Buy To Let Scotland

20/03/2026

Got an unusual insurance requirement?

We also offer specialist property insurance covering the following:

✅ Unoccupied Residential & Commercial Property
✅ Resi & Commercial Undergoing Renovation
✅ Let to Council/Housing Association
✅ Asylum Seeker Tenants
✅ Bedsits/Short Term Lease
✅ Property Awaiting Probate
✅ Holiday Lets
✅ Mixed Use Portfolios
✅ Rent Protection

Get in touch to discuss your requirements

[email protected]
call/whatsApp - 07920 746 347

Evolve Financial Services are an independent Scottish mortgage broker specialising in adverse credit or poor credit mortgages and remortgages, self-employed mortgages and bridging loans and life insurance.

20/02/2026

Looking to grow your portfolio? We are completely fee free whther its a regular Buy To Let, a ltd co mortgage, a bridging loan for a refurb, a BMV purchase... No broker fees at any time leaving more money in the deal.

[email protected]
phone/whatsApp 07920746347

18/02/2026

What were you doing in 2021?

If you were one of nearly 1m people who locked into a 5-year fixed mortgage deal in 2021, you’ve probably felt pretty smug since then. But as your deal is coming to an end this year, the thought of remortgaging to a higher interest rate and your monthly payments potentially going up significantly must be daunting.

Putting your head in the sand is the worst thing you can do though… especially in today’s market as we’re seeing mortgage rates start to increase again.

Getting the best deal is crucial

91% of people are predicted to use a mortgage broker this year as they go in search of the best deal. Crucial to this is using a good independent broker, and -

Don’t pay extra fees!

Excellent advice is readily available without fees. You don’t need to pay for mortgage advice to get access to the best deal, but many don’t know this is the case. In fact, research at the end of 2025 showed that younger borrowers are far more likely to be caught out by this.

Over 90% of 18-34-year-olds and 74% of 35-44-year-olds surveyed paid a mortgage broker fee when they didn’t need to. This is adding £100s to the mortgage process when that money could be saved! We’re proudly fee free and can help if you’re looking for a new mortgage anytime soon

[email protected] or 0131 315 0091
whatsApp 07920 746347

02/02/2026

Get One Years CashBack on your life insurance!

February offer - get your first years premiums refunded in full on all new life, critical illness and income protection policies applied for in February!

Eligibility subject to individual insurers underwriting criteria and cashback paid after the first 12 months premiums have been paid.

Request a quote NOW!
drop us a message, email [email protected] or call/WhatsApp 07920 746347
www.evolve-financial.co.uk

28/01/2026

Bridging Finance for Business Purposes

Fast, asset-backed short term finance for any purpose:

✅cashflow
✅stock purchase
✅HMRC
✅asset purchase
✅premises purchase
✅refinance

We're whole of market bridging finance brokers, we can secure finance against any UK property from 30k up to 75% LTV, first or second charge, most credit statuses

Call or whatsapp - 07920 746 347
Email - [email protected]

Bridging loans for Scottish property. We arrange bridging for commercial and residential property throughout Scotland for landlords, business owner or homeowners.

26/01/2026

Below Market Value Bridging Finance

✅Up to 75% Loan to Value
✅Up to 100% of purchase price for BMV purchases
✅Rate from 0.79% / month
✅Ideal for portfolio purchase
✅No broker fees

With landlords exiting the market but finding it difficult to sell tenanted properties, there's opportunity to buy below market value without the normal 25% deposit.

For example, you have the chance to buy a tenanted house worth 250k for 200k. A regular buy to let mortgage would need you to put in 25% of the purchase price.

A BMV bridge is based on the valuation, regardless of the purchase price meaning you could borrow £187,500 on this example, instead of the 150k a regular Buy To Let would lend.

And if you have equity in an existing portfolio, you can use this to fund the full purchase price without redeeming existing buy to let mortgages.

www.bridgingloansscotland.co.uk Fee Free Whole of Market Broker

Bridging loans for Scottish property. We arrange bridging for commercial and residential property throughout Scotland for landlords, business owner or homeowners.

21/01/2026

Landlord bridging finance, without the broker fee.

Whole of market broker

Any UK property, any condition

1st and 2nd charge, 100% BMV, revolving credit facilities

FCA regulated so we can arrange your exit finance too

15/01/2026

If you have equity in your portfolio that you'd like to use without affecting the mortgages, we've got a product you want to hear about.
Its a revolving credit/overdraft facility secured on the equity in your portfolio which allows you to borrow against the value of your properties while leaving your existing mortgages live.
The facility is pre-approved and available for repeated drawdowns so is perfect for auction purchases, off market or BMV purchases, refurbs etc
For example, we've just put this in place for a client with 9 properties in his portfolio - mix of standard, non-standard construction and commercial. Current mortgages totalled 729k and the value was £1.85mil. We arranged a facility of 250k to buy an off market block of 6 flats to refurb and rent out.
Get in touch to see how we could make this work for you.

Bridging loans for Scottish property. We arrange bridging for commercial and residential property throughout Scotland for landlords, business owner or homeowners.

13/01/2026

100% funding is a myth, right? Without additional security?

Not necessarily.... With a good discount and a clear rationale for the reduced purchase price, we have lenders who will lend based on the Open Market Value figure.

13/01/2026

https://www.mortgagestrategy.co.uk/news/rise-of-btl-transactions-through-limited-companies-set-to-continue-paragon/?utm_id=19524&delivery_name=31475&utm_campaign=INDIGO_MOST_EDITORIAL_LATEST_NEWS_130126&utm_content=&utm_term=Rise%20of%20BTL%20transactions%20through%20limited%20companies%20set%20to%20continue%3A%20Paragon&utm_medium=email&utm_source=Adestra

Younger and newer landlords will spearhead the continued increase in the proportion of buy-to-let (BTL) property held in limited company structures seen