21/05/2026
Great news for borrowers this week 📉
UK inflation has dropped to 2.8% in April better than markets predicted, and the lowest rate in over a year.
For anyone thinking about their mortgage, this is a really positive signal:
✅ Pressure on the Bank of England to raise rates is easing
✅ The base rate has held at 3.75% and the outlook is improving
✅ Some high street lenders have been reducing rates
Whether you’re a first-time buyer, looking to move, or coming to the end of your current deal the market is moving in the right direction.
This is exactly the kind of moment where acting sooner rather than later can make a real difference. You could lock in a competitive rate today and still keep your options open if things improve further.
If you want to understand what this means for your mortgage specifically, let’s have a chat.
👇 Drop me a message or comment below. I’d love to help.
Disclaimer “ your property may be at risk if you do not keep the repayments secured against it up to date “