Profecto Financial Services

10/08/2026

This weekend, Martin and Petra made the pilgrimage to Bushy parkrun. For those who don't know, it's the original parkrun, started nearly 22 years ago. We forgot to take a selfie, so here's a pic of one of the marshals. Can you tell who it is?

Maybe he's not so nasty, after all!

07/08/2026

Could you be owed a tax refund from HMRC? New HMRC figures reveal many pension savers were given tax refunds in the space of just three months. The figures are based on those who made flexible pension withdrawals between April and June this year. In this article from The Sun, Adam Cole, retirement specialist at Quilter shares his views on the matter.

THOUSANDS of pension savers were given tax refunds in the space of just three months, new HMRC figures have revealed. More than £50million was paid back to around 12,500 people who were overtaxed w…

06/08/2026

It's not uncommon to end up with several different pension pots throughout a career, which can get confusing. There are both pros and cons to consolidating pensions depending on the individual and type of pension. This article takes a look at what those could be.

Investing can help your money grow over time but isn’t guaranteed.

Many UK workers have cash in multiple schemes – should you roll them into one? There are pros and cons

05/08/2026

Are you making the most of your workplace pension? The amount employers are contributing to workplace pensions has risen significantly in the past decade however, there are still concerns that millions of people aren't saving enough for retirement. Here, Which? explains how to get the most out of your workplace pension. Take a moment to check your contribution levels, employer match, investment choices and charges — small changes now can make a big difference at retirement.

Quilter is not responsible for the accuracy of this article's information.

Employer contributions have risen, but millions of people still aren't saving enough for retirement

04/08/2026

Rising house prices and frozen inheritance tax thresholds mean more families have and will be paying inheritance tax bills in the future, so it's important to think ahead. This article takes a look at some things to be aware of, including the importance of having conversations on the topic with your loved ones.

Quilter is not responsible for the accuracy of this article's information.

The inheritance tax burden is growing due to fiscal drag – and it’ll surge further once pension pots are included in the net from April 2027.

03/08/2026

Almost 780,000 Gen Z investors have entered the market in the past two years, but many are starting with cryptocurrencies rather than diversified funds or pensions. But short-term trends come and go. For most people, steady contributions into a tax-efficient pension and a well-diversified portfolio remain one of the most reliable ways to build wealth over decades. Have a read of this eye-opening article from The Independent for more information.

Investing can help your money grow over time but isn’t guaranteed.

Quilter is not responsible for the accuracy of this article's information.

Pensions can provide retirement stability thanks to compounding over decades

31/07/2026

Have you heard about the "£6,000 rule" for gifting money to your children? From April 2027 any pensions left after a person passes away will be subject to tax. Bu people worried about changes to the law around inheritance tax can take advantage of a little known measure they can take to avoid it being eaten up in tax with at much as £12,000 gifted in one go. This article from the Mirror breaks down what to consider — tax, exemptions and potential implications for estates.

Quilter is not responsible for the accuracy of this article's information.

New rules incoming are 'key catalyst' for people seeking to avoid losing out in tax, BBC expert said

30/07/2026

Reports suggest that rising the state pension age to 68 could take effect seven years earlier than scheduled, but the Treasury says its policy hasn't changed. But what would it look like if it changed? This article takes a closer look.

Quilter is not responsible for the accuracy of this article's information.

Reports suggest that the rise could take effect seven years earlier than scheduled, but the Treasury says its policy hasn't changed

29/07/2026

The Government has confirmed that pensioners whose only income is the state pension will not need to pay income tax come April when the state pension will breach the personal allowance for the first time. Read the article to learn more.

Quilter is not responsible for the accuracy of this article's information.

The full new state pension is currently worth £12,547.60 a year - this puts it just below the £12,570 personal allowance

28/07/2026

What is a land value tax and how would it work in practice? This article takes a closer look. Read to learn more.

Quilter is not responsible for the accuracy of this article's information.

A land value tax makes sense in theory. Could it work in practice – and will Andy Burnham implement the property tax?