07/09/2026
Have you ever heard of Finagle's Law?
Finagle's Law states that anything that can go wrong will go wrong and it will do so at the worst possible moment. It sharpens the older Murphy's Law by adding a timing element: failure does not just happen, it happens when you can least afford it.
This springs to mind when we have client's who let their policies lapse.
How many times have you seen someone say, "Aw, we did have cover, but cancelled it." (obviously not in terms of life insurance). But for example, someone that has had a house fire, or a heart attack or cancer etc.
If you think you can't afford the ££ for your policy just now, why wait until your not earning due to illness/disability/injury/surgery etc and you can't afford to pay for anything, car, car insurance, rent, mortgage, phone bill, sky, season ticket, botox, nails etc etc
Suddenly that £20 or £50 a month doesn't seem so bad if it allows you to maintain your lifestyle.