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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 10am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Scottish Building Society

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Scottish Building Society

We're the oldest remaining building society and as true to our purpose as the day we were founded

As a member based mutual, our focus and purpose is to serve our local communities. We help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products, delivered in a reassuring and friendly way.

27/08/2026

Our Relationship Centres will be closed on Monday 31st August for the summer bank holiday and will reopen as normal on Tuesday 1st September.

Find full details on our opening hours on our website: https://buff.ly/G2tgEPd

20/08/2026

Want your savings to grow at a guaranteed rate? 🔒

Lock in 4.91% Gross/AER with our 2 Year Fixed Rate Bond, fixed until 26 September 2028.

✔ Fixed interest rate for the full term
✔ Interest paid annually
✔ Minimum opening balance £500

Find out more and apply online: https://www.scottishbs.co.uk/savings/online-savings/e-savings-bonds/

Rate correct at time of posting. Terms and Conditions apply. Applicants must be aged 18+ and UK resident.

14/08/2026

It’s peak wedding season, which means you’re either knee-deep in planning your own big day, or you’re opening yet another invite and wondering how many more your bank balance can take…

Weddings are a big financial moment either way, so here’s a little help for both:

💒 Saving for your own? Keep your wedding money in a separate savings pot so it doesn’t get muddled with everyday spending, set a budget together early, and automate a monthly amount so it builds up over time.

🥂 Attending someone else’s? Add up the whole cost before you commit: gift, outfit, travel, accommodation, and the hen or stag do. Spreading it across a few paydays can make it easier to manage.

Which are you this summer? 👇

13/08/2026

Back-to-school season is all about fresh starts. And while the uniforms and pencil cases likely won't see out the year, a savings habit you start now could be there long after they've left school for good.

Swipe through for advice on where to start.

A Junior Cash ISA is one of the simplest ways to give a child's future a head start:

🌱 3.30% tax-free/AER (variable)
🌱 Open with as little as £1
🌱 Save up to £9,000 a year, completely tax-free

Rate correct at time of posting. Available for eligible children under 18 who are UK residents. Minimum opening deposit £1. Variable interest rate. Terms and conditions apply.

General information only and does not constitute financial advice. Our team are always happy to chat if you want to talk through your options.

12/08/2026

It's never too early to start teaching children about money and the early years are where some of the most lasting lessons take root.

At ages 3 to 6, it's all about making money feel real and positive. A few simple things that help:

🪙 Let them handle coins and hand over cash, so they see that money is real and does run out
🫙 Use a clear jar instead of a piggy bank, so they can watch their savings grow
🧸 Let them make small spending decisions of their own, even the odd mistake.

This is the first in our new series on raising money-confident kids, we'll be working through each age and stage over the coming months.

For now, we'd love to know... What's the first money lesson you remember learning as a child?

General information only and does not constitute financial advice. Our team are always happy to chat if you want to talk through your options.

10/08/2026

5 small money habits to start this August…

The summer spend is winding down, the kids are heading back to school, and September's fresh start is just around the corner. It's the perfect moment to reset a few money habits. Here are five habits worth trying:

1️⃣ Reset after the summer spend: Draw a line under the holidays and give your next payday a plan.

2️⃣ Have one honest money chat: Whether it's with a partner, family or just yourself, a few minutes talking openly about money beats avoiding it.

3️⃣ Check your standing orders: Look at what's leaving your account each month and cancel anything you've outgrown.

4️⃣ Bank what summer didn't cost you: A quieter month ahead? Move what you'd have spent into savings.

5️⃣ Set one money goal for autumn: Whether it's saving more, clearing debt or building healthier money habits, choose one to focus on.

Which one are you starting with? Let us know below 👇

General information only and does not constitute financial advice. Our team are always happy to chat if you want to talk through your options.

04/08/2026

Wishing the best of luck to all the young people across Scotland getting their exam results. 🍀

However today unfolds, try to remember results are never the whole story. Whatever your grades, there are always paths forward - university, college, apprenticeships, and sometimes, a route you haven't even thought of yet.

Plenty of people will tell you their life took its best turns from an unexpected place!

So, take a breath, be proud of the work you've put in, and be kind to yourself today 💙

29/07/2026

Getting on the property ladder starts with a plan. 🏡

Saving for a first home can feel overwhelming, but breaking it down makes it much more manageable. A few things to keep in mind:

🌱 Know your target. Most lenders ask for at least 5-10% of the property value as a deposit. The bigger your deposit, the more mortgage options you may have.

🌱 Treat savings like a bill. Set up a standing order on payday and move your savings before you have the chance to spend them.

🌱 Consistency beats size. Saving a little every month adds up over time. The habit matters as much as the amount.

🌱 Put your money in the right place. A dedicated savings account keeps your deposit separate from everyday spending and helps your money work harder in the meantime.

We have a range of savings accounts to suit different goals and timescales.

Explore your options: https://buff.ly/T87lY65

27/07/2026

Saving is simple. Understanding the jargon around it? Not always. 💰

From AER to Fixed Rates to the Personal Savings Allowance, we've broken down the key terms you'll come across when comparing savings accounts, so that you can make a more informed decision about where your money goes.

Read our guide to savings interest rates: https://buff.ly/gz1uYRS

24/07/2026

Remortgaging doesn't have to be complicated. 🏠

Whether your current deal is coming to an end or you're simply wondering if there's a better option out there, our remortgaging guide covers the key questions, from how much you could borrow to what documents you'll need.

Learn more: https://buff.ly/OGCKeLx

Address

S B S 193 Dalry Road
Edinburgh
EH112EF

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	10am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+443332074007

Website

https://www.scottishbs.co.uk/

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