Expat Mortgages

Home
United Kingdom
Faversham
Expat Mortgages

Expat Mortgages providing British Expats mortgages, remortgages, buy to let finance on UK property

Here at Expat Mortgages we specialise in providing for the more unusual mortgage and financial requirements, one such being mortgages in the UK, for expatriates. If you're currently living overseas and planning to buy property in the UK, either as an investment, a second UK based home, or to return home to, Expat Mortgages is well placed to assist you in finding the right mortgage to cater for you

r specific needs. The mortgages that we offer are aimed specifically at the expat market, whether you are purchasing one property for your own future residential use, or maybe to be used as the family home whilst you work away, we can source a product to meet your needs. Alternatively, if you are building a portfolio of properties in the UK we can assist with mortgages from our expat Buy to Let range. Few other lenders have been through the "learning curve" regarding the provision of mortgages for expatriates. We offer a tailored, personal service based on over 60 years combined experience in the mortgage market. We utilise the latest technology and research an average of 1500 products per client before making a final recommendation. This ensures that you not only have the right kind of mortgage for your circumstances but also a mortgage at the best rates from the best lender for your situation. We try to be as flexible as possible with our working hours and always take into consideration the time differences around the world, please complete the Quick Quote section and we will come back to you with the details you require, alternatively for a quick answer to a specific question email us direct at [email protected]

26/07/2026

WHY SHOULD BRITISH EXPATS CONSIDER A MORTGAGE BROKER? An independent mortgage broker is often the best person to use when seeking a UK expat mortgage from abroad because expat cases are rarely straightforward.

Lenders usually look more closely at income, residency, currency, deposit source, credit history and property use. Some UK lenders may also treat applicants as higher risk if they have limited UK credit history or are paid in a foreign currency.

The biggest benefit is guidance. An expat buying from abroad may be dealing with time zones, foreign income, UK tax rules, rental plans and solicitor requirements. An independent advisor can coordinate the mortgage side, explain the options clearly, and help avoid choosing the wrong lender.

An independent mortgage advisor does not just find a rate. They help match the borrower to the right lender, present the case correctly, and improve the chances of securing a suitable UK expat mortgage from overseas. Contact us for a confidential discussion and to consider your options.

27/06/2026

ARE YOU A BRITISH EXPAT WORKING OVERSEARS? LOOKING FOR UK PROPERTY MORTGAGE OR REMORTGAGE?

For many expatriates, re-mortgaging a UK-based property can offer significant long-term financial and lifestyle advantages. As circumstances change over time, refinancing an existing expat mortgage may help improve cash flow.Thus reduce borrowing costs, and strengthen long-term investment potential.

One of the main benefits is the opportunity to secure a lower interest rate. Many expat mortgages are initially arranged on higher rates due to perceived lending risk or international income structures. If your financial position has improved, or market conditions have become more favourable, re-mortgaging could reduce monthly repayments and save substantial amounts over the life of the loan. Contact Us at Expat Mortgages for a confidential no obligation initial discussion.

26/05/2026

BRITISH EXPAT CONSIDERING A MORTGAGE FOR A UK PROPERTY: Is UK Property A Wise Investment? The UK housing market is in a far more complex position than it was during the ultra-low interest-rate era of 2010–2021. The days of easy double-digit annual price growth are probably gone for now, but that does not automatically mean UK property is a poor long-term investment.

The long-term argument for UK housing is still strong. The biggest factor is structural undersupply. Britain simply does not build enough homes relative to population growth and household formation. Even with government targets, new-build activity is slowing again. Over long periods, supply shortages tend to support prices and rents.

Rental demand also remains exceptionally strong across many regions. Regional cities such as Manchester, Leeds, Birmingham, and parts of Scotland and Wales may offer better long-term value than London because yields and affordability are stronger. In reality, UK housing is probably shifting from a “rapid capital growth” investment into more of a “steady long-term wealth preservation and income” asset.

The key difference now is selectivity.A poor property in the wrong area may stagnate for years. A well-located property near employment, transport, universities, or regeneration projects could still perform strongly over 10–20 years. Contact us as Expat Mortgages in total confidence to discuss all your options

26/04/2026

WHY EXPATS AND EXPAT LANDORDS CHOOSE A SPECIALIST BROKER: Expats see the value using a broker to achieve the best deals. Brokers have a strong presence in the market—nearly 78% of expats relied on a mortgage broker or intermediary to secure their most recent buy-to-let (BTL) mortgage, whereas only about 22% chose to approach lenders directly. Expats who own two or three properties, or even more, are especially inclined to use brokers, as they’ve experienced the advantages previously.

This suggests that the expat buy-to-let market is becoming more professional, with landlords now paying closer attention to their property choices and financing options.

