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Lime Financial

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Lime Financial

🏡 Based in Bedfordshire, we offer straightforward mortgage & protection advice to help turn your dreams into reality while keeping you financially secure.

Whether you’re a first-time buyer or investor, we’re here to help you. Get in touch today! 🍋‍🟩 If you would like to get some straightforward mortgage advice then please contact us. We pride ourselves on making the journey of property purchasing and remortgaging as simple as possible. We cater for all sorts of customers including First Time Buyers, Self-Employed, Impaired Credit History, Foreign Na

tionals, Investors looking for Buy to Let mortgages, bridging finance or development finance. Whatever your situation it is worth contacting us and we will do our best to help you. We also pride ourselves on offering fully protected mortgages so that you, your family and your most valuable asset are completely looked after should the worst happen or you are unable to earn due to unforeseen circumstances. Contact us now.

23/04/2026

Renting rules are changing… what does this mean for you? 🏡

From 1 May 2026, the Renters’ Rights Act will bring in some important changes:
🔑 Removal of ‘no fault’ evictions: Landlords will need a valid reason to end a tenancy
📄 More flexible tenancies: No more being locked into long fixed terms
📅 Rent can only be increased once a year
⚖️ Tenants can challenge unfair rent increases
💷 Large upfront rent payments will be banned
So what does this mean for you?

For landlords with mortgages:

👉 Beyond just the rules, this is likely to shift how you as a landlord approach your properties.

You may:
• Review whether your current mortgage is still competitive
• Look at raising funds for improvements to increase rental appeal
• Reassess profitability and consider selling
• Restructure portfolios or reduce the number of properties you hold

👉 If you’re a landlord, now is a good time to step back and look at your overall strategy, and make sure your mortgage is working for you, not against you.

For renters & first-time buyers:

👉 For some, this may make renting more stable. For others, it might be the nudge to explore buying instead.

That’s where I come in.

I help you understand your options, whether it’s getting onto the property ladder, reviewing your current mortgage, or planning your next move with confidence.

If you’re unsure how these changes affect you, just drop me a message 📩

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES
Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

16/04/2026

🏡 A little reminder for first-time buyers…

You’re employed.
You earn a steady income each month.
You’ve got your deposit sorted.

And yet… getting on the property ladder still feels just out of reach.

That’s exactly why a high street lender offers eligible buyers the chance to borrow up to 6x their income, meaning you could potentially access more than standard lending amounts.

✨ From a 5% deposit
💷 £500 cashback available
🏠 Built to support first-time buyers onto the ladder

Lenders are doing what they can to support buyers right now, but these options are sometimes overlooked 👀This is why a mortgage broker can help, we keep up to date with schemes like this and help match you to the right lender.

📩 Message us to see what could be possible for you

email - [email protected]
Call - 01525310177
WhatsApp - 07946337651

Subject to eligibility and lending criteria.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES
Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

15/04/2026

Over 50’s Life Cover

Think life cover is only for the young? 🤔 Think again.

If you’re over 50, life cover can be one of the simplest ways to protect the people who matter most ❤️ No complicated medicals, no stress, just peace of mind knowing your loved ones won’t be left with financial worries.

Whether it’s helping with funeral costs ⚘, leaving a small gift 🎁, or covering outstanding bills 💷, it’s all about taking care of what matters… even when you’re no longer here.

It’s not about age, it’s about responsibility, love, and planning ahead ✨

Because looking after your family never goes out of style 💛

👉 Please get in touch to explore your options.

Call – 01525310177
Email – [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

09/04/2026

If you can afford rent… you might be able to afford to buy 👀

There’s a mortgage product designed specifically for renters who feel stuck saving for a deposit:

🏡 Up to 100% mortgages available, meaning no deposit needed in some cases
📊 Your rental history can help prove affordability
💸 Even a small or gifted deposit (under 5%) can be considered
📅 Option to delay your first mortgage payment after completion

It’s aimed at people who:
✔ Have been consistently paying rent
✔ Haven’t owned a property recently
✔ Are ready to step onto the ladder but struggle with upfront costs

One thing I always say, this isn’t for everyone. Monthly payments can be higher than your rent, and you still need to meet criteria.

But for the right person, this can remove one of the biggest barriers to buying.

📩 If you’re renting and wondering if this could work for you, contact us to have a chat.

01525310177
[email protected]

Subject to eligibility and lending criteria.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

02/04/2026

🎉 Celebrating 2 Years of Lime Financial! 🍋💚

Today marks our 2nd anniversary, and what an incredible journey it’s been!

To our amazing friends, family, and customers — thank you for all your support, trust, and encouragement over the past two years. You’ve helped us grow, stay inspired, and continue doing what we love: helping people feel confident and supported with their mortgage and protection needs.

We can’t wait to help many more of you in the years ahead.

