JLS Mortgages Ltd

25/03/2026

Thinking about Buy-to-Let? 🏡
More landlords are choosing to buy property through a limited company and mortgages are a big part of that decision.
Why the shift?
Changes to tax and regulations mean owning property in your personal name isn’t always the most efficient option. A limited company mortgage can offer a more structured way to invest and grow your property portfolio.
We’re seeing more clients:
👉 Starting their landlord journey with a limited company mortgage
👉 Planning ahead for multiple properties
👉 Wanting to keep their personal borrowing options open (buying their own home)
There’s also growing interest in:
✔️ Investing in more affordable areas
✔️ Holiday lets and short-term rental opportunities
When it comes to mortgages, it’s not one-size-fits-all.
As a mortgage broker, I have access to a wide range of lenders -not just the high street, so I can tailor advice to suit your goals as a landlord.
Limited company Buy-to-Let can be a complex area, but that’s where a broker makes it simple. I’ll help you understand your options, lender criteria, and find a solution that works for you.
📩 Get in touch to see what could work for you.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

28/01/2026

Struggling to get a GP appointment?

It’s cold and flu season — which means fast access to medical advice matters more than ever.


Having 24/7 GP access, included free with many life insurance policies, lets you speak to a doctor anytime, manage symptoms early, avoid long GP waits, and get peace of mind knowing both your health and your family’s financial future are protected.

Want 24/7 GP access? Contact me to find out more.

14/01/2026

Struggling to get on the property ladder? 🏡

What if I said there’s a way to get a mortgage with the help of family or friends, without everyone owning the property?

✨ Joint Borrower, Sole Proprietor mortgages allow:
• Up to 4 applicants & 4 incomes
• Support from family or non-family members
• Extra borrower(s) can live in the property
• One person owns the home

Perfect if you need help with affordability but want the home in your name!

📩 Get in touch today to see if we can help.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’’

07/01/2026

✨ Hello 2026… and hello homeownership! ✨
Is buying your first home on your New Year goals list? Here’s some good news if so!
👉 Another lender has announced this week, to step up with improved borrowing power. This means for single applicants, earning over £50,000 you could potentially borrow up to 5.5x your income! (up to and including 90% loan to value).
That could mean more choice, bigger budgets, and a real step onto the property ladder in 2026.
Get in touch today to see if we can help.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

24/02/2025

🏠 Did You Know? The average person could save thousands over the life of their mortgage by simply reviewing their deal every few years. Interest rates and mortgage products change, and the most suitable deal you had previously, might not be the most suitable now! Don’t leave money on the table. 💸

Get in touch with us today to see if you could save on your mortgage! 📞 01353 722744

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. You may be charged a fee for mortgage advice.

16/09/2021

Why choose a homeowner loan?

A homeowner loan will provide you with cash to use for things such as home improvements, debt consolidation or a new car – the choice is yours.

Also…
The rates can be low
You may still be able to borrow if your credit rating isn’t perfect.
You can spread out the monthly payments
It can help you improve credit scores

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it

27/08/2020

The top reasons people release equity in their home:

To pay off their mortgage
Home & garden improvements
Boost disposable income
Inheritance planning
Holidays & large purchases

Whatever your reason, we can help you find the best equity release product for your circumstances.

Source: The Telegraph

15/06/2020

Lockdown has created an 88% surge in the housing market activity since it’s reopened!

If you’re now considering moving house, or want information on where to start, why not arrange a chat by calling 01353 722744 or emailing [email protected], and we’ll be happy to help address your needs and concerns.

Your home may be repossessed if you do not keep up repayments on your mortgage.

09/06/2020

Remortgaging was up a fifth in May compared to the same time last year according to UK Finance. Around half of these included additional borrowing.

Mortgage Strategy are reporting that almost 70% of brokers predict a base rate rise by the end of 2020, suggesting homeowners are choosing to remortgage now ahead of rate rises.

If you’d like to discuss your options as a homeowner, talk to us today: 01353 722744 or visit www.jlsmortgages.com
Your Home may be repossessed if you do not keep up repayments on your mortgage

27/03/2020

Struggling with your mortgage?
Talk to your lender to find out more about a mortgage payment holiday to get you through this period.


You could get a 3-month break from your mortgage payments, with a mortgage payment holiday. Get in touch with your lender directly to find out more, if you’re currently struggling with repayments.

04/10/2019