12/08/2025
With over three decades in the mortgage market, I’ve seen plenty of rate cycles – and last week’s base rate cut from the Bank of England is a welcome shift for borrowers. Encouragingly, today’s news showing UK wage growth easing could be just the signal the Bank of England needs to consider further rate reductions this year. Lower inflation pressures often open the door for better mortgage deals, so now’s a great time to review your options and plan ahead."