Here’s to growth, community, and exciting things to come! 🙌✨

30/03/2026

🌿 Thinking About Remortgaging? Now Might Be the Perfect Time… 🌿

With mortgage rates jumping around due to the current global climate, it’s more important than ever to get proper advice before making your next move. 📉📈

Whether you’re in Flitwick or anywhere across the UK, Lime Financial is here to make sure you’re not paying more than you need to — and that you’re protected every step of the way. ✅

🏡 Why speak to us?

Because remortgaging isn’t just about switching deals… it’s about making the right decision for your future. And with rates changing so quickly, getting timely advice from a qualified mortgage adviser can save you stress, money, and uncertainty.

If your current deal is ending soon — or you’re not even sure when it ends — now is the time to get in touch. Future you will thank you. 💚

Contact us now on…

📩 Email: [email protected]
📱 WhatsApp: 07946 337651
☎️ Office: 01525 310177

Let’s get your mortgage working for you, not against you.
Lime Financial — Mortgage & Protection advice for everyone.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

19/03/2026

📈 Mortgage rates spike…

We saw a number of lenders increase their mortgage rates last week, showing just how quickly the market can change.

For anyone looking to buy, re-mortgage, or secure a new deal, keeping up with these changes can feel overwhelming.

This is where using a mortgage broker can really help 👇

🔎 Access to a wide range of lenders – not just the ones you see on the high street
📊 Up-to-date market insight – we keep track of rate changes as they happen
💡 Tailored advice – finding the most suitable deal for your personal circumstances
⏱️ Saving you time and stress – we compare options and handle the process for you

With rates changing regularly, having someone monitoring the market and guiding you through it can make all the difference.

If you're thinking about buying, re-mortgaging, or reviewing your current deal, now is a good time to speak to a broker.

📩 Contact us to explore your options.

[email protected]
07946337651
01525310177

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES
Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

25/02/2026

🏡 Would you want to be able to borrow up to 7x your income — AND have your interest rate reduce automatically?

A lender has introduced criteria and product features designed to offer greater borrowing power for you...

Here’s what that could mean:

✨ You can borrow up to 7x income (subject to eligibility and affordability checks) - Traditionally, many lenders use around 4.5x income as a guide
✨ Your interest rate may reduce automatically as your loan-to-value (more equity in your home) improves
✨ Longer fixed-rate options available for added payment stability

📊 Example:
If you earn £50,000 per year:

• At 4.5x income, you might borrow around £225,000
• At 7x income, that could increase to £350,000

That’s a potential difference of £125,000 in borrowing power!! (subject to full affordability assessment).

💡 Why this matters:

✔ Greater potential borrowing capacity where appropriate
✔ More flexibility when purchasing in higher-priced areas
✔ The opportunity to benefit from a lower rate over time as equity increases
✔ An alternative to traditional lending models

If you’d like to explore what may be available to you, feel free to get in touch 📩

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

13/02/2026

No work = no pay. Protect your income before an injury puts you off the tools.

How Severe Injury Cover benefits a tradesperson
If an injury stops you from working, your income can stop overnight — this cover helps keep money coming in.

Income protection can support your income but by adding Severe Injury Cover to your policy:

Income protection that Pays from day one if you’re unable to work

✔ No matter your deferred period

✔ Covers serious injuries common in physical work (fractures, burns, deep cuts, paralysis)

✔ Helps replace lost income while you recover

✔ Added protection on top of your main income

Because if you can’t work with your hands, your bills don’t stop. 💪🛠️

Off the tools doesn’t have to mean off the money. Ask us how.

Call us on 01525310177
WhatsApp 07946337651
Email [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES
Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

11/02/2026

More doors opening for buyers without permanent UK residency 🏡🔑

We’re seeing positive changes from some lenders that make buying a home in the UK more accessible if you live and work here but don’t yet have permanent rights to reside.

Here’s what’s recently changed 👇

✨ Lower deposit options
Some lenders are now accepting deposits from 5%, rather than requiring much higher upfront costs (subject to criteria).

✨ More flexible deposit sources
Deposits can now follow standard policies; including gifted deposits and builder incentives.

✨ Expanded visa acceptance
More Visa types are being considered for buyers without permanent residency.

✨ Clear income and residency criteria
Applicants typically need:
• A sole income of £50,000+ or joint income of £75,000+
• At least 12 months’ UK residency
• A minimum of 18 months remaining on an acceptable visa

📌 Criteria still applies, and lender rules can vary, which is exactly why having an adviser who understands these changes is so important.

If you’re buying in the UK and unsure where you stand, message us to talk through your options and see what’s now possible.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES
Lime Financial is a trading style of Jason Hymus, an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. The Right Mortgage Ltd is registered in England and Wales. Company No: 08130498. Registered Address: John’s Court, 70 St Johns Close, Knowle, Solihull, B93 0NH.

Address

Room 2, The Rufus Centre
Flitwick
MK451AH

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.limefinancial.co.uk/

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