04/11/2026
Quiz answer time! 🧠
LTV stands for Loan to Value 🎉
It's your mortgage as a percentage of your home's value. Borrow £180,000 on a £200,000 home and your LTV is 90%.
Generally, the lower your LTV, the better the rates available to you.
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Your home may be repossessed if you do not keep up repayments on your mortgage.