Heide Swift Financial Planning

27/06/2026

Here’s a most fabulous local sweet treat and cake baker.

Chloe Cochrane-Davies runs Land of Bake Believe based in Bedfordshire ❤️❤️

She’s done me some amazing celebration cakes (thank you!) 🙏👏

🎉 GIVEAWAY TIME! 🎉

To celebrate the (hopefully!) imminent end of the heatwave, I'm giving away a box of 6 freshly baked cupcakes!

Perfect excuse to treat yourself this weekend... because surviving 30°C without melting deserves cake.

To enter:
🧁 Like this post
🧁 Comment below with your favourite cake flavour
🧁 Share this post for an extra entry (make sure it's public so I can see it!)

📍 Collection from Cranfield this evening.
⏰ Winner will be chosen at 5pm today and contacted by message.

Good luck!

This giveaway is not affiliated with or endorsed by Facebook or Instagram.

27/06/2026

Good morning!

Today is Armed Forces Day 🙏

Thank you and welcome to our new followers this week.

Have a great weekend, wherever you are and whatever you’re doing; make sure you and your pets stay hydrated as much as possible ❤️🥵

Heide x

26/06/2026

Good morning!

My Friday Fact in Armed Forces week just had to be military related… 🐐

🏴󠁧󠁢󠁷󠁬󠁳󠁿 The Royal Welsh Regiment’s mascot is a regimental goat, who takes part in ceremonial parades.

Fusilier Shenkin IV is the mascot of the 3rd Battalion.

Fusilier Llewellyn II is the mascot of the 1st Battalion.

This tradition dates back to the 18th century, when a wild goat is said to have walked onto the battlefield before the Battle of Bunker Hill in 1775.

It was seen as a good omen by the regiment.

The goat’s handler is a soldier known as the Goat Major, whose job it is to look after, train and parade him.

The goats are officially enlisted ranking soldiers with a rank and service number and they receive a salary which covers their upkeep and vet bills.

A previous regimental goat named William Windsor, was once demoted from lance corporal to fusilier after head-butting a bandsman during a parade for Queen Elizabeth II’s birthday 😂🙈

Subsequently, after demonstrating much better behaviour, he earned his rank back!

“Even goats have to obey Army discipline.” 🐐😂

Happy Friday

25/06/2026

Hey again.

It’s Thursday of Armed Forces week.

And I’m blaming EVERYTHING on the weather… 🥵

So I remember learning ‘there’s no such thing as bad weather, just bad clothing’.

I’m trying desperately to work out what would be appropriate clothing this week…

A raincoat when it’s raining and a bobble hat and gloves when it’s freezing are obvious.

When it’s hotter than the devil’s armpit when he’s in a bad mood??

All I can suggest is light, comfortable clothing: and plenty of shower gel and clean underwear! 😂🙈

I’ve lost count of how many times I’ve showered this week but maybe extra towels is also a good shout.

Any tips you’ve learned over the years to manage the weather???

Keep the faith: the weekend is just around the next bend.

Heide x

24/06/2026

We’re still in Armed Forces Week, and most of the lessons you learn in the military stay with you for life.

Today, I nearly forgot two of the most basic:

👀 JRTFQ – Just Read The ((Flipping 😉)) Question

👀 Don’t Assume

I’ve been working on a flurry of Equity Release cases recently, and one client is keen to complete quickly.

To save time, I completed the Decision in Principle before our final meeting.

⛔️ Declined.

Within 30 seconds, the system told me the property wasn’t suitable security. 🤯

After a slightly panicked phone call, I discovered the problem.

At the bottom of a very long list of “No” questions was a single “Yes” question that I’d missed.

The question was whether the property was habitable and in good repair.

Yep. I answered it incorrectly. 🙈

So I forgot both lessons:

❌ I didn’t Just Read The Flipping Question.

❌ I assumed the answer would be “No” because every question before it was.

And we all know what happens when you assume… 😂

Thankfully, the decision was overturned and we’re back on track.

I’m blaming the heat. 🥵

But it’s a good reminder that sometimes the smallest details make the biggest difference.

What’s a lesson you’ve learned that has stayed with you for life?

Stay cool,

Heide x

24/06/2026

Woop woop!!

🤩❤️😘

23/06/2026

Good evening! ☀️

It’s still Armed Forces Week, and wow… it’s hot! 🥵

Today’s weather reminded me of basic training, when we’d have a weekly “pay parade” and receive a little envelope of cash after deductions for tax, accommodation and food.

One of the first things we’d do was divide it by 7.

That gave us a daily spending budget until the next week’s pay day. 💰

It made me wonder…

Have you ever tried working out how much you can spend each day after all your essential bills are paid?

Some people find it a brilliant way to stay on track.

Others would probably abandon the idea by lunchtime on Day One…😂

Could a daily budget work for you?

Stay cool and enjoy your evening! 😎

Heide x

22/06/2026

Phew! It’s been a hot one today 🥵

Today (Monday 22nd June) marks the start of Armed Forces Week.

First of all, let’s spare a thought for all those eager young people who are going through their basic training this week in the heat… 🙏

It made me think back to the things we were ‘made’ to do when we joined up.

And making a will was one of those things!

I have no idea whether it was a ‘legal’ requirement.

I suspect not… although many circa 17/18 year old recruits made a big deal about having ‘nothing to leave’ anyone.

However: the point was, whether you have anything to leave NOW or not is irrelevant.

You may have in the future in the event that the worst happens, and having it in place takes one less worry off your loved ones’ plates.

I feel it didn’t do me any harm: in fact it gave me a very early understanding of the need for a will and why one should be in place.

Imagine it’s your own child leaving home and embarking on a new life in a new job and a regular income being earned.

Will you encourage them to have a will in place? 🤔

I’d love to know your thoughts!

Have a great evening. Heide x

22/06/2026

Phew! It’s been a hot one today 🥵

Today (Monday 22nd June) marks the start of Armed Forces Week.

First of all, let’s spare a thought for all those eager young people who are going through their basic training this week in the heat… 🙏

It made me think back to the things we were ‘made’ to do when we joined up.

And making a will was one of those things!

I have no idea whether it was a ‘legal’ requirement.

I suspect not… although many circa 17/18 year old recruits made a big deal about having ‘nothing to leave’ anyone.

However: the point was, whether you have anything to leave NOW or not is irrelevant.

You may have in the future in the event that the worst happens, and having it in place takes one less worry off your loved ones’ plates.

I feel it didn’t do me any harm: in fact it gave me a very early understanding of the need for a will and why one should be in place.

Imagine it’s your own child leaving home and embarking on a new life in a new job and a regular income being earned.

Will you encourage them to have a will in place? 🤔

I’d love to know your thoughts!

Have a great evening. Heide x

20/06/2026

Good morning!

Thank you and welcome to our new followers this week.

Have a great weekend, wherever you are and whatever you’re doing! 🙏😎

🤩