Erin Rose Financial

Home
United Kingdom
Edinburgh, Scotland
Erin Rose Financial

Directions Website Contact the business

Empowering individuals and businesses to take control of their financial future. Bespoke Financial Planning advice.

21/09/2026

Some reasons why I’m rich in life…

26/03/2026

Is this true?

25/03/2026

Have you made use of your available allowances this tax year?

Erin Rose Financial is an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/03/2026

24/03/2026

For all business owners. Something to think about.

Erin Rose Financial is an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/03/2026

20/03/2026

How has your 2026 started financially?

Erin Rose Financial is an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/03/2026

19/03/2026

Just getting started 🙋🏼‍♀️

18/03/2026

Are you a business owner?
Do you have a pension?

Erin Rose Financial an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority). The `St. James’s Place Partnership’ and the titles `Partner’ and Partner Practice are marketing terms used to describe St. James’s Place representatives.

SJP Approved 17/03/2026

07/03/2026

On average, women retire with a pension pot around a third smaller than men’s. 😳

Not because women save less — but because of lower earnings, career breaks, and caring roles.

It’s a quiet gap that grows slowly. However there are few small changes can help close the gap when you have a good plan in place.

05/03/2026

📑Employed ➡ Self-employed 📑

I've had a few conversations this week about going self-employed and how to tackle the personal admin side of it so thought it would be helpful to re-share this post🙂

A good first tip for going from employed to self-employed is to set up a business bank account. Especially if you are a sole trader it can be easy to get into bad habits with your business income and your personal outgoings. I usually recommend people have 3 personal outgoings from their business which includes their ‘salary’– how much you are going to pay yourself, money you are saving for your tax bill and your pension contribution – and try to set up all of these payments to come out on a monthly basis.

If you are new to running your business you could just save your pension contribution in another cash account initially until you have a better idea of your business profitability and how much you can afford to put away for the long term. Don’t leave it for 5 or 10 years though!

(if you are a ltd company – leave it in the company as it is more tax efficient to pay it directly into a pension).

Once you are up and running you can adjust these payments as suits. You will be better able to keep control of your personal spending and see where there is opportunity for the business to spend money which you have built up from profits, which could allow you to grow the business further.

Address

Edinburgh

Website

http://www.erinrosefinancial.co.uk/

Alerts

Be the first to know and let us send you an email when Erin Rose Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Erin Rose Financial:

Want your business to be the top-listed finance company in Edinburgh?