illness, helping you focus on what matters most—your recovery.

Why consider Critical Illness Cover?
💷 Help cover mortgage payments and household bills
🏥 Support private treatment, rehabilitation, or medical expenses
📉 Replace lost income if you’re unable to work
👨‍👩‍👧‍👦 Protect your family’s financial wellbeing
🌟 Enjoy greater peace of mind for the future

A critical illness can happen when you least expect it. Having the right protection in place means you and your loved ones can face the future with greater confidence.

✅ Financial support when you need it most
✅ Flexible use of your payout
✅ Protection tailored to your needs and budget

📞 Get in touch today for a no-obligation review and find out how Critical Illness Cover could help safeguard your future.

We’re here to help you protect what matters most. ❤️

Get in touch to find out more.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]





08/06/2026

Need a mortgage?

Don’t waste time going round the houses.

Google, forums, Facebook groups and second-hand opinions can quickly make things more confusing than they need to be.

Speak to us first. We can look at your position properly, explain your options clearly and help you understand what is actually possible.

Straight answers. Proper advice. No guesswork.

Get in touch to find out more.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.





Fixed rate ending soon?Don’t leave it until the last minute.Reviewing your options early can help you avoid being pushed...
08/06/2026

Fixed rate ending soon?

Don’t leave it until the last minute.

Reviewing your options early can help you avoid being pushed onto your lender’s standard variable rate and gives you more time to secure the right deal.

Get in touch today.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.





Could Your Family Be Left Unprotected by a Common Insurance Misconception?Many people believe that if they have Terminal...
06/06/2026

Could Your Family Be Left Unprotected by a Common Insurance Misconception?

Many people believe that if they have Terminal illness Cover, they are also protected for a critical illness diagnosis.

Unfortunately, this isn't the case.
We've recently spoken to clients who were surprised to learn that:
• Terminal Illness Cover is usually included within a life insurance policy and pays out when a doctor confirms a terminal illness meeting the policy definition.
• Critical Illness Cover pays a lump sum if you're diagnosed with a specified serious condition such as cancer, heart attack, stroke, multiple sclerosis, or other conditions listed in the policy.
• Having Life Insurance alone may not provide financial support if you survive a serious illness but are unable to work.

Why this matters
Imagine being diagnosed with a serious illness and facing:
✅ 💷 Loss of income
✅ 🏠 Mortgage or rent payments
✅ 👶Household bills and childcare costs
✅ 🚗🏥Additional medical or travel expenses

Critical Illness Cover can provide a tax-free lump sum to help ease the financial pressure while you focus on treatment and recovery.
Three questions to ask yourself:
If I couldn't work for 12 months due to a serious illness, how would I pay my bills?

Does my current policy include Critical Illness Cover or only Terminal Illness Cover?

Do I know what my policy actually covers?

Many policyholders haven't reviewed their protection arrangements in years and may not know exactly what they are covered for.

We're offering a complimentary protection review to help you understand your existing cover, identify any gaps, and ensure your family is properly protected.

Get in touch to find out more.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]









05/06/2026

Before you speak to an estate agent about selling, speak to us first.

There is no point getting a valuation, setting your heart on a move, or agreeing a sale strategy without first understanding what the numbers actually look like.

We can help you work out:

What you could realistically afford to buy next
What your current mortgage position is
Whether any early repayment charges apply
How much deposit you may have after selling
What the likely costs and fees will be
Whether the move is financially workable before you start the process

Estate agents are there to help you sell your property. We are here to help you understand whether the move actually works for you financially.

A quick conversation at the start can save a lot of wasted time, stress, and disappointment later.

Get in touch to find out more.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.





05/06/2026

There’s a reason that our clients rate us so highly.

Get in touch to find out why.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Looking to refurbish a Buy to Let property?Some lenders offer refurb-to-let options that are designed for experienced la...
05/06/2026

Looking to refurbish a Buy to Let property?

Some lenders offer refurb-to-let options that are designed for experienced landlords looking to update or improve investment properties and add value, with flexible options available and the ability to apply for a follow-on ‘standard’ Buy to Let product rate afterwards 👇

We work with lenders who allow:
✔ Up to 6 months available for refurbishment works
✔ Option to secure a longer term fixed rate afterwards
✔ No exit fees or early repayment charges
✔ Faster legal process with Title Insurance available

This can also support:
🏠 Converting a standard property into an HMO.

One of the biggest advantages?
Your refurbishment and Buy to Let applications can be reviewed together by the same underwriter — helping create a smoother process, quicker turnaround times and a clear exit strategy from the outset 💡

📩 Message us to discuss your refurbishment plans and available options.

Office. 01896 758081
WhatsApp . 07980 572 443
Email. [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.





Address

Galamoor House, Netherdale
Galashiels
TD13EY

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm

Telephone

+441896758081

Website

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