Ella Cross - Mortgage Adviser

19/09/2024

🚨 UK Bank Rate holds at 5% 🚨

🔈While there hasn’t been a rate cut today, September has already seen cuts across the mortgage market for those remortgaging.

First-time buyers, and home movers are also benefiting from reductions, so it's safe to say that it's shaping up to be a positive autumn in the housing market.

☎️ 07786419441
✉️ [email protected]

17/09/2024

How soon can you remortgage?🚨

Don’t assume you need to wait until your current mortgage deal ends before you get the ball rolling. Start the remortgage process early - around six months before your existing deal ends.

This will give you time to potentially find a more competitive mortgage deal, though with current market conditions, it’s all about getting the most reasonable interest rate for your circumstances!

☎️ 07786419441
✉️ [email protected]

15/08/2024

Is now a good time to buy your first home? 🤔

If you’re looking to buy a home of your own, then you’re probably wondering if now is a good time to make the move.

Turn delays into decision-making with our handy article covering everything a first time buyer needs to know.

🔗 https://www.mortgageadvicebureau.com/first-time-buyers/is-now-a-good-time-to-buy-your-first-home/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=firsthome&utm_content=ftb

📧[email protected]
☎️07786419441

If you’re looking to buy your first home, then you’re probably wondering if now is a good time to make the move…

08/08/2024

Are you planning to use a gifted deposit to buy a house?

With family gifting on the rise, we've compiled the best tips to help you navigate the process. Discover everything you need to know about deposit gifting below. 👇

🔗https://www.mortgageadvicebureau.com/buying-a-property/what-to-do-if-youre-using-a-gifted-deposit-to-buy-a-house/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=gifteddeposit&utm_content=ftb

05/08/2024

Why use a mortgage broker?

A mortgage adviser can make the mortgage application process run a lot smoother than it would if you chose to go it alone. As well as expert advice, they can also act as an intermediary between yourself and all your potential lenders, ensuring they find a deal that suits you and your needs appropriately.

Without the assistance of a broker, it’s possible that you could end up on a mortgage deal that doesn’t represent your best interests. Your application could be rejected because you incorrectly filled out your application or because you don’t fit the lender’s criteria
You also won’t have access to exclusive deals and rates!

☎️ 07786419441
✉️ [email protected]

02/08/2024

Lovely card and gift card from a customer 🏠🥰

☎️07786419441
✉️[email protected]

02/08/2024

🏦 UK Bank Rate cuts for the first time since 2020.

This is positive news for anyone looking to buy a home or remortgage. Here's what it could mean for you:

🏡 If you're on a tracker mortgage, your monthly repayments will be reduced.

🏡 With lower rates, you might be able to borrow more, giving you access to a wider range of options.

👉 Now is the perfect time to review your mortgage options. Speak to one of our expert mortgage advisers today for personalised advice.

🔗 https://www.mortgageadvicebureau.com/contact-us?utm_source=facebook&utm_medium=organicsocial&utm_campaign=boecut&utm_content=lead

01/08/2024

Hi everyone!

What a good time to start my new page with the Bank of England base rate lowering to 5% with the first rate decrease since March 2020!

This is great for first time buyers and people with existing mortgages who have been holding off on their search or securing a new deal over worries about the interest rates!

☎️ 07786419441

✉️ [email protected]

The BoE's rate setting committee voted by a majority of five to four to reduce the rate for the first time since the start of the pandemic.