Mortgage Advice Bureau - Elgin

02/09/2026

🏠 The Scottish First Homes Fund 🏠

The First Homes Fund provides eligible first-time buyers in Scotland with up to £10,000 toward a deposit.

Key Points 👇

🔑Must be a first time buyer
📝You must have a Decision in Principle from a mortgage lender
💸Maximum purchase price for a property under the scheme is £300,000

Up to £10,000 available to help first-time buyers onto the property ladder.

01/09/2026

How can you reach us? 👋

We know everyone uses social media differently. Some of you prefer Facebook, others Instagram, and increasingly we’re connecting with customers and local businesses through LinkedIn, although we admit it's taken a while to get here.

As we head into our 7th year at Mortgage Advice Bureau – Elgin, we thought it was a good time to make sure you know where you can find us online.

We are on:

📸Instagram
💼LinkedIn
🔵Facebook
🟢WhatsApp
🔗MAB Elgin Website

Find all our platforms here ➡ https://linktr.ee/mabelgin

Whether you’re an existing customer or thinking about getting in touch with us in the future, we’d love you to follow us on whichever platform suits you best.

And of course, you’re always welcome to get in touch with us directly too. 📞

At Mortgage Advice Bureau Elgin, we're passionate about helping people find the right mortgage and protection solutions for their needs.

31/08/2026

🍂 Hello Autumn 🍂

As we say goodbye to summer, a new season begins…

The season of crisp mornings, cosy jumpers, homemade soups, pumpkin spice, apple crumbles and garden fires. 🍁🔥

The leaves are changing, the nights are drawing in, and it’s lovely just being at home , slowing down and settling into autumn.

And perhaps this season brings something new for you too…

Whatever it may be, here’s to cosy days, fresh starts and a lovely new season. 🍂🤎

29/08/2026

🏠 What is Life Cover?

If you have a mortgage or a family who relies on your income, you may have wondered what would happen financially if you died.

Life cover can provide a lump sum to your loved ones if you die during the policy term.

It could help with things such as:

💷Paying off or reducing a mortgage

🧡Replacing lost financial support

🏡Helping with household bills

🌟Providing financial security for your family

**You do not need to have a mortgage to obtain this cover for your or your family **

👉 Want to understand how much cover you might need? Speak to our protection advisers.

28/08/2026

⭐ Feedback Friday ⭐

What better way to end the week than with happy clients! ☺️

We love helping people secure their dream home, remortgage with confidence, and find the right mortgage for them.

Here’s some lovely feedback we received by email just as our clients got their keys to their new house 🏠

Have a great weekend! 😎

🏡 Fee-free mortgage advice
📍 Local, friendly and professional service

27/08/2026

AI can compare the numbers. 💷

A good adviser understands the person behind them. 🧡

26/08/2026

❤️ What is Critical Illness Cover?

What would happen financially if you were diagnosed with a serious illness?

Critical illness cover can pay a tax-free lump sum if you are diagnosed with one of the specified critical illnesses covered by your policy and meet its definition.

The money could potentially help with:

💷Mortgage payments

🏡Household expenses

🕓Time away from work

🔬Private medical Treatment or lifestyle changes

The illnesses covered and definitions vary between providers, so it's important to understand the policy before taking it out.

**You do not need to have a mortgage to obtain this cover for your or your family **

👉 Find out whether critical illness cover could be suitable for you.

25/08/2026

💼 What is Income Protection?

Your income is one of your biggest financial assets. But what happens if an illness or injury means you can't work?

Income protection can provide you with a regular income if you are unable to work due to illness or injury, subject to the terms and conditions of the policy.

It can help you continue paying for things like:
🏠 Mortgage or rent payments
💡 Household bills
🛒 Everyday living costs
👨‍👩‍👧 Family expenses

The amount paid and when payments begin depends on the policy you choose.

** you do not need to have a mortgage to obtain this cover, this can also be obtained by those renting **

👉 Find out how income protection works and whether it could be suitable for you

24/08/2026

👨‍👩‍👧 What is Family Income Benefit?

Instead of receiving one large lump sum, Family Income Benefit is designed to provide your family with a regular income if you die during the policy term.

For example, a policy could provide your family with a monthly or annual income for the remaining term of the policy.

It could help your family continue to meet everyday costs such as:
🏠 Mortgage or rent
🛒 Household expenses
🎓 Children's costs
💷 Other regular commitments.

"Think of Family Income Benefit as creating a replacement salary for your family."

"A mortgage can be cleared with a lump sum. Food, childcare, utilities and everyday living need paying every month and as a parent, you're not just providing love and support. You're providing income. Family income benefit protects that role financially.

**You do not need to have a mortgage to obtain this cover for your or your family **

👉 Wondering whether a regular income or lump sum could be more suitable? Talk to our advisers.

21/08/2026

Finally got time to talk? 🧡🏡

Now the kids are back at school, it could be the perfect time to review your current mortgage!

Get in touch today to book an appointment for free mortgage advice. 🙂

📧[email protected]
📞01343 368217