Profecto Financial Services

Directions Website Contact the business

Profecto Financial Services Profecto Financial Services advises clients on all aspects of wealth management, mortgages and business protection.

We also advise on equity release and client’s receiving long term care. We focus our client’s attention on their long-term goals

“I don’t need protection if I’m young and healthy.” Reality: circumstances can change fast. This article explores the fa...
13/10/2026

“I don’t need protection if I’m young and healthy.” Reality: circumstances can change fast. This article explores the facts behind the top protection misconceptions and how the right policy can financially protect you and your family from the potentially devastating impact of a serious accident, illness, or death.

You’ve probably bought insurance to cover your home, car, pet, or even your mobile phone. Yet many of us fail to financially protect ourselves and our families from the potentially devastating impact of a serious accident, illness, or death. While thinking about getting ill or dying may seem gloom...

What does the rising State Pension age mean for retirement planning? The State Pension age is gradually increasing, and ...
12/10/2026

What does the rising State Pension age mean for retirement planning? The State Pension age is gradually increasing, and many people are staying in work for longer. This article looks at how the changes could affect retirement income, pension access and future planning. For more information, read this article from Which?

The average age at which people retire has reached a record high.

44% of homeowners that cohabit with at least one other adult have admitted to taking steps towards moving property witho...
09/10/2026

44% of homeowners that cohabit with at least one other adult have admitted to taking steps towards moving property without letting others in the household know. Find out what the term 'property traitor' means in this article from the Independent.

Among people who have secretly browsed property listings, a third said they have done so while watching television with the people they live with

How does the seven-year rule work when it comes to inheritance tax? This article takes a closer look at what it means an...
08/10/2026

How does the seven-year rule work when it comes to inheritance tax? This article takes a closer look at what it means and how taper relief work for gifts made three to seven years before death.

Gifts made less than seven years before death may be liable for inheritance tax under the seven-year rule – but how the rule is applied is less well known

Meet the infants who's parents are already paying into their pensions at just 20 and 5 months old. The family are paying...
07/10/2026

Meet the infants who's parents are already paying into their pensions at just 20 and 5 months old. The family are paying £50 a month into each of their kids' accounts. It's money that the children won't be able to access until they are 57, under current UK private pension fund rules which means the money has decades to grow. Have a read of this interesting article from the BBC that takes a look at the importance and benefits of investing for your children early.

Why a growing number of parents are opening pensions for their children.

What’s happening with UK house prices right now? The latest property forecasts suggest house prices could continue to ch...
05/10/2026

What’s happening with UK house prices right now? The latest property forecasts suggest house prices could continue to change over the coming months, influenced by factors such as interest rates, mortgage costs and buyer demand. For more information, read this article from MoneyWeek.

Research has found that nearly 40% of adults would consider using property wealth to boost retirement income. Explore th...
02/10/2026

Research has found that nearly 40% of adults would consider using property wealth to boost retirement income. Explore the pros and cons of this option and the alternatives to think about in this article from Money Week.

Quilter is not responsible for the accuracy of this article's information.

Equity release is one way of funding later life if you’re facing a retirement shortfall – but there are alternatives which could work better

Looking for ways to make family days out more affordable? This article from the Sun highlights several ways families cou...
01/10/2026

Looking for ways to make family days out more affordable? This article from the Sun highlights several ways families could cut the cost of days out, including free tickets, discounts and reward schemes that may help stretch the family budget further. For more information, read this article.

A DAY out at top UK attractions can cost a small fortune. But there are a few handy ways to save if you know how. Here are a few ways to cut costs. TREAT NAN AND GRANDAD: This Sat…

How are people accessing their pension savings in retirement? New research shows that more than £91 billion was withdraw...
30/09/2026

How are people accessing their pension savings in retirement? New research shows that more than £91 billion was withdrawn from pensions in 2025/26, with many people choosing options such as drawdown, lump sums and annuities. The article from Which? explores the latest trends and explains the different ways people can access their retirement savings. For more information, read this article.

Investing can help your money grow over time but isn't guaranteed.

Around £22 billion was taken from pensions in tax-free cash last year.

The Government is planning to relaunch efforts to help new buyers get onto the housing ladder with a scheme called Your ...
29/09/2026

The Government is planning to relaunch efforts to help new buyers get onto the housing ladder with a scheme called Your First Home. Find out more here.

First-time buyers could get the keys to their home with just a 2.5 per cent deposit saved under a new scheme called Your First Home.

Address

24 Hylton Gardens
Exeter
EX42QE

Opening Hours

Monday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Profecto Financial Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Profecto Financial Services:

Shortcuts

Share