Scottish Building Society

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Scottish Building Society Helping generations prosper since 1848. Savings & mortgages to help members take life’s next steps.​

As a member based mutual, our focus and purpose is to serve our local communities. We help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products, delivered in a reassuring and friendly way.

Making our branches more accessible, for everyone. πŸ’™We’re proud to introduce Speak Easy cards across our Relationship Ce...
16/10/2026

Making our branches more accessible, for everyone. πŸ’™

We’re proud to introduce Speak Easy cards across our Relationship Centres. Speak Easy is a simple set of printed cards that help people, who find speaking difficult, to communicate when visiting us in person.

Each card shows a common banking phrase alongside a clear picture, allowing members to find the card they need and show it to a colleague to start a conversation.

In the UK, 1 in 5 people will experience difficulty speaking at some point in their lives. These cards were designed and developed by Nationwide, together with people who have lived experience of communication difficulties, including deaf people, people with learning disabilities, neurodivergent communities and stroke survivors.

For a mutual that exists to serve its members, making sure everyone can bank with us comfortably and confidently is something we care deeply about. Introducing Speak Easy is one more step in making our services as accessible as possible, for every member who walks through our doors.

Come and see them in your local Relationship Centre.

15/10/2026

Buying your first home can feel like a big step. But you may have more options than you think. 🏑

For many first-time buyers, getting onto the property ladder can feel challenging. From saving a deposit to understanding how much you can afford to borrow, there’s a lot to navigate.

But there isn’t one route to buying your first home. Depending on your circumstances, there may be different mortgage options, government support schemes or ways to make your deposit go further.

That’s where having the right guidance can make a difference.

We take a flexible, individual approach to underwriting. Rather than relying solely on automated decisions, we take the time to understand your circumstances and look at the application as a whole.

Speak to a mortgage broker or one of our mortgage advisers who are here to answer your questions, explain your options and help you understand what could work for you, allowing you to take your next step towards owning your first home with confidence.

Your first home. Your circumstances. A mortgage that takes both into account.

Find out more: https://buff.ly/v4oxnn5

T&Cs apply – subject to affordability and lending criteria. General information only and does not constitute financial advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Scottish Building Society has won Best Fintech Collaboration! πŸ†We're delighted to share that Scottish Building Society, ...
13/10/2026

Scottish Building Society has won Best Fintech Collaboration! πŸ†

We're delighted to share that Scottish Building Society, alongside fellow Edinburgh business Malted, has won Best Fintech Collaboration.

Since 1848, everything we do has been about delivering service that helps generations prosper. This collaboration helps us do exactly that, understanding our members better, spotting where someone might need a little extra support sooner, and keeping the quality of our service as high as it can be.

What makes the win extra special is that Scottish Building Society was founded in Edinburgh in 1848, and Malted just a mile down the road in 2023. Proof that great things happen when Scottish businesses work together. 🏴󠁧󠁒󠁳󠁣󠁴󠁿

When the goalposts move. πŸ₯…Our Savings Barometer found that, of those with a main financial goal, around two-thirds have ...
13/10/2026

When the goalposts move. πŸ₯…

Our Savings Barometer found that, of those with a main financial goal, around two-thirds have had to change it because of current economic conditions (extending their timeframe, reducing the goal, or putting it on hold).

Here's the one positive notion to hold onto: a goal that's changed isn't a goal that's failed.

Adjusting your plan to fit your circumstances is a sensible response to a tough environment.

Even though the target may have moved, remember, that doesn't mean you won't reach it. πŸ’™

Read the full findings on our website: https://buff.ly/bLvHiB3

General information only and does not constitute financial advice.

Making your home more energy efficient should be easy and affordable. πŸƒAs the colder months approach, it's a natural tim...
12/10/2026

Making your home more energy efficient should be easy and affordable. πŸƒ

As the colder months approach, it's a natural time to think about making your home warmer, greener and cheaper to run. That's where Snugg comes in.

We've partnered with Snugg Energy to provide members with a personalised energy-saving plan that may help reduce carbon emissions as well as cut energy bills.

