Jigsaw Money Management Ltd

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Jigsaw Money Management Ltd We are a local family run business giving Independent, whole of market mortgage and protection advice based in Epping, Ipswich, Norwich and Scotland.

Mark has been in Financial Services for over 25 years, starting his Career as an IFA (independent Financial Adviser) with Friends Provident.

10 years ago based in Epping, Jigsaw Money was created with a clear vision to offer additional enhanced services to existing and new clients. Mark strives for perfect customer service. He specialises in all kinds of mortgages and protection from First Time Buyers to Limited Company Mortgages.

Rates are down on last week, but don’t get comfortable.Swap rates have been volatile lately, driven by Middle East tensi...
12/10/2026

Rates are down on last week, but don’t get comfortable.

Swap rates have been volatile lately, driven by Middle East tensions, oil prices and a global bond sell-off. They are still elevated, so there is a real chance of rates rising again. One bad headline can send lenders back to repricing with very little notice. Nobody can call it exactly, but we wouldn’t bank on rates staying this low.

If your remortgage is due in the next 6 months:

• You can usually secure a rate now, up to 6 months before your current deal ends
• If rates fall before completion, we can often switch you to a better deal
• If they rise, you’ve already protected yourself

Don’t wait until your deal ends and hope for the best. Message us or get in touch today and we’ll find the best option for you.

Mortgage rates have gone up again this week.Right now, global uncertainty, particularly the conflict in the Middle East ...
05/10/2026

Mortgage rates have gone up again this week.

Right now, global uncertainty, particularly the conflict in the Middle East and its knock-on effect on energy prices, is raising worries about inflation. When that happens, lenders' borrowing costs go up and they pass some of that on through their mortgage rates. That's why rates can rise even when the base rate hasn't moved.

If you're buying, remortgaging or have a deal ending in the next few months, securing a rate now can protect you from any further rises while you get everything in place. And if rates fall before you complete, we can look at switching you to a new, better deal, so you're not locked in to today's price.

Send us a message and we'll talk you through your options.

03/10/2026

First-time buyer at 34, not 29 — but the gap doesn’t have to swallow your plans. 🏡

From the Lifetime ISA bonus to JBSP mortgages and shared ownership, there’s more flexibility out there than most people realise. Self-employed? Your tax return income matters more than your gross profit.

Not sure where you stand? Drop us a message and let’s map out your route to your first home. 👇

01/10/2026

Hello, October 🍁

Autumn has officially arrived, bringing cooler mornings, golden leaves and those much-loved cosy evenings.

Here’s to a lovely month ahead — and hopefully a little sunshine along the way! ☀️🍂

Happy October from all of us!

Latest mortgage rate update for you all.Here’s a look at some of the rates currently available this week, so you can kee...
30/09/2026

Latest mortgage rate update for you all.

Here’s a look at some of the rates currently available this week, so you can keep up to date with what’s happening in the mortgage market, as you can tell the rates have increased over the last week.
As always, the rate available to you will depend on your individual circumstances, how much you’re borrowing and the property you’re buying.
We’ll be back next week with another update

Chasing the lowest rate on the comparison sites? It might not be the cheapest deal once you factor everything in.A sligh...
25/09/2026

Chasing the lowest rate on the comparison sites? It might not be the cheapest deal once you factor everything in.

A slightly higher rate with no arrangement fee can sometimes beat a rock-bottom rate with a £999+ fee attached - especially on smaller mortgages or shorter fixes. And the cheapest rate on the market means nothing if you don't actually fit that lender's criteria. Self-employed income, credit history, property type and loan size can all rule it out.

The real question isn't "what's the lowest rate?" It's "what's the best deal for me, once fees and criteria are factored in?"

For an accurate comparison based on your situation, just send us a message!

Underwriters get a bad reputation they don't really deserve. Swipe through to see what's actually happening behind the s...
23/09/2026

Underwriters get a bad reputation they don't really deserve. Swipe through to see what's actually happening behind the scenes 👉

Latest mortgage rate update for you all.Here’s a look at some of the rates currently available this week, so you can kee...
21/09/2026

Latest mortgage rate update for you all.
Here’s a look at some of the rates currently available this week, so you can keep up to date with what’s happening in the mortgage market, as you can tell the rates have increased over the last week.
As always, the rate available to you will depend on your individual circumstances, how much you’re borrowing and the property you’re buying.
We’ll be back next week with another update

19/09/2026

Want to pay your mortgage off sooner? Small changes can make a big difference.

Even £50 extra a month is £600 a year off your mortgage balance. Over time, that could mean paying less interest and potentially saving thousands.

You could round up your spending, put a little extra aside each payday, use part of a bonus, or simply set up a regular overpayment.

It all adds up.

If you’re wondering what overpaying could do for your mortgage, we’re happy to give you some free advice.

🚩 The mortgage mistakes that quietly cost mortgage holders the mostMost of these aren't big, dramatic errors — they're s...
16/09/2026

🚩 The mortgage mistakes that quietly cost mortgage holders the most

Most of these aren't big, dramatic errors — they're small things that slip under the radar until they've already cost you money (or the house).

Swipe through for the ones we see most often when people come to buy or remortgage 👉

Save this for when you need it, and send it to anyone you know who's about to start house-hunting.

Thinking about buying soon? Drop us a message and I'll talk you through where you actually stand before you start looking.

Address

12 St Albans Road
Epping
CM167RD

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+441992947500

Website

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