The Mortgage Shed

The Mortgage Shed The Mortgage Shed could provide you with the right advice regarding the most suitable mortgage

Your property may be repossessed if you do not keep up repayments on your mortgage

The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Karen Snell trading as The Mortgage Shed, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority

There may be a fee for

mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £295

The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Buying your first home or sorting a remortgage doesn’t have to feel overwhelming.I’m here to make things clearer, calmer...
01/09/2026

Buying your first home or sorting a remortgage doesn’t have to feel overwhelming.
I’m here to make things clearer, calmer and easier — with evening and weekend appointments if that suits you better.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but I estimate it will be £295.

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/08/2026

Coming to the end of your mortgage deal?

It’s worth giving your mortgage a little attention before your current rate ends.

There are a few things to consider — from your new mortgage rate and monthly payments to checking that your protection and other mortgage-related insurance still meet your needs.

A little preparation can make the process much easier. 👍

If your mortgage deal is coming to an end, it’s worth starting the conversation early.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but I estimate it will be £295.

A mortgage is secured on your property. Your home may be repossessed if you do not keep up repayments on your mortgage.

🌟🏡 I'm Here to support Beyond Your First Purchase 🌟🏡Our support doesn’t end after you get the keys! I offer:🔑 Remortgagi...
28/08/2026

🌟🏡 I'm Here to support Beyond Your First Purchase 🌟🏡
Our support doesn’t end after you get the keys! I offer:
🔑 Remortgaging Advice: Find better deals when your current deal ends.
🔑 Reviews: Regular reviews and check ins from me.
🔑Insurance Check-Ins: Ensure your coverage always meets your needs.
🔑 Life Changes: Adjust your mortgage due to life changes.

I'm here for you throughout your mortgage lifetime. Let’s stay connected!


Feel free to reach out if you have any questions or need further assistance! 💬✨

Capital Repayment Calculator - The Mortgage Shed
Website: themortgageshed.com
Email: [email protected]
Get in touch for an initial call: 01392 984148

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it will be £295
𝐀 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐢𝐬 𝐬𝐞𝐜𝐮𝐫𝐞𝐝 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲. 𝐘𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐦𝐚𝐲 𝐛𝐞 𝐫𝐞𝐩𝐨𝐬𝐬𝐞𝐬𝐬𝐞𝐝 𝐢𝐟 𝐲𝐨𝐮 𝐝𝐨 𝐧𝐨𝐭 𝐤𝐞𝐞𝐩 𝐮𝐩 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.

Fixed Rate or Tracker… which is better?The honest answer is... neither is automatically better.A fixed rate gives you ce...
16/08/2026

Fixed Rate or Tracker… which is better?

The honest answer is... neither is automatically better.

A fixed rate gives you certainty, while a tracker can move up or down depending on interest rates.

The right mortgage depends on your finances, your plans for the future and how comfortable you are with changes to your monthly payments.

If you're coming to the end of your current mortgage deal and would like to explore your options, I'd be happy to help.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but I estimate it will be £295.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Switching your mortgage deal doesn’t have to be confusing — but knowing the difference can save you time and money.A pro...
14/08/2026

Switching your mortgage deal doesn’t have to be confusing — but knowing the difference can save you time and money.

A product transfer is when you stay with your current lender and move onto a new rate. It’s usually quicker, with less paperwork, and often no legal or affordability checks.

A remortgage is when you move your mortgage to a completely new lender. This can open up better rates or more flexibility, but it does involve a full application, credit checks, and legal work.

Both options can work well — the right choice depends on your circumstances, your goals, and what’s available in the market at the time.

I will always review both options and recommend the most suitable route for you. There may be a fee for mortgage advice.

The precise amount will depend upon your circumstances but I estimate it will be £295.

If your current deal is ending soon, it’s worth reviewing early so you’re not pushed into a last-minute decision.

Your home may be repossessed if you do not keep up repayments on your mortgage.

When to Start RemortgagingA question that comes up a lot — and timing can make a real difference.Many lenders allow you ...
10/08/2026

When to Start Remortgaging

A question that comes up a lot — and timing can make a real difference.

Many lenders allow you to secure a new mortgage deal up to six months before your current fixed rate ends.

This can give you time to review your options and avoid moving onto your lender’s standard variable rate, which is often higher.

If rates change before your new deal starts, there may also be options to review and switch, depending on the lender and your circumstances.

If your current deal is coming to an end this year, it’s worth starting the conversation early so you can understand what’s available.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but I estimate it will be £295.

A mortgage is secured on your property. Your home may be repossessed if you do not keep up repayments on your mortgage.


Mortgage ProtectionIt’s something that’s often overlooked.Many people protect the things they own — but not always the m...
08/08/2026

Mortgage Protection

It’s something that’s often overlooked.

Many people protect the things they own — but not always the mortgage that pays for their home.

Life insurance and critical illness cover can help provide financial support if something unexpected happens, helping to protect your home and your family.

It’s not about adding pressure — just understanding what options are available to you and whether they’re right for your situation.

If you’d like to review your current cover or understand what’s available, feel free to get in touch.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but I estimate it will be £295.

A mortgage is secured on your property. Your home may be repossessed if you do not keep up repayments on your mortgage.


The Mortgage Shed at the end of another week.Laptop shutting down.Tea finished.A few things ticked off the list.Time to ...
07/08/2026

The Mortgage Shed at the end of another week.

Laptop shutting down.
Tea finished.
A few things ticked off the list.

Time to leave the mortgages until Monday.

Have a lovely weekend. ☕️🏠

🏡 Do you really need a deposit to get a mortgage?Not always! 👀There are currently some mortgage options available with n...
02/08/2026

🏡 Do you really need a deposit to get a mortgage?

Not always! 👀

There are currently some mortgage options available with no deposit, but they come with specific eligibility criteria and won’t be suitable for everyone.

And if you do have a deposit, there are still lots of things to consider when looking at your mortgage options — it’s not simply about finding the lowest deposit.

If you’re a first-time buyer and not sure what you might be able to borrow or where to start, I’m happy to have a chat and talk through your options. 😊

📩 Feel free to get in touch.

The sun setting over The Mortgage Shed at the end of another week. 🌅It was a full-on week, so this was a pretty good sig...
01/08/2026

The sun setting over The Mortgage Shed at the end of another week. 🌅

It was a full-on week, so this was a pretty good sign that it was time to put the laptop away and enjoy a glass of wine. 🍷

Hope you all have a lovely weekend! 😊

Address

54 Quarry Park Road
Exeter
EX25PD

Telephone

+441392984148

Website

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