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Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 5:30pm

Luma Financial Planning

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Luma Financial Planning

Financial planning built around you, for a brighter future.

12/10/2026

Luma Lens 🔎

Let's take a look at the market news for this week...

The Round Up:
🇺🇸 President Trump last week announced that his administration had reached an agreement on the release of about 13.5 million barrels of Russian diesel.
🗳️ Republicans are worried that the difficult backdrop of higher prices and an unpopular war will cost them at the polls.
🇪🇺 Government bond yields in Italy and Spain, as well as France, have widened against comparable German ones.

Click through to see more of this week’s update!

07/10/2026

Three months left of 2026. Are your finances where you thought they'd be? 🔸

Back in January, you probably had a few goals. Maybe to save more, pay down debt, or finally get your pension sorted.

The good news? There's still time to make a difference. Here's a simple five-minute check-in:

1. Your savings 💷
Is your emergency pot still there? A common rule of thumb is three to six months of essential spending.

2. Your pension 💰
When did you last check your contributions? Small increases now can add up over decades.

3. Your allowances 📈
ISA and pension allowances don't always roll over. Use them or lose them, and remember the tax year ends on 5 April.

4. Your protection 🔒
Have your circumstances changed this year? A new home, baby or job can all mean your cover needs a refresh.

5. Your plan ✅
Do you actually have one? If the answer is "sort of", that's a good place to start.

You don't need to overhaul everything. Just pick one thing and take a step.

Not sure where to begin? That's what we're here for.

https://luma-financial.co.uk/lets-get-started?utm_source=Social&utm_medium=organic_social&utm_campaign=Let%27s+Get+Started

05/10/2026

Luma Lens 🔎

Let's take a look at the market news for this week...

The Round Up:
🔺 Last week’s Labour party conference gave the new prime minister a platform to set out his vision for the country.
🇬🇧 Andy Burnham has said he will scrap the triple lock in the next parliament if Labour wins the next general election.
🇫🇷 Rising yields are proving particularly acute in France, which is due to have an election in six months.
🇺🇸 With the mid-term elections rapidly approaching, sitting Republicans would not have welcomed news that 30-year Treasury yields hit 6%.
🌐 Nvidia, the world’s largest company by market cap, announced a $150 billion share buyback on Monday.

Click through to see more of this week’s update!

02/10/2026

It’s more than just a place to work. 🔸

One of the things we love most about Luma is how close-knit our team is.

Yes, we work hard. We’re constantly learning, solving problems, supporting clients and keeping each other on our toes.

But there’s plenty of laughter, plenty of coffee 👀 and plenty of moments where someone’s always up for a chat. We think that makes a real difference.

Because when you enjoy coming into the office, feel comfortable asking for help and know the people around you have your back, work feels a little different.

We’re proud of the environment we’ve created at Luma - a team where people genuinely enjoy working together, celebrate each other’s successes and support one another when things get busy.

And ultimately, we think that positive team spirit comes through in the way we look after our clients too.

Good people. Great teamwork. A pretty great place to spend your working week. 🔸

28/09/2026

Luma Lens 🔎

Let's take a look at the market news for this week...

The Round Up:
🏦 Investors saw a perfect storm this week across financial markets.
🛢️ The price of Brent crude oil spiked to $105, rising 17% over the month.
🇪🇺 European economies have been under near-continuous pressure since the invasion of Ukraine in 2022.

Click through to see more of this week’s update!

25/09/2026

What if I lost my job tomorrow? 🔸

None of us like to think about it, but most of us have, at least once, at 2am.

Redundancy isn't something anyone plans for - How long could your savings actually cover you? What happens to your mortgage, your pension, your day-to-day costs while you're between jobs? It's the kind of thing that's far less frightening when you've already thought it through, rather than working it out in a panic.

You don't need all the answers today. Just an honest look at where you stand.

So, do you know how long you'd actually last?

https://luma-financial.co.uk/your-financial-blueprint?utm_source=Social+Media&utm_medium=Organic&utm_campaign=Financial+Blueprint

22/09/2026

✨ What an inspiring evening.

We had the privilege of attending a fantastic evening at the WellChild Awards 2026, and left feeling genuinely inspired by the incredible people we met and heard from.

From the children themselves, who spoke so passionately and confidently about their right to access the same opportunities as everyone else, to their devoted siblings and parents who provide so much love and support every day.

A particular highlight was hearing from Sarah and Carl, a couple who foster and adopt children with complex needs. Their story was incredibly moving and had the whole room on its feet, applauding through tears. ❤️

We were also surrounded by so many of the incredible WellChild - the national charity for sick children nurses, who make such an enormous difference to children and their families. The work they do, often behind the scenes, has a truly life-changing impact.

Evenings like this remind us just how much can be achieved when people come together to support something bigger than themselves.

It has certainly inspired us at Luma to do more and help as many people as we can. Watch this space for more fundraising from Team Luma! 🔸

And a huge congratulations to Matt James on a brilliant evening and a fantastic event. 👏

A night we'll certainly remember. ❤️

21/09/2026

Luma Lens 🔎

Let's take a look at the market news for this week...

The Round Up:
⏳ It was a busy week for central bank watchers.
🇯🇵The Bank of Japan’s (BOJ) move on Friday to raise interest rates by 0.25% had been expected by investors.
🏦 Yields on 30-year gilts recently reached their highest level since 1998. The BoE has now decided to stop actively selling these long-dated gilts.
🇺🇸 In the US, the diesel price of $6.29 per gallon is 76% higher than at the beginning of the year.

Click through to see more of this week’s update!

18/09/2026

A change of scenery this week as our director, Ben, headed to the SJP Leadership Summit at The Grove - two days of insights, ideas and conversations on what's next in financial planning.

Always valuable to step away from the day-to-day, hear different perspectives, and bring fresh thinking back to the team 💡

A few highlights from the summit:

🎗️ SJP has now raised £150m for good causes - including a moving video from WellChild on how they've supported thousands of families over the past 10 years.
🚀 History making Astronaut Tim Peake, shared his story.
🎨 Artist Henry Fraser inspired the room - after a neck injury left him paralysed from the neck down, Henry now creates incredible paintings using only his mouth. His positivity brought a tear to many of us, and was a powerful reminder to find gratitude in the small things.
💪 Julian Hearn, founder of Huel, quite possibly the hardest-working man in business, shared his journey.

Two days well spent with some of the best in the industry.

16/09/2026

🎉 Congratulations, Rachel!

Huge congratulations to our mortgage adviser Rachel on passing her ER1 Equity Release exam! 🏆

This qualification means Rachel can now support clients through equity release conversations. It's a brilliant addition to her mortgage expertise, and a real reflection of her commitment to giving clients the fullest possible picture when it comes to their options.

Well done, Rachel 👏

Address

16-18 Barnes Wallis Road
Fareham
PO155TT

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 5:30pm

Website

https://luma-financial.co.uk/

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