Guthrie Wealth Consultancy Ltd

08/06/2026

Retirement is not the finish line for financial advice. In many cases, it becomes even more important.
Your income may have stopped, but your financial decisions continue.

The balance between cash, equities, and fixed income should still reflect your goals and your attitude to risk. That balance can change over time, too.

Planning a big holiday? Helping pay for a wedding? Thinking about downsizing your home?

All of these life events can affect how much cash you need access to and how your investments should be structured.

Retirement planning is not something you set once and forget. Regular reviews help keep your finances aligned with the life you want to live.

At Guthrie Wealth, we help clients make informed decisions before and after retirement.

https://loom.ly/jLoubxw

05/06/2026

Retaining good employees is about more than salary alone. The right workplace benefits can make a real difference.

We work with businesses to help create employee benefit packages that support staff wellbeing while also making financial sense for employers.

Flexible benefits give employees more choice and allow them to build a package that suits their individual needs and lifestyle.

Salary sacrifice arrangements can help employees access tax-efficient benefits while also reducing National Insurance costs for the business.

Private medical insurance can support employee health and wellbeing, helping staff access treatment sooner and reducing long periods away from work.

A strong benefits package can help businesses attract, support, and retain talented people over the long term.

At Guthrie Wealth, we work with employers to build practical employee benefit solutions that support both businesses and their teams.

https://loom.ly/jLoubxw

04/06/2026

People with a financial plan are three times more likely to say their finances have improved over a year compared to those without one. 📈

31% versus just 9%.

That is not only about money. It is about confidence, clarity, and peace of mind.

When you have a clear strategy, you spend less time worrying about the future and more time focusing on the things that matter most to you.

A financial plan can help you understand:
• What retirement could look like
• How much you can afford to spend
• Whether you are on track for your goals
• How to prepare for unexpected events

Good financial planning supports your wealth and your mental wellbeing.

At Guthrie Wealth, we help clients build long-term plans that give them confidence at every stage of life.

Find out more:
https://loom.ly/jLoubxw

27/05/2026

What’s your catalyst for speaking to us? 🤔💼

A new job, an inheritance, the arrival of your first child, concerns about your pension, or simply uncertainty about the future, whatever the reason, don’t wait until it’s too late.

The earlier you start, the more time compound interest has to work in your favour.
For example, investing £200 a month from age 25 could grow to significantly more than starting at 40, even if you contribute less overall, time really is your greatest asset.

We’re seeing more clients in their 20s and 30s taking control of their finances early and building stronger, more secure futures.

Curious?
Check out our website - https://loom.ly/jLoubxw

25/05/2026

Is your pension just about hitting a “freedom number”? 🤔

It’s easy to think retirement planning is simply about reaching a target figure… but what happens if inflation stays higher for longer?
Or markets dip just as you retire?
Or your personal circumstances change along the way?

Pension planning is about far more than chasing a number. It’s about building flexibility, resilience, and a strategy that can adapt to life’s uncertainties.

The real question isn’t just “how much do I need?” It’s “how do I make my wealth last and support the life I want?”

At Guthrie Wealth, we help clients create plans that go beyond a number

Build a plan that works for real life - https://loom.ly/jLoubxw 💬

22/05/2026

If you were having an operation, you’d want the best, most highly qualified surgeon… so why should your finances be any different?

Your financial future is just as important. The decisions you make today can have a lasting impact on your lifestyle, your family and your long-term security. 📈

That’s why expertise matters.

Steven is a Fellow of the prestigious Chartered Insurance Institute (CII), the gold standard for financial planners. 🎓 This reflects the highest level of technical knowledge, professionalism, and commitment to delivering exceptional advice.

When it comes to your wealth, don’t settle for anything less than trusted, qualified guidance.

Find out more about Steven at - https://loom.ly/jLoubxw

21/05/2026

A lovely afternoon at Broomieknowe Golf Club last week. ⛳️
We really enjoyed getting out for a round with Nathan Ross on and Alan Bell.

There were a few good shots, a few that are probably best forgotten and plenty of laughs along the way! 😄🏌️‍♂️

We’re proud to sponsor Broomieknowe and support a club that plays such an important role in the local community.

12/05/2026

The US economy isn’t affecting everyone equally.

While some households have remained resilient, others have been more exposed to inflation and slowing wage growth — widening the gap between rich and poor.



This article takes a closer look at the so‑called “K‑shaped” economy in the US and explores why these trends matter: https://www.guthriewealthconsultancy.co.uk/article/detail/sjpp/the-special-k-shaped-economy.html

Fast forward over 200 years, and the US has supplanted France as the world’s greatest power. Thankfully, centuries of progress mean the levels of deprivation found back then are no longer so widespread in the world’s leading economies.