Here's how it works:
🏑 Enter your postcode and select your home
πŸ“‹ View your Snugg personalised efficiency plan
🀝 Get quotes from trusted local installers

Making your home more energy efficient may help reduce carbon emissions and energy bills and may add to the home's value.

Get started: https://buff.ly/3cZA77h

T&Cs apply.
General information only and does not constitute financial advice.

A tale of two generations. πŸ’·Our Savings Barometer revealed a clear generational gap in how confident Scots feel about sa...
11/10/2026

A tale of two generations. πŸ’·

Our Savings Barometer revealed a clear generational gap in how confident Scots feel about saving in 2026:

πŸ“Š 80% of Millennials are concerned about their ability to save this year
πŸ“Š 57% of Baby Boomers say the same

Everyone's feeling the squeeze, but not equally.

One interpretation is that younger generations, often facing higher housing costs and squeezed incomes, are carrying more of the worry.

Wherever you sit, the same truth holds. Starting small and saving consistently beats waiting for the "right" time. πŸ’™

Read the full findings on our website: https://buff.ly/bLvHiB3

General information only and does not constitute financial advice.

09/10/2026

This year’s Society Magazine has landed!

Our latest edition is all about helping you decide what's right for your future, whatever stage you're at. Inside this issue:

🏑 Buying your first home is changing - the options open to first-time buyers today
πŸ’· What could Β£25 a month become? How a Junior Cash ISA can give the next generation a head start
πŸ”‘ Later life, beyond equity release - how a Retirement Interest Only Mortgage could help you stay in the home you love
πŸ“Š The Cash ISA rules are changing in six months - are your savings ready?

Whether you're saving, buying, or planning ahead, there's something in here for you.

Read the 2026 issue now: https://buff.ly/SiuGJQT

General information only and does not constitute financial advice.

07/10/2026

Many parents and grandparents want to help younger family members buy their first home, but not everyone wants to become a joint borrower. That's why we've developed our Family Guarantee Mortgage. 🏑

Designed to provide structured, temporary family support, it allows a family member to provide a limited guarantee, helping increase the amount a buyer may be able to borrow while keeping the mortgage in the buyer's sole name. As the buyer's earnings increase, the guarantee can be released, providing a clear route to independence.

For some buyers, particularly those at the start of their career or completing their studies, it could provide another route onto the property ladder.

Speak to your mortgage broker or one of our friendly mortgage advisers who will take the time to understand your circumstances, answer your questions and explain the options available, helping you make confident decisions every step of the way.

General information only and does not constitute financial advice. Subject to affordability, lending criteria and eligibility requirements.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our Savings Barometer found that 65.5% of Scottish adults have dipped into their savings to cover everyday outgoings in ...
05/10/2026

Our Savings Barometer found that 65.5% of Scottish adults have dipped into their savings to cover everyday outgoings in the last 12 months. πŸ’·

This may suggest savings are acting as a buffer, so a surprise cost doesn't become a crisis. For many people this year, those savings may have done their job.

If yours have taken a hit, don't be disheartened – that's what they were there for. The key now is rebuilding, a little at a time, whenever you're able.

Read the full findings on our website: https://buff.ly/bLvHiB3

General information only and does not constitute financial advice.

Scotland, we need to talk about money. πŸ’·Our new Savings Barometer found that 73% of Scottish adults say the current econ...
04/10/2026

Scotland, we need to talk about money. πŸ’·

Our new Savings Barometer found that 73% of Scottish adults say the current economic climate has negatively affected their finances.

It's a feeling shared right across the country, and across every generation. If your finances feel stretched right now, you're far from alone.

Over the coming weeks we'll be sharing what Scotland told us about how we're really saving in 2026, including the pressures, the priorities, and small changes that can help ease the strain.

Read the full findings on our website: https://buff.ly/bLvHiB3

General information only and does not constitute financial advice.

Address

S B S 193 Dalry Road
Edinburgh
EH112EF

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 10am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+443332074007

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