SPYDER PROPERTIES

SPYDER PROPERTIES Spyder Properties provides mortgage and funding solutions for home owners and investors. We also provide a unique property sales and sourcing service.

Established in 2003 Spyder Properties has maintained its strong reputation for helping property investors and landlords find bespoke solutions to build and maximise their property portfolios, and are one of the national leaders in the buy to let market. Working with landlords we can find the best financial solutions for property purchase and implement investment strategies that will help to grow a

nd maximise the returns on property portfolios as well as reducing your tax liability. We can provide residential, buy to let and commercial mortgages as well as bridging finance. We can also provide specialist funding for property development, investment properties, HMOs, holiday lets and commercial property. With an in depth knowledge of the Scottish property market our unique property sourcing service enables property investors to purchase a wide range of residential properties not available on the open market. These include single let flats and houses, development opportunities, HMOs, holiday lets and serviced apartments. We also provide a quick and discrete sales service for homeowners and landlords that wish to avoid the expense and inconvenience of selling their property on the open market.

09/02/2023

Many lenders are reducing Stress Testing on BTL mortgages. Whilst it is still difficult to get the rental cover required there are often other options available- such as using earned income or surplus income from other BTL properties.

19/01/2023

Did you know that by putting two or more properties on one mortgage application you can reduce the risk of a property failing on Loan to Value or Rental Stress Testing.

You can also factor in earned income or rental income from other properties to help overcome rental shortfalls when stress testing.

In addition- to get a Buy To Let Mortgage- there is -

No minimum income for experienced and portfolio landlords

No need to be an owner occupier

No portfolio limits on number of properties or value

No need proof required of onward buy to let investments when capital raising.

Thank you all for helping to make 2022 such an amazing year, as well as being our most successful year to date, with bot...
23/12/2022

Thank you all for helping to make 2022 such an amazing year, as well as being our most successful year to date, with both the mortgage and rental sides of the business exceeding all of our expectations. By continuing to work closely with all of our clients we are delighted to have helped many of you to achieve your property goals. We have exciting new plans to share with you in the new year and look forward to working together with you all to help make 2023 an even more spectacular year for everyone.

Wishing you all the best for Christmas and the New Year.

Best wishes

Bill & Bernadetta.

Here at Spyder Properties we can help you find solutions for your BTL portfolio funding.
20/10/2022

Here at Spyder Properties we can help you find solutions for your BTL portfolio funding.

With interest rates rising fast it is wise to fix your rates now. Did you also know that as a portfolio landlord you can...
26/09/2022

With interest rates rising fast it is wise to fix your rates now. Did you also know that as a portfolio landlord you can fix your rate for 5 years now- then refinance to a lower rate if rates fall - without having to pay redemption penalties.
As always lenders' criteria apply.

One common myth is that it is not possible to obtain a mortgage for a rental property in a Ltd Co for a property above a...
20/09/2022

One common myth is that it is not possible to obtain a mortgage for a rental property in a Ltd Co for a property above a pub or a restaurant. Although dependent upon lenders conditions this is not the case. We have recently obtained several mortgages for clients that had been told by their previous broker that this was not possible.

To pay our respects on the sad news of the death of HRH Queen Elizabeth II, Spyder Properties will be closed on Monday 1...
11/09/2022

To pay our respects on the sad news of the death of HRH Queen Elizabeth II, Spyder Properties will be closed on Monday 19th September, the day of the funeral.

Thank You Ma'am

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Edinburgh
EH92PS

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