McGill Mortgages

11/06/2026

🎉 Team Growth at McGill Mortgages

We’re pleased to welcome Josh Mackay to McGill Mortgages as a Mortgage & Protection Adviser.

Josh joins us with extensive experience managing customer-focused businesses across the Scottish Borders and a strong commitment to delivering exceptional client service. Having recently achieved his CeMAP qualifications, he brings a people-first approach to helping clients navigate some of life’s biggest financial decisions.

Josh understands that a mortgage is about much more than rates and paperwork—it’s about helping people achieve their goals, whether that’s purchasing a first home, moving property, remortgaging, or protecting what matters most.

We’re excited to have Josh on board as we continue to grow and support more clients across Scotland and beyond.

Welcome to the team, Josh!

27/05/2026

🏡 Big news for first-time buyers in Scotland

The new First Homes Fund is set to launch by the end of June, offering eligible first-time buyers up to £10,000 interest-free towards a home deposit. The scheme will support properties worth up to £300,000 and aims to help more people step onto the property ladder.

✅ Up to £10,000 support
✅ Interest-free contribution
✅ Available for first homes across Scotland
✅ Designed to help buyers escape the “rent trap”

With rising rents and increasing deposit requirements, this could be a major opportunity for aspiring homeowners looking to buy their first property.

If you’ve been waiting for the right moment to start your homeownership journey, this may be the boost you’ve been looking for.

Get in touch now for further information.

08/05/2026

A good friend of McGill Mortgages is selling this stunning property in Tweed Road, Galashiels. Definitely a property to act fast on.

06/05/2026

We’re excited to officially launch the brand-new McGill Mortgages website!

This project has been all about creating a fresh, modern platform that makes it even easier for our clients to access expert mortgage advice and support.

A huge thank you to the incredible team at Maven Media for their hard work, creativity, and expertise in bringing our vision to life. Your attention to detail and commitment to excellence truly made the difference.

Take a look and let us know what you think!

27/04/2026

Meet the team - and finally:

Loki - Head of Barketing at McGill Mortgages

I Bring boundless positivity and tail-wagging energy to the team, I am the heart (and hype machine) behind our brand. As Head of Barketing, I specialise in spreading good vibes, building connections, and making everyone feel instantly at home.

From leading “paws-on” marketing campaigns to boosting office morale, I know that great marketing starts with trust, warmth, and a genuine welcome. My approach? Keep it friendly, keep it fun, and always lead with enthusiasm.

Whether I am greeting visitors on my days in the office, starring in social content, or reminding the team to celebrate the little wins, I prove that positivity isn’t just part of the culture—it is the strategy.
Because at McGill Mortgages, we don’t just finance homes—we make people feel at home.

Personal

When I am off the clock, I enjoy long walks in the park, chasing tennis balls like they’re my biggest gain, and socialising with my fellow four-legged network. I am a fan of cosy naps, tasty treats, and the occasional muddy adventure, I know how to recharge so I can bring my best self back to the office when allowed.

26/04/2026

Meet the team - next up:

Derek McGill
Managing Director

As Managing Director, I am a fully qualified mortgage and protection adviser with over 20 years’ experience, providing tailored advice and solutions to clients across the UK. Having been based in Edinburgh and the Scottish Borders for many years, I’ve built a strong reputation for delivering trusted, client-focused support at both a local and national level.

My passion for the business is simple: to make every step of the mortgage journey clear, straightforward, and as stress-free as possible. I believe no two clients are the same, which is why I take a personalised approach—ensuring every recommendation is carefully tailored to individual circumstances and long-term goals.

I’m proud to have been recognised with multiple industry awards, including Business of the Year from MAB Scotland in 2023 and 2025—an achievement that reflects both the quality of our advice and our commitment to exceptional client service focussing on the relationships we build with our clients.

Despite operating at a national level, I remain committed to a personal, accessible service—working with clients face-to-face, over the phone, or via video at a time that suits them. For me, it’s about combining professionalism and expertise with a friendly, approachable style that puts people at ease.

Personal

Whilst not working I like to spend time with my family and friends. I am previous Vice Chairman of Lowland League club, Gala Fairydean Rovers where I was previously a junior, youth and amateur team coach however I am taking a well earned break from all things football. I have a passion for sport whether it be football, rugby, golf or watching the odd game of cricket. Our new furball ,Loki, who is an active Cockapoo keeps myself and wife on our toes and enjoying many beautiful walks in the Scottish Borders

Phone:01896 807040 option 3
Email:[email protected]

25/04/2026

Meet the team - next up:

Nikki Alexander
Client Relationship Manager

I am a Client Relationship Manager with hands-on experience in the Mortgage Industry. I enjoy helping our clients feel confident and supported, making the mortgage journey simple, clear and as stress free as possible.

I previously worked as an Underwriter Support for 5 years at Scottish Building Society where I gained knowledge of the end to end lending process and an understanding of the information which is used to produce a mortgage offer.

Personal

Away from work, most of my time is spent with my young son and family at the beach and going on little adventures out and about

Phone:01896 807040 option 4
Email:[email protected]

24/04/2026

Congratulations to Ruaridh and Chloe. All the best for the coming year.

2026 BRAW LAD, BRAW LASS AND ATTENDANTS 🏁

Braw Lad – Ruaridh Anderson
Braw Lass – Chloe Logan

Bearer of the Sod - Ex-Braw Lad Cameron Brydon
Bearer of the Red Roses - Ex-Braw Lass Hannah Scott

Bearer of the Stone - Ex-Braw Lad Jamie Bell
Bearer of the White Roses - Ex-Braw Lass Rebecca Grieve

24/04/2026

Meet the team - next up:

Stacey Moir
Client Relationship Manager

I’m one of the Client Relationship Manager's at McGill Mortgages, where I focus on making the mortgage process as simple and stress-free as possible. I’m all about building strong relationships and being there for our clients every step of the way - whether it’s their first home or their next move.

Before joining McGill Mortgages, I spent six years at the Bank of Scotland working in customer service and the Business client support team, which gave me a solid foundation in helping people feel confident and supported with their finances.

Personal

Outside of work, you’ll usually find me out running, in the gym, or catching up with friends and family.

Phone:01896 807040 option 1
Email:[email protected]

23/04/2026

Meet the team - next up:

Kris Graham
Mortgage and Protection Adviser

I initally started with McGill Mortgages as a Client Relationship Manager which gave me great insight and knowlege of the lenders, process, systems and client relationships. Since qualifying I am now an award-winning mortgage broker who puts people first—always.

My approach is simple: offer a personal, honest service and go the extra mile for every single client. No two journeys are the same, and I’m there every step of the way to make things as smooth and stress-free as possible whilst being available when it matters, explaining things in plain English, and making sure every client feels confident in their decisions from start to finish.

Personal

When I’m not working, I’m all about family life. I’ve got two young boys who keep me busy, whether that’s cheering on our team together as season ticket holders or just enjoying time together. And if I can squeeze in a round of golf, even better.

Phone:01896 807040 option 5
Email:[email protected]