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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Kerr & Watson

Kerr & Watson is an independent regulated mortgage & insurance broker with access to the whole market

26/06/2026

𝗙𝗶𝘃𝗲 𝗦𝘁𝗮𝗿 𝗙𝗲𝗲𝗱𝗯𝗮𝗰𝗸 𝗙𝗿𝗶𝗱𝗮𝘆! ⭐⭐⭐⭐⭐

Thank you for the great feedback! We're delighted to hear you found our ex-pat mortgage advice both knowledgeable and responsive. Your high recommendation means the world to us!

Read our reviews here: https://g.page/r/CQlYyq4ApyHGEBM

25/06/2026

𝗬𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝗽𝗿𝗼𝗳𝗶𝗹𝗲 𝗺𝗮𝘆 𝗻𝗼𝘁 𝗯𝗲 𝗽𝗲𝗿𝗳𝗲𝗰𝘁, 𝗹𝗲𝘁 𝘂𝘀 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

Here are three ways we can help you secure an adverse credit mortgage:

1️⃣ Credit Assessment: Our team is prepared to assess your credit journey and pair you with a lender who understands your situation.

2️⃣ Expert Guidance: We'll provide guidance on how to improve your credit and increase your chances of approval. Our goal is to help you qualify for the best mortgage terms available to you.

3️⃣ Tailored Solutions: We work with lenders who specialise in adverse credit mortgages, offering flexible terms and competitive rates.

Talk to us today:

📞: 01252224620
🌐: kerrandwatson.co.uk
📧: [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

23/06/2026

𝗣𝗮𝘀𝘁 𝗰𝗿𝗲𝗱𝗶𝘁 𝗶𝘀𝘀𝘂𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱𝗻'𝘁 𝘀𝘁𝗮𝗻𝗱 𝗶𝗻 𝘁𝗵𝗲 𝘄𝗮𝘆 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺 𝗵𝗼𝗺𝗲.

Our team is prepared to assess your credit journey, pairing you with a lender who understands your unique situation. Together, let's turn the page and make homeownership possible even after financial setbacks.

📞: 01252224620
🌐: kerrandwatson.co.uk
📧: [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

22/06/2026

𝐉𝐮𝐧𝐞 𝟐𝟎𝟐𝟔 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐌𝐚𝐫𝐤𝐞𝐭 𝐔𝐩𝐝𝐚𝐭𝐞

The Bank of England has held the Base Rate at 3.75%, while inflation remains at 2.8%.

There are signs of improvement in the mortgage market, but it is still moving quickly.

This month we have seen:

✅ Mortgage product choice move back above 7,000 options
✅ Average fixed mortgage rates ease slightly
✅ Mortgage approvals remain resilient
✅ Selected rate reductions from lenders
✅ FCA proposals that could affect affordability, interest-only lending, later life borrowing and complex income

Swap rates remain one of the biggest factors behind fixed mortgage pricing, so mortgage rates can still change even when Base Rate stays the same.

At Kerr & Watson, we monitor the market, lender changes and criteria updates so clients can understand what is happening and what it may mean for their mortgage options.

Read more:
https://kerrandwatson.co.uk/june-2026-mortgage-market-update/

Contact us today:

📞 01252 224620
🌐 kerrandwatson.co.uk
📧 [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

19/06/2026

𝗙𝗶𝘃𝗲 𝗦𝘁𝗮𝗿 𝗙𝗲𝗲𝗱𝗯𝗮𝗰𝗸 𝗙𝗿𝗶𝗱𝗮𝘆! ⭐⭐⭐⭐⭐

Thank you for your kind words! We’re so pleased to hear you had a great experience with our team. Your satisfaction is what drives us to keep delivering the best service possible.

Read our reviews here: https://g.page/r/CQlYyq4ApyHGEBM

18/06/2026

𝗕𝗮𝗻𝗸 𝗼𝗳 𝗘𝗻𝗴𝗹𝗮𝗻𝗱 𝗛𝗼𝗹𝗱𝘀 𝗕𝗮𝘀𝗲 𝗥𝗮𝘁𝗲 𝗮𝘁 𝟯.𝟳𝟱%

The Bank of England has decided to keep the Base Rate at 3.75% following its June 2026 meeting.

The decision was made by a 7-2 vote, with two members of the Monetary Policy Committee preferring to increase rates to 4%.

Inflation has fallen to 2.8%, which is closer to the Bank's 2% target. However, policymakers remain cautious due to uncertainty surrounding energy prices and the potential impact on inflation later this year.

While economic growth and the jobs market continue to soften, the Bank wants more evidence that inflation will remain under control before considering any future rate reductions.

If you're unsure whether to remortgage, secure a new fixed rate, or simply want to understand your options, professional advice can help you make an informed decision.

Read more:
https://kerrandwatson.co.uk/bank-of-england-base-rate-june-2026/

Contact us to discuss what this latest Base Rate decision means for your mortgage:

📞 01252 224620
🌐 kerrandwatson.co.uk
📧 [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

18/06/2026

We had a great lunch catching up with Aiden Webber and James Sharpin from Seymours Estate Agent (Blackwater).

It is always useful to discuss the local property market, share insights, and talk about how things are progressing for local buyers and sellers.

They run a great local estate agency with a knowledgeable and professional team, and we always enjoy working closely alongside them to help our mutual clients achieve their property goals.

We look forward to the next catch up soon.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

18/06/2026

𝗧𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 𝗺𝗮𝘆 𝗻𝗼𝘁 𝗳𝗶𝘁 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲'𝘀 𝗰𝗶𝗿𝗰𝘂𝗺𝘀𝘁𝗮𝗻𝗰𝗲𝘀.

Here are three ways we can help you secure a mortgage, even with complex income or a unique occupation:

1️⃣ Tailored Solutions: We specialise in finding mortgage solutions that align with your unique income situation or occupation. Whether you're an influencer, athlete, comedian, or have any other exceptional profession.

2️⃣ Extensive Lender Network: We have connections with the whole market of lenders, including those who are open to non-traditional income sources. We'll match you with the lender that best suits your situation.

3️⃣ Personalised Guidance: Our team will work closely with you to understand your specific needs and goals.

Speak to us today:

📞: 01252224620
🌐: kerrandwatson.co.uk
📧: [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

17/06/2026

Good luck to England tonight against Croatia.

We'll leave the World Cup football to the professionals, but if you need help with a mortgage or insurance, we've got a squad that you can rely on.

Come on England, bring it home!

17/06/2026

𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗛𝗼𝗹𝗱𝘀 𝗔𝘁 𝟮.𝟴% 𝗶𝗻 𝗠𝗮𝘆 𝟮𝟬𝟮𝟲

Consumer Price Inflation (CPI) remained at 2.8% in May, unchanged from April. While transport costs continued to rise, lower food prices and easing housing costs helped keep overall inflation stable.

Inflation is now much closer to the Bank of England’s 2% target than it was a year ago, but rising transport and services costs show that some price pressures remain.

If your fixed-rate mortgage is due to end within the next six months, now could be the perfect time to review your options. Whether you're planning a move or considering a remortgage, understanding how future interest rate decisions could affect you may help you secure the right deal sooner rather than later.

Read more:
https://kerrandwatson.co.uk/inflation-may-2026/

📞 01252 224620
🌐 kerrandwatson.co.uk
📧 [email protected]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS

Address

Pembroke House, 8 St. Christophers Place
Farnborough
GU140NH

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

https://kerrandwatson.co.uk/

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