Consistent stable rates for expat buy-to-let properties are opening up chances to grow portfolios and boost profits, while also emphasizing the importance of getting professional advice from brokers—especially for landlords with larger portfolios.

What will an independent broker do for you?

The broker will take control of the mortgage process, therefore relieving you of the stress and paperwork. They will be able to deal with the mortgage company supplying the loan and answer any queries they may have, saving you time and money.

Estate agents around the country are reporting a high demand for low end quality properties with first-time expat buyers being very active.

The UK property market is rising and promises long-term growth. With attractive mortgage rates available, now is a favourable time to invest.

Current interest rates are advantageous for borrowers; however, there is ongoing discussion regarding their sustainability. Given these circumstances, it may be prudent to review your mortgage arrangements. Many clients maintain their existing mortgages without realising the potential savings attainable through refinancing.

27/03/2026

BUYING PROPERTY IN THE UK WHILE LIVING ABROAD. Many consider now to be the ideal opportunity to aquire property before inevitable future price rises: Buying Property in the UK Whilst Living Abroad.

Expat buy-to-let investments will continue to offer attractive rates of return compared to other asset classes, expat investors have increasingly searched out cheaper and higher yielding properties, research has found.

Living abroad and buying a flat, apartment or house in the UK doesn’t have to be a tedious task, the best way to proceed is to engage an independent expat mortgage adviser as they will have access to all deals available.

They also will be local and able to deal with question as they arise.

New higher loan to value expat deals have impacted the market significantly

Recently, the expat mortgage market has experienced significant growth, thanks to new high loan-to-value options becoming available.

With interest rates remaining steady, business activity has increased further. Expat inquiries are reaching record levels, led primarily by a strong re-mortgage market.

Expat mortgages are now easier and quicker to complete than ever before.

26/02/2026

BRITISH EXPAT LOOKING FOR A REMORTGAGE OR NEW MORTGAGE? With New Deals coming through from leading lenders at High LTV rates, there has never been a better time in recent years. If you are considering a mortgage on UK property, talk to us as we offer a huge choice of mortgages. Our specialist brokers have all the experience needed for the most complicated of circumstances, whatever your requirements. Contact us for a no obligation initial discussion in confidence.

28/01/2026

EXPAT BUY TO LET MORTGAGES AND RE-MORTGAGES FOR UK PROPERTY: Best Expat Buy-to-Let Mortgage. Expat buy-to-let market strengthens. Times are hard for first time buyers at present which has strengthened the buy-to-let market even more.

Young couples and first-time buyers looking to join the property ladder could be in for a very long wait. Figures just released this week are showing that a combined salary of £62000 is required on average to enter the property market. As a result of all this many couples are turning to the rental market for housing, and this is providing a boost in demand for landlords and buy-to-let investors.
Contact the team at https://www.expat-mortgages.co.uk to discuss all your options.

17/12/2025

A HAPPY CHRISTMAS AND A JOLLY FINE 2026: The team here at Expat Mortgages would like to say a big Thank You to all our clients old and new this year. We have had a busy year arranging mortgages, re-mortgages for expats worldwide, ensuring the best terms in an at times challenging environment. Roll on next year.

27/11/2025

EXPAT MORTGAGES REPRESENT THE LARGEST PANEL OF LENDERS: Wherever you are based and working worldwide, we are the go to choice for Expat Mortgages, Re-Mortgages for UK Property. Whether you are considering remortgaging an existing property, or purchasing a property. Now has never been a better time to buy in the UK in recent history. Prices have not yet adjusted for recent inflation. Many experts consider that UK property assets represent superb value right now, there is a reason some large international investment funds are buying up rental UK property! Talk to us at https://www.expat-mortgages.co.uk/ for all you Expat Mortgage needs.

27/10/2025

BRITISH EXPAT MORTGAGE ADVICE: As an expat, are you thinking of entering the buy-to-let market in the UK? With UK property prices easing all the time if you are contemplating entering the market this could well be a profitable time. Positives to consider
Propert prices are stable. Potential bigger gains on a later sale.
Experts are predicting property price increases will return in middle to late 2026. Regular monthly income from rental income.
Increasing waiting list of tenants looking for value in the renting market. Get professional help, save time and money

It’s a fact that expat borrowers going through an independent mortgage adviser have access to far more advantageous deals. Rather than those going direct to the lender. Also have you heard about the new higher loan to value deals on offer. Contact us at https://www.expat-mortgages.co.uk/ to find out all on offer.

Address

93 Waterham Business Park
Faversham
ME139EJ

Website

https://www.expat-mortgages.co.uk/

Alerts

Be the first to know and let us send you an email when Expat Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Expat Mortgages:

Want your business to be the top-listed Finance Company in Faversham?